Download perspektif islam dalam asuransi kesehatan

Achmad Tohirin
[email protected]
Al-Ghazali:
The very objective of the Shariah is to promote the well-being
of the people, which lies in safeguarding their faith (deen),
their self (nafs), their intellect („aql), their posterity (nasl) and
their wealth (mal).
Whatever ensures the safeguard of these serves public interest and is
desirable and whatever hurts them is against public interest and its
removal is desirable.
The ultimate goal of all Islamic teachings is to be
a blessing for mankind.
• "There is no disease that Allah has created, except that He also
has created its remedy." Volume 7, Book 71, Number 58
•
“Taking proper care of one's health is the right of the
body.” Bukhari as-Sawm 55, an-Nikah 89, Muslim as-siyyam
183, 193, Nisai
•
“The Prophet not only instructed sick people to take medicine,
but he himself invited expert physicians for this purpose.” D.o.H.
p.50, As-Suyuti's Medicine of the Prophet p.125
• (Taheri, 2008)
Peran Negara:
The state is one of the means that
brings human beings closer to Him.
Tujuan Negara tentang Kesejahteraan:
“to continue the function of prophethood
in safeguarding religion and managing
the worldly affairs”, (Al-Mawardi).
Guaranteeing a minimum level of living for all
Working towards improving material welfare of the
society and its individuals as much as possible within the
limits of available resources
Termasuk jaminan /asuransi kesehatan
masyarakat
Program BPJS:
BPJS merupakan program yang positif bagi pemenuhan
kebutuhan masyarakat dalam bidang kesehatan
BPJS secara substansial selaras dengan
tujuan Ajaran Islam
Praktek BPJS masih perlu memperhatikan aspek syariah
dalam mengemas layanannya, terkait dengan elemen
riba, gharar, maytsir
Islam dan layanan kesehatan
Tujuan konsumsi (kesehatan) dalam Islam
Consumption of economic goods, and the consequent
satisfaction, must not be the ultimate objective of the
individuals. It should serve as a means to the achievement
of the higher ends of a purposive life
Perilaku konsumsi yang sehat
Prinsip moderasi dalam konsumsi
• QS 17:29: tidak mubazir dan tidak kikir
• “jangan makan sebelum lapar, dan berhentilah
makan sebelum kenyang”
Fungsi dakwah dokter
• Dokter dapat memainkan peran strategisnya dalam dakwah
Islam melalui kompetensi kepakarannya dalam bidang
kesehatan
• Bagaimana dokter dapat menjelaskan aspek kesehatan dari
berbagai ibadah yang ada dalam Islam seperti solat, puasa,
zakat dan lain-lainnya
• Pengetahuan dokter mengenai ilmu kesehatan dari perspektif
Islam sangat penting untuk mendukung dakwah dokter (misalnya
pemahaman tentang konsep pengobatan ala Rasulullah
SAW/tibbun nabi)
Kisah Prof Dr Muhammad Saleh