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The AIG netAdvantage Suite® Coverage Highlights Details The AIG netAdvantage Suite provides comprehensive coverages to protect your client’s digital assets. These are coverages generally not provided under most standard policies. The absence of these specific coverages could expose your clients to significant financial loss. Network Security Liability: Coverage for damages and defense costs suffered from a suit resulting from a computer attack upon the insured’s network, including liability caused by transmission of a computer virus, unauthorized access, denial-of-service, disclosure of confidential information and identity theft. Web Content Liability: Coverage for content-based injuries such as libel, slander, defamation, copyright, title, trademark infringement or invasion of privacy arising from the display of material on the insured’s web site. Internet Professional Liability: Broad-based coverage for errors and omissions liability arising out of a comprehensive list of Internet professional services including application service providers (ASPs), Internet service providers (ISPs), managed and network security services, hosting, media services, electronic exchange and Internet auctions, public key infrastructure services, domain name registration, e-commerce transaction services, search engines and web portals. Network Business Interruption: Coverage that protects the insured’s income, BOTH online and offline resulting from a computer attack. Coverage also includes loss for extended business interruption and dependent business interruption. of the insured’s important information assets, including bandwidth, due to a covered computer attack. Identity Theft: Coverage for liability arising from the theft of personal information of the insured’s customers or clients arising from a breach of network security. PLUS, optional coverage for a 24/7 AIG Identity Theft Call Center for employees, customers or clients. Extra Expense: Coverage for additional expenses incurred to restore the business as quickly as possible after an interruption caused by a failure of security. PLUS up to U.S. $100,000 in computer attack forensic costs reimbursement. Cyber Extortion: Coverage for the investigation and settlement of a cyberextortion threat against the insured. Cyber Terrorism*: Broad-form coverage in response to “acts of terrorism.” Acts of terrorism is broadly defined in the policy to include terrorist computer attacks. The term goes beyond “certified” acts mandated under the Terrorism Risk Insurance Act of 2002. Coverage provides for both first- and third-party loss, damage to data, business interruption and third-party liability resulting from acts of cyber terrorism. Criminal Rewards: Coverage up to $50,000 (reward fund) available for information that leads to the arrest and conviction of individual(s) committing or attempting to commit a computer attack or other qualifying criminal acts. This coverage is provided with no applicable retention. *Available by endorsement. Coverage Highlights Information Asset: Coverage for the damage, destruction, corruption or theft Coverage Highlights cont’d Crisis Communication Fund: Coverage provided up to $50,000 toward the fees and expenses for the insured's public relations crisis arising out of a computer attack. This coverage is provided with no applicable retention. Punitive, Exemplary and Multiple Damages: Coverage provided where permissible by law. Punitive Damages Coverage: Coverage includes demands for money, services, non-monetary or injunctive relief, as well as civil proceedings. Comprehensive Computer Attack: Coverage for any unauthorized access or use of the insured’s computer system resulting from a breach of security, such as denial-of-service attacks, computer viruses or other malicious code. Coverage for both internal (employee) attacks and external attacks that breach your client’s security. Coverage applies regardless of whether attack is specifically targeted or widespread, fraudulent or accidental, malicious or innocent. Physical Theft of Data: Coverage for the liability associated with physical theft of computer hardware or firmware containing information assets. Additional Benefits FREE online security assessment or on-site ISO 17799 security audit for qualifying applicants provided as an additional risk management tool, regardless of whether insurance is purchased. Coverage from the world’s leading international insurance and financial services organization. Limits up to $25 million, retentions as low as $2,500. Premiums starting at $5,000. Coverages can be specifically tailored to address unique customer risks. Coverage is generally provided on a worldwide and system-wide basis. Technology Panel Counsel — The legal services of the AIG Companies’ Technology Panel Counsel is available to all insureds. The panel is comprised of the nation’s leading technology defense firms. To learn more about us, visit our web site at www.aignetadvantage.com or call 1-877-867-3783. AIG eBusiness Risk Solutions (AIG eBRS), a unit of the property and casualty insurance subsidiaries of American International Group, Inc. (AIG), is a global leader in identifying, evaluating and managing network security-related risks. Through the AIG member companies, AIG eBRS offers a comprehensive suite of insurance products and risk management services that protect corporate and personal assets from the emerging exposures inherent in today’s everchanging environment. Insurance underwritten by members of American International Group, Inc. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Coverage may not be available in all jurisdictions, and certain coverages are subject to a sublimit of liability. Some of the non-insurance products may be provided by independent third parties. Executive Offices 70 Pine Street New York, NY 10270 Coverage Highlights The AIG netAdvantage Suite® The AIG netAdvantage Suite® Coverage Highlights Policies Available in the Suite AIG AIG AIG AIG AIG AIG AIG netAdvantage® netAdvantage netAdvantage® netAdvantage netAdvantage® netAdvantage netAdvantage Professional® Commercial Liability® Property Security® Complete® Network Security Liability Network Security Liability WebWeb Content Liability Content Liability ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ Internet Professional Liability Internet Professional Liability ✔ ✔ Network Business Interruption Network Business Interruption Information Asset Coverage Information Asset Coverage ✔ ✔ Identity TheftTheft Identity ✔ ✔ ExtraExtra Expense Expense Cyber Extortion Cyber Extortion ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ *✔ * ✔ *✔ * ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ Crisis Communication FundFund Crisis Communication ✔ ✔ ✔ ✔ ✔ ✔ Punitive, Exemplary and and Multiple Damages Punitive, Exemplary Multiple Damages Physical TheftTheft of Data on hardware/firmware Physical of Data on hardware/fire ✔ ✔ ✔ ✔ ✔ ✔ Criminal Reward FundFund Criminal Reward Cyber Terrorism* Cyber Terrorism* ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ Ask us about industry-specific policies, including healthcare. To learn more about us, visit our web site at www.aignetadvantage.com or call 1-877-867-3783. *Optional coverage available. AIG eBusiness Risk Solutions (AIG eBRS), a unit of the property and casualty insurance subsidiaries of American International Group, Inc. (AIG), is a global leader in identifying, evaluating and managing network security-related risks. Through the AIG member companies, AIG eBRS offers a comprehensive suite of insurance products and risk management services that protect corporate and personal assets from the emerging exposures inherent in today’s ever-changing environment. Insurance underwritten by members of American International Group, Inc. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Coverage may not be available in all jurisdictions, and certain coverages are subject to a sublimit of liability. Some of the non-insurance products may be provided by independent third parties. Executive Offices 70 Pine Street New York, NY 10270