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Transcript
Living Super Compare Investment Options
Investment
categories
Safe
Smart
Select
Shares
Investment
option name
Investment objective
Target asset allocation
Risk label
Management
fees1
Admin
fees
Benchmark
Cash Hub
Aims to provide security of capital and regular income.
Cash: 100%
Very Low
Nil
Nil
RBA Cash less 0.75% pa
Cash Option
Aims to provide security of capital and income built into the unit price.
Cash: 100%
Very Low
Nil
Nil
RBA Cash Rate
Term Deposits
To provide stable returns with low risk of capital loss by investing in
wholesale term deposits.
Cash: 100%
Choose from 3 month, 6 month,
1 year and 2 year options
Very Low
Nil
Nil
N/A
Balanced
Aims to provide medium to long term capital growth with income built
into the unit price. Aims to achieve a 2.5% average annual return above
inflation (CPI) over 4 year periods before fees and taxes.
Cash: 50%
Australian Shares: 30%
International Shares: 10%
International Shares (Hedged): 10%
Medium
to
High
Nil
Nil
N/A
Growth
Aims to provide long term capital growth with income built into the
unit price. Aims to achieve a 3.0% average annual return above inflation
(CPI) over 6 year periods before fees and taxes.
Cash: 20%
Australian Fixed Interest: 10%
Australian Listed Property: 5%
Australian Shares: 35%
International Shares: 15%
International Shares (Hedged): 15%
High
0.25%pa
0.5%pa
N/A
High Growth
Aims to provide long term capital growth with income built into the
unit price. Aims to achieve a 3.5% average annual return above inflation
(CPI) over 7 year periods before fees and taxes.
Australian Shares: 50%
International Shares: 25%
International Shares (Hedged): 25%
High
0.25%pa
0.5%pa
N/A
Australian Shares
Aims to closely match the return of the Australian share market (income
and capital growth) as measured by the S&P/ASX 200 Accumulation Index
before fees and taxes.
Australian Shares: 100%
High
0.25%pa
0.5%pa
S&P/ASX 200
Accumulation Index.
International
Shares (Hedged)
Aims to closely match the return of the international share market
as measured by the MSCI World ex-Australia Index (net Dividends
reinvested), 100% hedged in $A before fees and taxes.
International Shares (Hedged): 100%
High
0.25%pa
0.5%pa
MSCI World ex-Australia Index
(net Dividends reinvested),
100% hedged in $A.
International
Shares
Aims to closely match the return of the international share market
as measured by the MSCI World ex-Australia Index (net Dividends
reinvested), before fees and taxes.
International Shares: 100%
Very High
0.25%pa
0.5%pa
MSCI World ex-Australia
Index (net Dividends
reinvested) Unhedged
Australian
Listed Property
Aims to closely match the return of the listed property securities
market as measured by the S&P/ASX 200 A-REIT Index before fees
and taxes.
Australian Listed Property: 100%
High
0.25%pa
0.5%pa
S&P/ASX 200 A-REIT Index
Australian
Fixed Interest
Aims to closely match the return of the Australian fixed interest market
as measured by the UBS Australian Composite Bond Index before fees
and taxes.
Australian Fixed Interest: 100%
Medium
0.25%pa
0.5%pa
UBS Australian
Composite Bond Index
International
Fixed Interest –
Hedged
Aims to closely match the return of the international fixed interest market
– hedged (income and capital growth) as measured by the Citigroup
World Government Bond Index ex Australia, 100% hedged to Australian
dollars before fees and taxes.
International Fixed
Interest (Hedged): 100%
Medium
0.25%pa
0.5%pa
Citigroup World Government
Bond Index ex-Australia, 100%
hedged to Australian dollars.
Direct Shares
To provide direct access to the S&P/ASX 200 companies and selected
ETFs and LICs listed on the Australian Securities Exchange (ASX).
N/A
Medium
to
Very High
N/A
$180 p.a.2
N/A
1.) Buy sell spreads apply to all managed investments. 2.) Brokerage fees apply for buying or selling shares. This information was prepared and sent on behalf of The Trust Company (Superannuation) Limited ABN 49 006 421 638,
AFSL 235153, RSE L0000635, the Trustee of the ING DIRECT Superannuation Fund ABN 13 355 603 448 (Fund) and the issuer of interests in the Fund. ING DIRECT Living Super is a product issued out of the Fund. ING DIRECT,
a division of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL 229823, is the Promoter of the Fund. INGDIR0096