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Integrated Case-Based and Rule-Based reasoning approaches for Insurance Presented BY Palwencha Nagraj Krishna (04329801) Guided By Prof Rajendra M. Sonar Content Introduction to Expert System Case Base Reasoning Hybrid System Different Integrated Approaches Insurance Domain Approaches iKen Research Project at IIT Bombay Problem Definition Field Officer Policy to be given or not Agent Advice Policy Client Expert System Expert systems are defined as an intelligent computer program that uses knowledge and inference procedures to solve problems those are difficult enough to require significant human expertise for their solution. Knowledge-based expert systems, or simply expert systems, use human knowledge to solve problems that normally would require human intelligence. Dr. Peter R. Gillett, Associate Professor, Department of Accounting & Information Systems, Faculty of Management, Rutgers University ES Components Software Inference Engine Knowledge Engineer Users Working Memory Expert Knowledge Base Spreadsheet Database Data Hardwqre James P. Ignizio, “Introduction to Expert Systems The Development and Implementation of Rule-Based Expert Systems”, McGraw-Hill International Expert Systems Types Rule-based Expert Systems Frame-based Systems Hybrid Systems Model-based Systems Knowledge Acquisition and Validation Knowledge Engineering (KE) Knowledge Acquire Knowledge Validate Knowledge Represent Inferencing Knowledge Representation A good knowledge representation naturally represents the problem domain KR Type OAV Triplet Semantic Network Frames Rules Production Rules Production rules are normally IF-THEN variety. The alternate designation for IF-THEN rules is that of condition-action statements. Inferencing with Rules: Forward and Backward Chaining Rule: IF A (is true) THEN B (is the case) IF = Premise THEN = Assertion (or conclusion) Pattern Matching: Is A true? Has it even been set? If not, how is it set? Backward Chaining Goal Driven Traveling by Tain from Mumbai to Solapur What Train arrive in Solapur Do any originate in Mumbai If not, for each origination, what Trains end there? And where do they originate …. Forward Chaining Data driven Travling by Train from Mumbai to Solapur s leaving Denver – Destinations Are any destinations Tokyo? If not, from those non Solapur dests, what flights Trains? Which of those go to Solapur? …… Structure of Expert Systems Development Environment Consultation Environment Decision Support Systems and Intelligent Systems, Efraim Turban and Jay E. Aronson 6th ed, Copyright 2001, Prentice Hall, Upper Saddle River, NJ Introduction to CBR Case base reasoning system use the technique to match a situation or problem description to a stored database. Input is given by the user on the current situation and the output is case retrieval to the most similar match to the database. The CBR engine first searches for case history that are similar to the given description. The main intention is to reuse previous experiences for actual problems. . Diagnostic Stratrgies, “Expert System Development Series Introduction to Case- Base Reasoning”, www.DiagnosticStrategies.com. Case A case has two parts: A problem or a set of problems. The solution of this problem A question can influence one or more case. Technology used: Case Indexing: A CBR system ability to retrieve relevant cases quickly and accurately from its case base is its main power. It build a structure that will return the most appropriate case(s) at high speed. Different methods(1) Nearest neighbor: The system would simply prefer cases that match more features to a case that matched fewer. Different methods (2) Induction: Inductive approaches to indexing are useful where the retrieval goal or case outcome is well defined. The output of the induction process is in the form of a decision tress. Different methods(3) Knowledge guided: A knowledge-guided approach uses human knowledge to the induction process by manually identifying known case features that are considered important The CBR cycle Ian Watson & Farhi Marir (1994), “Case-Based Reasoning: A Review”, Cambridge University Press, 1994. The Knowledge Engineering Review, Vol. Hybrid Intelligent Systems Hybrid Intelligent System is a combination of two techniques with more strength and less weakness Almost every conceivable problem has been approached using some form of hybrid system. Hybrid systems are universally better than conventional approaches. Suran Goonatilake, Sukdev Khebbal, “Intellegent Hybrid Systems “, Goonatilake Khebbal Editor Integrated expert systems and case-based reasoning Indexing Problem RBR Indexed Case Library CBR Combination Solution Andrew R. Golding , Paul S. Rosenbloom, “Improving accuracy by combining rule-based and case-based reasoning”, ELSEVIER, Artificial Intelligence, Case Study If occupation( c) = student then attentive ; ‘Student’ rule elseif sex(c) = M and age(c) < 30 then inattentive ; ‘Young driver’ rule elseif age(c) 2 65 then inattentive ; ‘Old driver’ rule else attentive ; ‘Default’ rule If address2( c) = New York, NY or address2(c) = Los Angeles, CA then endangered ; ‘Hostile traffic’ rule else neutral ; ‘Normal traffic’ rule If inattentive(c) and endangered(c) then high-risk ; ‘High’ rule elseif inattentive(c) or endangered(c) then medium-risk ; ‘Medium’ rule else low-risk ; ‘Low’ rule Case Study cont……. Integrated approaches Sequential Inference Type: For RBR and CBR, one is run firstly and another Secondly. Knowledge Conversion Type: Convert cases into rules. Host-Assistant Type: RBR as host and CBR as assistant Integrated-Reasoning Type: Reason separately with CBR and RBR, then compare the two results to make a decision Zhi-Wei Ni, Shan-Lin Yang, Long-Shu Li, Rui-Yu Jia, “Integrated Case-Based Reasoning”, Volume 3, 2-5 Nov. 2003 Page(s):1845 - 1849 ES and CBR in Insurance It consist of three key process data entry, data revision and evaluation of data by the expert RuleMaster provides ways to develop the rules in the system. Research Project – iKen IIT has developed a Hybrid AI shell environment named as iKen Core by Prof Rajendra M. Sonar This shell has four techniques Rule Based Reasoning Case Based Reasoning Genetic Algorithm Artificial Neural Network Future Study Studying the potential applications of insurance domain where hybrid approach can be use. Devising methodology for knowledge acquisition, presentation and retrieval. Selection/customization of proper tool. Developing prototype systems. Thank You