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INVESTOR GUIDE Private Wealth Pools Preferred Pricing Private Wealth Pools Built for Managing & Maintaining Wealth Private Wealth Counsel As an affluent investor, you expect and deserve exclusive investment products that align with your financial goals. Mackenzie Investments has created an elite offering specifically for investors like you – the Mackenzie Private Wealth Pools. Speak to your financial advisor to learn how Mackenzie Private Wealth Pools can work for you. 3 Exclusive selections to preserve & cultivate wealth 2 Exclusivity Mackenzie Private Wealth Pools are only available to high net worth investors with at least $150,000 to invest. Select from 12 exclusive pools that aim to meet a variety of investment needs, including capital preservation, growth and income. 4 Carefully Constructed These multi-manager investment pools combine strategically allocated active portfolios. Our managers take a risk-conscious approach that includes: Multi-Manager Investments Each pool is comprised of core asset classes and takes a multi-manager approach. Equity pools offer the growth potential of stocks, while the fixed income pool offers the income and stability that traditionally comes with bonds. Balanced pools provide various allocations of equities and fixed income securities. Investment Grade Fixed Income Our fixed income and balanced pools maintain an overall credit quality of investment grade within their fixed income exposures, which is traditionally more conservative and less volatile than the credit quality of lower grade bonds. Low Volatility Exposure As part of their U.S. equity exposure, the equity pools employ a dedicated low-volatility strategy. This aims to generate returns comparable to the market over a full business cycle while helping to minimize the impact of market corrections. 5 Mackenzie Private Wealth Pools Money Market Fixed Income Canadian Money Market Pool Global Fixed Income Pool Canadian Fixed Income Cash & Cash Equivalents Income Balanced Global Conservative Income Balanced Pool Global Dividend Equities Global Fixed Income Global Fixed Income Invests in short-term, quality government and corporate debt instruments which are consistent with safety of capital. 100% Cash & Cash Equivalents 6 Global Income Balanced Pool Global Dividend Equities Global Fixed Income Seeks to generate income and some long-term capital growth. It invests primarily in fixed income and income oriented equity securities. Invests in fixed income and income oriented equity securities of any size and location around the world. Its objective is to generate income and long-term capital growth. 100% Fixed Income 70% Fixed Income / 30% Equities 50% Fixed Income / 50% Equities 5% Fixed Rate Distribution 4% Fixed Rate Distribution 4% Fixed Rate Distribution Generates income and capital preservation by investing in a diversified portfolio of fixed income securities from different sized companies or governments around the world. Equities Income Balanced Pool Canadian Focused Equity Pool Emerging Market Equities Global Dividend Equities Canadian Dividend Equities Canadian Fixed Income U.S. Equity Pool U.S. Low Volatility Equities U.S. Low Volatility Equities U.S. Low Volatility Equities Intl. Equities U.S. Equities Global Equity Pool Emerging Market Equities U.S. Equities Canadian Equities U.S. Equities Intl. Equities Global Fixed Income Generates income and long-term capital growth by investing in Canadian fixed income securities and income oriented equity securities. Aims to provide investors with long-term capital appreciation. Although the majority of the Pool’s invested portfolio is in Canadian equity securities, the Pool has strong exposure to securities outside of Canada. Pursues long-term capital growth by investing in a diversified portfolio of U.S. equity securities. Its dedicated low volatility allocation aims to minimize the impact of market corrections. Invests in equity securities of U.S., International and Emerging Market companies to provide investors with long-term capital appreciation. 50% Fixed Income / 50% Equities 100% Equities 100% Equities 100% Equities 4% Fixed Rate Distribution Corporate Class 5% Fixed Rate Distribution Corporate Class 5% Fixed Rate Distribution Corporate Class 5% Fixed Rate Distribution Corporate Class 7 Preferential Pricing Difference in growth with preferential pricing Advantage of Scale Our preferred price structure starts at a minimum investment of $150,000 per pool. As your wealth builds, price discounts continue at higher tiers. The chart illustrates the difference in value when these discounts are applied against the median retail fund in the Global Neutral Balanced category. Preferential pricing savings of 0.26% on a $1 million investment could result in additional growth of more than $138,000 over 20 years. First-Class House Holding Benefits When a household has $250,000 worth of eligible assets with Mackenzie Investments, the minimum investment per pool is generally waived. 8 $3,000,000 $2,800,000 $2,600,000 $2,400,000 $2,200,000 Global Balanced Pool $2,000,000 Median Global Balanced Retail Fund Difference of $138,340 $1,800,000 $1,600,000 $1,400,000 $1,200,000 $1,000,000 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 YEARS FOR ILLUSTRATIVE PURPOSES ONLY. Source: Morningstar and Mackenzie Investments, as of October 31, 2015. The above chart uses the Global Neutral Balanced category median management fee of 0.90%, and the management fee of 0.64% of the Mackenzie Global Income Balanced Pool at the $1,000,000 level. A growth rate of 6% is assumed. 20 Tax-Efficient Options For Building Wealth Investors can choose between four pools that offer a corporate class option, which allows you to switch between pools without triggering a tax event. By deferring the taxes you would pay upon redemption, you can make important decisions without worrying about tax consequences. Additionally, deferring the tax paid from your investments keeps more money in your account, meaning more opportunity to take advantage of the benefits of compounding through potential investment returns. For Tax-Efficient Income Both the Corporate Class and Trust versions of the pools provide options for tax-efficient cash flow for investors. The fixed income and equity pools provide a 5% annual fixed rate distribution, which is paid monthly and is tax deferred (for corporate class). The income balanced pools provide a 4% annual fixed rate distribution that is paid monthly and is tax deferred (for corporate class). 9 Enhanced Features and Services Enhanced statements with personalized rate of return. Market commentary from our investment team, which includes insights on the current state of global markets. Portfolio details that provide a complete picture of your wealth, which includes portfolio allocation, cost breakdown and fee rebates, and any transaction details. 10 Why Invest With Mackenzie Mackenzie Investments is one of Canada’s leading independent asset managers, distributing investment services to individual Canadians through their advisors, and to institutions globally. In business since 1967, Mackenzie is known for innovative investment solutions, proven investment management expertise across all asset classes and investment styles, and a deep commitment to the value of professional investment advice for individual investors. We are committed to the financial success of investors through their eyes. Proudly Canadian, Mackenzie is part of IGM Financial – the world’s ninth largest publicly-traded asset manager – owned by the Power Financial Group of Companies. Confidence rooted in strength 11 180 Queen Street West Toronto, ON M5V 3K1, Canada 1-800-387-0614 mackenzieinvestments.com Commissions, trailing commissions, management fees and expenses all may be associated with pool investments. Please read the prospectus before investing. Pools are not guaranteed, their values change frequently and past performance may not be repeated. The content of this brochure (including facts, views, opinions, recommendations, descriptions of or references to, products or securities) is not to be used or construed as investment advice, as an offer to sell or the solicitation of an offer to buy, or an endorsement, recommendation or sponsorship of any entity or security cited. Although we endeavour to ensure its accuracy and completeness, we assume no responsibility for any reliance upon it. PP1001 12/15 01928