Download Curriculum Map - Morgan County School District Re-3

Morgan County School District Re-3
Month
August
Content and Essential
Questions
*** This is a Semester Class ***
Life Skills 2 (Personal Finance 1)
Skills
Assessment
*** This is a Semester Class ***
*** This is a Semester Class ***
*** This is a Semester Class ***
Unit 1: Career Decisions
In-Chapter Activities
Worksheets and Tests
Observations
Discussions
Textbook
Computer with application software
Internet and Web connectivity
e-Discover
Why are terms such as "information
age" and "electronic era" used to
describe today's occupations and career
environment?
Chapter 1: Choosing Your Career
What are some U.S. government
publications you could use to research
careers?
Complete a job analysis, listing
positive and negative features of
potential career choices.
Why might a person want to be an
entrepreneur?
Describe the techniques for coping
with change.
What steps can you take to deal with
change and reduce uncertainty?
Explain changing career patterns in a
world economy and the need for job
networking.
Why must individual consider longterm planning, a world economy, and
networking when making career plans?
Resources
Discuss the career and job trends, and
describe sources of job information.
Secretary's Commission on
Achieving Necessary Skills (SCANS)
Foundation Skills essential for job
success:
1. Basic Skills: Reading, writing,
mathematics, and listening and
speaking skills.
2. Thinking Skills: Creative thinking,
critical thinking, and problem-solving
skills.
3. Personal Qualities: Responsibility,
self-esteem, sociability, selfmanagement, integrity, and honesty.
Workplace Skills:
4. Interpersonal Skills: The ability to
work on teams, teach others, serve
customers, exercise leadership,
negotiate, and work with cultural
diversity.
5. Information: The ability to
acquire, evaluate, organize, maintain,
interpret, communicate, and use
computers to process information.
6. Systems: The ability to understand,
monitor, correct, improve, and design
systems.
7. Resources: The ability to manage
time, money, materials, facilities, and
human resources.
Morgan County School District Re-3
Month
Content and Essential
Questions
Life Skills 2 (Personal Finance 1)
Skills
Assessment
Resources
8. Technology: The ability to select,
apply, maintain, and troubleshoot
technology.
If your job does not help you achieve
your personal goals, what will likely
happen?
How can taking an aptitude test help
you career planning?
How can job shadowing help you
evaluate a career option?
Why is it important to re-evaluate your
choices occasionally?
How do companies fill jobs without
advertising?
Chapter 2: Planning Your Career
List reasons why people work and
factors that affect career choices.
Identify and describe good career
planning techniques.
List sources of job opportunity
information.
Itemize and explain good job search
techniques, and formulate a personal
plan of action to get the job you want.
What can your contacts do for you?
How can the Internet help your job
search?
September
Chapter 3: Getting the Job
What are the parts of a letter of
application?
Why should you avoid special
formatting when preparing an e-mail
letter or application?
What information is contained in a
resume? What are the parts of a
resume?
Explain the purpose of, describe the
parts of, and prepare a letter of
application.
List the guidelines for and prepare a
resume and scannable resume.
Describe the letter of reference and
explain why it is useful to job
applicants.
In-Chapter Activities
Worksheets and Tests
Observations
Discussions
Secretary's Commission on
Achieving Necessary Skills (SCANS)
Foundation Skills essential for job
success:
1. Basic Skills: Reading, writing,
mathematics, and listening and
Textbook
Computer with application software
Internet and Web connectivity
e-Discover
Morgan County School District Re-3
Month
Content and Essential
Questions
Life Skills 2 (Personal Finance 1)
Skills
Who are the people that could be good
references to list on your resume or
who would write a letter of reference
for you?
Prepare a job application for, prepare
for a job interview, and list methods of
making a good first impression.
What are some important steps to
remember when filling out an
employment application?
Explain the purpose of, describe the
content of, and prepare a thank-you
letter.
What are some good ways to make a
good first impression at a job
interview?
What is the purpose of the thank-you
letter?
What are situations in which you could
use sympathetic, critical, and creative
listening?
speaking skills.
2. Thinking Skills: Creative thinking,
critical thinking, and problem-solving
skills.
3. Personal Qualities: Responsibility,
self-esteem, sociability, selfmanagement, integrity, and honesty.
Workplace Skills:
4. Interpersonal Skills: The ability to
work on teams, teach others, serve
customers, exercise leadership,
negotiate, and work with cultural
diversity.
5. Information: The ability to
acquire, evaluate, organize, maintain,
interpret, communicate, and use
computers to process information.
6. Systems: The ability to understand,
monitor, correct, improve, and design
systems.
7. Resources: The ability to manage
time, money, materials, facilities, and
human resources.
8. Technology: The ability to select,
apply, maintain, and troubleshoot
technology.
What are several things you should do
to prepare for a job interview?
What is effective communication and
how is it used in the work
environment?
Assessment
Chapter 4: Adapting to Your Job
List and describe effective
communication strategies, including
listening, informal and formal
speaking, communication among
employees, and communication among
employees and employers.
Resources
Morgan County School District Re-3
Month
Content and Essential
Questions
What parts of presentations make them
most effective and encourage you to
listen to them? Why do you think this
happened?
Why are work rules, both written and
unwritten, important to employers?
What are some things you can do to
create a favorable impression with an
employer?
Life Skills 2 (Personal Finance 1)
Skills
Discuss techniques of effective human
relations.
Describe employer expectations and
policies such as written and unwritten
work rules, attitudes, and absenteeism.
Explain motivation and levels of need
as described by Maslow and Herzberg,
and discuss the results of job
satisfaction.
How are motivators and needed related
to job satisfaction?
Chapter 5: Keeping Your Job
What is likely to happen if you do not
fill out common work forms correctly?
What should you do if you lose your
social security card?
What laws protect your rights and
security as a worker?
As an employee, what are your
responsibilities at work?
What things are most important to you
about an employer or a place of
employment?
Understand and complete appropriate
work forms, such as W-4, W-2, social
security number application and
benefits statement, and work permit
application forms.
List and define provisions of basic
employment laws enacted for the
protection and security of workers.
Explain employee responsibilities at
work, including responsibilities to
employers and to other employees.
Describe employer responsibilities to
employees.
What is included in gross pay? How is
net pay calculated?
Unit 2: Money Management
Chapter 6: Pay, Benefits, and
Assessment
Resources
Morgan County School District Re-3
Month
Content and Essential
Questions
What are some benefits that an
employee may be offered? How does
that relate to job satisfaction?
What are the forms of flexible work
arrangements? Which would you prefer
and why?
What are unions and how do they
benefit their members?
What are the purposes of professional
organizations?
Life Skills 2 (Personal Finance 1)
Skills
Assessment
Resources
Working Conditions
Compute payroll deductions and net
pay from information and tables
provided.
Identify optional and required
employee benefits and recognize their
value as additions to net pay.
Explain flexible job arrangements,
such as flexible schedules, job rotation,
job sharing, and permanent part-time
employment.
Describe the role of unions and
professional organization in the
workplace.
October
Chapter 7: Federal Income Tax
What is the purpose of the Internal
Revenue Service (IRS) within our tax
system?
Discuss the purpose of taxes, different
types of taxes, and the history of taxes
in the United States.
Who has the power to levy taxes in the
United States?
Describe components of the tax
system, including the IRS, the power to
tax, and paying your fair share.
Why is voluntary compliance a vital
component of our democracy?
Who is required to file income taxes?
What is taxable income and what are
allowable deductions?
How do you complete a tax form?
Define and discuss the significance of
exemptions, dependents, and taxable
and nontaxable income on tax returns.
Prepare tax Forms 1040EZ and 1040A.
In-Chapter Activities
Worksheets and Tests
Observations
Discussions
Secretary's Commission on
Achieving Necessary Skills (SCANS)
Foundation Skills essential for job
success:
1. Basic Skills: Reading, writing,
mathematics, and listening and
speaking skills.
2. Thinking Skills: Creative thinking,
critical thinking, and problem-solving
skills.
3. Personal Qualities: Responsibility,
Textbook
Computer with application software
Internet and Web connectivity
e-Discover
Morgan County School District Re-3
Month
Content and Essential
Questions
Life Skills 2 (Personal Finance 1)
Skills
Assessment
self-esteem, sociability, selfmanagement, integrity, and honesty.
Workplace Skills:
4. Interpersonal Skills: The ability to
work on teams, teach others, serve
customers, exercise leadership,
negotiate, and work with cultural
diversity.
5. Information: The ability to
acquire, evaluate, organize, maintain,
interpret, communicate, and use
computers to process information.
6. Systems: The ability to understand,
monitor, correct, improve, and design
systems.
7. Resources: The ability to manage
time, money, materials, facilities, and
human resources.
8. Technology: The ability to select,
apply, maintain, and troubleshoot
technology.
What is budgeting? What are the steps
in setting up a budget?
Chapter 8: Budgets and Financial
Records
How are fixed expenses different from
variable expenses?
Describe the budgeting process and
prepare personal budgets.
Why would you prepare a budget, a
personal net worth statement, and a
personal property inventory?
Explain the purpose of record keeping
and be able to prepare a personal net
worth statement and a personal
property inventory.
Explain the elements of legal contracts
and negotiable instruments and
describe your rights and
responsibilities.
What is a contract? What are the
elements of a valid contract?
Why should you read a contract before
signing it? What are your
responsibilities and rights?
Discuss ways to set up a filing system
Resources
Morgan County School District Re-3
Month
Content and Essential
Questions
Life Skills 2 (Personal Finance 1)
Skills
Assessment
Resources
for personal records.
Why would you want to set up a filing
system for personal records? How can
you do this?
What is the purpose of a checking
account?
Chapter 9: Checking accounts and
Other Banking Services
How to you prepare common forms
related to checking accounts?
Describe the purpose of a checking
account.
What is an overdraft? Why is it
important to avoid overdrafts?
Discuss how to prepare a signature
authorization form, checks, check
endorsements, deposit slips, a
checkbook register, and a bank
reconciliation.
Why should you keep a checkbook
register? Why should you reconcile
your bank statement to your checkbook
register?
What are the different types of
endorsements and when would you use
each?
What are some of the services banks
offer to customers in addition to
checking accounts?
Distinguish between different types of
checking accounts.
Describe the various banking services
other than checking accounts available
to consumers.
Identify services for which banks
commonly charge a fee.
What would you put into a safe deposit
box?
What fees are banks allowed to charge
customers on their accounts?
November
What are bank services and how can
consumers use them?
Security First Bank: A Banking
Customer Simulation
Banking Simulation
Worksheets and Tests
Observations
Simulation Packet and materials
Morgan County School District Re-3
Month
Content and Essential
Questions
What are the forms related to banking
and holding a checking account?
What are the parts of a check and a
legal signature?
How can you maintain accurate
financial records?
How do you write checks, deposit
slips, maintain a check register, and
reconcile a bank statement?
What are the parts of a of a paycheck?
What are payroll deductions?
How can you plan a budget? How can
you determine the amount of cash
needed for living expenses?
Life Skills 2 (Personal Finance 1)
Skills
Review basic math activities such as:
decimals, percentages, figuring
interest, and calculating net pay.
Understand and use bank services.
Complete the forms to open a checking
account, complete a loan application,
write checks and deposits slips, and
complete a bank reconciliation.
Understand the parts of a check and
write a legal signature.
Maintain accurate records of income,
spending, and savings.
Use a check register and prove its
accuracy.
Reconcile a bank statement.
Understand common bank terms and
charges.
Understand and use a paycheck.
Understand payroll deductions.
Plan the use of income. Figure percent
of income and compare an average
budget with monthly expenditures.
Plan purchases for cash and for credit.
evaluate purchase in terms of needs
and desires. Determine the cash
required for living expenses.
Assessment
Discussions
Resources
Morgan County School District Re-3
Month
Content and Essential
Questions
December
Life Skills 2 (Personal Finance 1)
Skills
Unit 4: Credit Management
How does the use of credit today
compare to its use in this country's
early years?
Why is it important to make credit
payments by the due date?
Chapter 16: Credit in America
What are the different types of credit?
What are some of the uses of each?
In-Chapter Activities
Worksheets and Tests
Observations
Discussions
Describe the history of credit in
America.
Define basic credit vocabulary.
What are some of the advantages and
disadvantages of credit?
Assessment
Discuss the advantages and
disadvantages of credit.
List and describe the kinds of credit
available to the American consumer.
What are some sources of credit?
Describe and compare sources of
credit.
Secretary's Commission on
Achieving Necessary Skills (SCANS)
Foundation Skills essential for job
success:
1. Basic Skills: Reading, writing,
mathematics, and listening and
speaking skills.
2. Thinking Skills: Creative thinking,
critical thinking, and problem-solving
skills.
3. Personal Qualities: Responsibility,
self-esteem, sociability, selfmanagement, integrity, and honesty.
Workplace Skills:
4. Interpersonal Skills: The ability to
work on teams, teach others, serve
customers, exercise leadership,
negotiate, and work with cultural
diversity.
5. Information: The ability to
acquire, evaluate, organize, maintain,
interpret, communicate, and use
computers to process information.
7. Resources: The ability to manage
time, money, materials, facilities, and
human resources.
How do credit bureaus gather
information for your credit file?
Chapter 17: Credit Records and
Resources
Textbook
Computer with application software
Internet and Web connectivity
Morgan County School District Re-3
Month
Life Skills 2 (Personal Finance 1)
Content and Essential
Questions
Skills
Laws
What does "creditworthiness" mean?
What are the five Cs of credit?
How can you get started using credit?
Why is it important to make payments
on time?
Discuss the importance of credit
records and summarize how and why
records are compiled.
Describe the five Cs of credit.
Explain how to get started using credit.
What are some things you can do to
maintain a good credit rating?
What is the purpose of a credit report?
What are some of the laws affecting
credit?
What should you do if you believe
there is an error on your credit card
statement?
Describe credit rating and a point
system for determining
creditworthiness.
Outline the content of a credit report.
Discuss the protections provided by the
major credit laws.
What are the responsibilities you have
to your creditors? What responsibilities
to creditors have to you?
Chapter 18: Responsibilities and
Costs of Credit
How can you avoid credit card fraud?
Describe the responsibilities of
consumer credit.
How can you reduce or avoid credit
costs?
Discuss how to protect your credit card
from fraud.
Why do credit costs vary? How do
Explain how you can reduce or avoid
Assessment
Resources
Morgan County School District Re-3
Month
Life Skills 2 (Personal Finance 1)
Content and Essential
Questions
economic conditions affect the cost of
credit?
Skills
credit costs.
Explain why credit costs vary.
How do you compute simple interest
and APR?
How do you compute finance charges
on revolving credit?
What are some ways to solve credit
problems?
What is bankruptcy? What are the
general rules relating to bankruptcy?
What kinds of spending are most likely
to get you into credit trouble? What can
you do to avoid these dangers?
Do the advantages of bankruptcy
outweigh the disadvantages? Why or
why not?
Compute and explain simple interest
and APR.
Compare methods of computing
finance charges on revolving credit.
Chapter 19: Problems with Credit
List and explain different methods for
solving credit problems.
Outline bankruptcy laws, including
exempted items, types of income
excluded, and bankruptcy options.
Discuss the major causes of
bankruptcy.
Describe the advantages and
disadvantages of declaring bankruptcy.
Assessment
Resources