Download credit evaluation from the corporate practitioners

CREDIT EVALUATION FROM THE CREDIT PRACTITIONERS
Overview
It is the Association's objective to help improve and widen members' professional skills in the
area of Credit Management. While the theoretical aspects of each topic would be addressed,
the seminar would pay particular attention to the practical aspects of Credit Management.
Who Should Attend
This seminar is designed for all levels of credit staff as well as corporate CFOs who are
interested to acquire credit evaluation skills, to improve credit decision-making and to mitigate
against credit risks. It is also relevant for those in Sales who would like to develop a better
understanding of the credit risk profile of their respective customers.
Objectives
On completion of the seminar, participants will be able to:

Understand the strategies of credit evaluation and how they can be used in the credit
decision process

Use key financial ratios for assessing credit risk

Analyze financial reports insightfully and recognize areas of risks

Determine if a credit risk is acceptable and identify appropriate risk mitigation strategy
Topics

Introduction to Credit Evaluation
o
What is credit evaluation? Why do it?
o
The credit evaluation process.
o
Sources of information

Basic financial ratios used in credit analysis

Use of financial ratios to measure key performance areas: profitability, debt
management, capital structure, liquidity, activity and growth

How to analyse financial reports?

Searching for the “real” financial data

Streetwise analysis of financial ratios

Credit evaluation without financials

Use of Credit Scoring model

Case studies
Date: 21 July 2016, whole day
Venue: local hotel – to be informed later
Fees: S$250.00 members, S$300.00 non-members
SACM Certification point: 3 points
Trainers: SACM BOM members, experienced credit practitioners.