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Hands-off Real Estate
Investments With a Secured
Position and High Returns
Investing in Today’s Economy
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It’s a Buyer’s Market!
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Apartment Foreclosures on the Rise
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State of the Mortgage Industry
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Lot of Seller’s can’t Refi
That’s where we come in!
Infinite Returns, LLC
Did you ever think…
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Tired of the ups and downs of the stock market
and low returns on CDs, savings accounts, and
bonds?
Are you worried you can’t retire?
Is there an investment secured by an income
producing asset with substantially higher
returns than traditional investments available?
Infinite Returns, LLC
How do your CDs Compare?
5 Year CD with $25K at 2.0% = $2630 interest earned
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What would $25,000 invested in real estate at 8% look like?
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$25K X 8% per year X 5 years = $10000 interest earned
 Paid quarterly – directly to you!
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That ‘s a difference of $7370 over 5 years!
Infinite Returns, LLC
Opportunity Awaits the Intelligent Investor
Profit
Apartment Communities
Infinite Returns, LLC
How We Operate
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Locate Motivated Sellers of Apartment
Communities
 20 to 50 units
 Strong cash flow – $65 per unit per month or
more
 Emerging markets – all about job flow!
 Working / Professional Class Communities
 No War Zones!
Infinite Returns, LLC
Our Business Model
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Provide Solutions Through Speed and Ease of
Transaction
Use Cash from Investors to get the best deal
possible and buy property at Deep Discounts
Create Win-Win-Win Scenario between Seller,
Investor, and ∞ Infinite Returns LLC ∞
Infinite Returns, LLC
Why Private Lenders…People Like You
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Cash is King
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Speed to Close a Deal
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Allows us to do more deals
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It’s like “profit sharing” with you
Infinite Returns, LLC
Before We Get Started
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What would you like to cover today?
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We’re probably not a fit
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“Let me think it over”
Infinite Returns, LLC
Investor Evaluation
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What experience do you have Investing?
What would an investment with return of
8-9% or more do for your current investment
goals long term and short term?
What would receiving higher returns allow
you to do?
Infinite Returns, LLC
Investor Evaluation
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Who is involved in the decision making
process when you invest?
Is having a regular income from the investment
important to you?
What are the most important items to cover to
make your investment decision an easy one?
Infinite Returns, LLC
Your Investment Opportunity
Debt/Lending Partner
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Investing Range - $50K to $1M
Time Frames:
 Long Term – 3 to 10 years
High Return on Investment - 7% to 10%
Payment Terms
 Regular Interest Payment
 Interest Accrued
Infinite Returns, LLC
or
Example of Debt Partner
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Private Lender invests $200,000
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Interest earned at 8% Annually
$200,000 x .08 = $16,000 per year!
or $1,333 every month!
- Apartment held for 5 years = $80,000 to Investor
Total Return on Investment: 40% or 8% annually
- Apartment held for 10 years = $160,000 to Investor
Total Return on Investment: 80% or 8% annually
Infinite Returns, LLC
Debt Partner Advantages
Advantages of being a Debt/Lending Partner
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Just like a Bank Loan
Steady consistent payments
Interest earned on principal
Principal returned at time of sale or refinance
Hands-off Real Estate investing
Infinite Returns, LLC
Debt Partner Example
Assumptions for Chart example -30 units, Purchase for $1M, hold 5yrs
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$1M purchase price= 750K bank loan + 280K (25% Down
Payment + 3% closing costs)
Debt/Lending Partner invests $280K and receives 8% interest
over 5 years = $112K Interest payments or $22,400 per year
Interet Payments
Intial Investment
$300,000
$200,000
$280,000
$100,000
$112,000
$0
Debt Partner
Investment
Debt Partner
Profit
Infinite Returns, LLC
Protection for Our Investors
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Title Insurance
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Building Insurance
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Insures building against catastrophic events and protects investors
interest
Deed of Trust
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Ensures clear equitable title and insures against claims from
previous debtors
Public record filed to ensure investors interest in property
Income Producing Property
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Cash flow at purchase protects investors profit earnings
Infinite Returns, LLC
The Process
1. Infinite Returns
locates and secures a
property for
acquisition
5. Infinite Returns sells
or Refis property, pays
Investor’s loan in full
including original
principal and any
unpaid interest due
2. Private Investor
reviews opportunity
via detailed
investment package
and decides to invest
4. Infinite Returns
purchases property,
manages operations
and pays Investor
Interest
3. Private Investor
funds loan via escrow
account and receives
mortgage, note, etc.
Infinite Returns, LLC
4436 Arco: 2004-2007
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Purchased for $106K
Rented 2004-2007 for
$1000/mo
Renovation cost: $20K
Sold property for $209K
66% Total Return
or
22% p/y
2004 Contract Price
2007 Rehab Cost
Profit
Infinite Returns, LLC
-$106K
-$ 20K
$83K
Infinite Returns, LLC
2248 Jefferson St.- Winter 2009
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Private investor loaned
$111K at 8% interest
6 month project
Sold property for $158K
Interest earned by private
investor was $4440
Total Return 36.8% in six
months or 73.4% Annualized
Contract Price -$30K
Rehab
-$81K
Interest Earned -$4.5K
Profit (approx.) $42.5K
Infinite Returns, LLC
Infinite Returns, LLC
800 Louwen, Ladue, MO- Spring 2010
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If Private Investor loaned
$290K for purchase/repairs
3 month project
Sold property for $360K
Interest earned by private
investor would be $5800
Total Return 21.7% or
86.8% annualized
Contract Price
-$210K
Rehab +carry cost -$ 80K
Interest Earned
-$ 5.8K
Profit (approx.)
$64.2K
Infinite Returns, LLC
Infinite Returns, LLC
7965 Glenside, U-City, MO - Fall 2011
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If Private Investor loaned
$117K for purchase/repairs
9 month project
Sold for $155K
Interest earned by private
investor would be $7000
Total Return 25% or
33.4% annualized
Contract Price
- $37K
Rehab +carry cost - $80K
Interest Earned
- $ 7K
Profit (approx.)
$31K
Infinite Returns, LLC
Infinite Returns, LLC
2 Duplexes - Staunton, IL (rental)
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Purchased 2005: $260K
Private Lender invested $26K – earned $2100 over 11
months and was paid off
99.3% Occupancy since purchase
Cash flow: $328/month
Infinite Returns, LLC
Condo – St. Louis, MO (rental)
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Purchased Dec 2010: $59K
3 Bedrooms, 2-1/2 bath
Rent: $900/month
Cash flow: $332/month
Infinite Returns, LLC
Common Questions
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How is the real estate market affecting your
business?
Why would people sell their apartments at
such a deep discount?
Would I be investing in a piece of property or
∞Infinite Returns LLC∞?
Is the investment secured?
What kind of paperwork do I get?
What happens if you get hit by a bus?
Infinite Returns, LLC
Common Questions
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Can I invest from my IRA?
What about taxes? How is this going to affect
my taxable income?
If I need my money back prior to the loan term
end, what are my options?
How can we pay returns this high?
How do I get started?
Infinite Returns, LLC
Next Steps
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Define Investment Details
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Amount Investing
Time Frame
Payment Terms
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Position Funds for Availability
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Receive Investor Paperwork Package
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Deliver Funds for Closing
Infinite Returns, LLC
Actions
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Don’t invest and take your chances with your
current investment portfolio, however
recommend someone who this does fit.
Take control of your investment! Fill out a
short form and invest today!
Infinite Returns, LLC