
Measuring Government Workshop on New Zealand’s National Accounts and Financial Statistics
... and losses; residual cash, net debt; net worth • SNA: net lending (or financial balance in OECD) • GFS: net operating balance; net lending (fiscal balance in Australia); cash surplus, net financial worth; net worth Net lending subtracts net purchases of non-financial assets from net operating balanc ...
... and losses; residual cash, net debt; net worth • SNA: net lending (or financial balance in OECD) • GFS: net operating balance; net lending (fiscal balance in Australia); cash surplus, net financial worth; net worth Net lending subtracts net purchases of non-financial assets from net operating balanc ...
Whole Foods Market Reports First Quarter Results
... include references to assumptions and relate to our future prospects, developments and business strategies. Except for the historical information contained herein, the matters discussed in this press release are forward-looking statements that are based on the Company’s current assumptions and invol ...
... include references to assumptions and relate to our future prospects, developments and business strategies. Except for the historical information contained herein, the matters discussed in this press release are forward-looking statements that are based on the Company’s current assumptions and invol ...
Preliminary Debt Investor Presentation
... Act of 1933 with respect to certain of the Bank of Ireland Group’s (the “Group”) plans and its current goals and expectations relating to its future financial condition and performance and the markets in which it operates. These forward looking statements can be identified by the fact that they do n ...
... Act of 1933 with respect to certain of the Bank of Ireland Group’s (the “Group”) plans and its current goals and expectations relating to its future financial condition and performance and the markets in which it operates. These forward looking statements can be identified by the fact that they do n ...
Endogenous Credit Cycles
... This paper is related to different strands of literature. The modeling of adverse selection in credit markets is based on Martin (2008), which is in turn related to the work by Bester (1985, 1987), De Meza and Webb (1987), and Besanko and Thakor (1987). The crucial role played by the relationship be ...
... This paper is related to different strands of literature. The modeling of adverse selection in credit markets is based on Martin (2008), which is in turn related to the work by Bester (1985, 1987), De Meza and Webb (1987), and Besanko and Thakor (1987). The crucial role played by the relationship be ...
Study on Prevention of the American Sub-prime Mortgage Loan Risk
... the American life insurance companies, Prudential Financial takes the highest rate (13.8%) of high-risk assets [2], Metlife follows it closely (13.6%), Genworth Financial ranks the third (9%). The statistics show that high-risk assets accounts for 7.8% averagely in the assets of 15 listed life insur ...
... the American life insurance companies, Prudential Financial takes the highest rate (13.8%) of high-risk assets [2], Metlife follows it closely (13.6%), Genworth Financial ranks the third (9%). The statistics show that high-risk assets accounts for 7.8% averagely in the assets of 15 listed life insur ...
The Mother of All Sudden Stops: Capital Flows and Reversals in
... debtors were in fact larger in 2011 than in 1931 but they were also compensated by much larger inflows of official capital. We find further that push factors (conditions in international capital markets) do better than pull factors (conditions in the borrowing countries) in explaining the surge and ...
... debtors were in fact larger in 2011 than in 1931 but they were also compensated by much larger inflows of official capital. We find further that push factors (conditions in international capital markets) do better than pull factors (conditions in the borrowing countries) in explaining the surge and ...
The Monetary and Fiscal Implications of Achieving Debt Sustainability.
... In The Bahamas, as with many other similar economies, international transactions are regulated by exchange controls, and the question of the relevance of exchange restrictions is a prominent, though intermittently debated subject. One proponent for the adoption of the US dollar as the official curre ...
... In The Bahamas, as with many other similar economies, international transactions are regulated by exchange controls, and the question of the relevance of exchange restrictions is a prominent, though intermittently debated subject. One proponent for the adoption of the US dollar as the official curre ...
The rooney Group - Edwards School of Business
... The Rooney group will hire primarily young professionals starting their career with the guidance of several board of directors with experience in commercial real estate development in both the Calgary and Vancouver areas. We will hire young professionals just starting their careers as well as those ...
... The Rooney group will hire primarily young professionals starting their career with the guidance of several board of directors with experience in commercial real estate development in both the Calgary and Vancouver areas. We will hire young professionals just starting their careers as well as those ...
Course Home. - Primary Residential Mortgage
... For perhaps the first time in your origination career, you can become truly productive with a mortgage partner who understands that success is achieved as much by one’s ability to develop loyal borrower relationships and purchase-referral sources, as it is by competitive interest rates and compensat ...
... For perhaps the first time in your origination career, you can become truly productive with a mortgage partner who understands that success is achieved as much by one’s ability to develop loyal borrower relationships and purchase-referral sources, as it is by competitive interest rates and compensat ...
NBER WORKING PAPER SERIES MACROECONOMICS WITH FINANCIAL FRICTIONS: A SURVEY Markus K. Brunnermeier
... when individuals only face (uninsurable) idiosyncratic shocks. Holding liquid assets, which can be sold with limited price impact, allows individuals to self-insure against their idiosyncratic shock when they hit their borrowing constraint. As a consequence, assets that pay off in all states, like a ...
... when individuals only face (uninsurable) idiosyncratic shocks. Holding liquid assets, which can be sold with limited price impact, allows individuals to self-insure against their idiosyncratic shock when they hit their borrowing constraint. As a consequence, assets that pay off in all states, like a ...
nikko am australian share concentrated fund
... The S&P/ASX 200 Accumulation Index was up 0.2% during the month. The Australian market managed a marginally positive return in June while global equity markets were mixed. Global markets were higher initially, with the Dow, S&P 500 and NASDAQ all hitting record highs. However equities suffered late ...
... The S&P/ASX 200 Accumulation Index was up 0.2% during the month. The Australian market managed a marginally positive return in June while global equity markets were mixed. Global markets were higher initially, with the Dow, S&P 500 and NASDAQ all hitting record highs. However equities suffered late ...
Finance Committee
... address high-priority items emerging from the strategic planning process and the President’s priorities of faculty retention and recruitment, curriculum enhancement, and research; and (2) transition to an activity-based resource allocation model based on multi-year financial planning in the schools ...
... address high-priority items emerging from the strategic planning process and the President’s priorities of faculty retention and recruitment, curriculum enhancement, and research; and (2) transition to an activity-based resource allocation model based on multi-year financial planning in the schools ...
property, plant and equipment (ppe) structure
... system of a building) Identifying situations of control over shared assets Determining if further classes are needed for disclosure and respective lives Deciding how to measure beginning balances (cost or fair value) An entity that adopts accrual accounting for the first time in accordance wit ...
... system of a building) Identifying situations of control over shared assets Determining if further classes are needed for disclosure and respective lives Deciding how to measure beginning balances (cost or fair value) An entity that adopts accrual accounting for the first time in accordance wit ...
Prospects for inflation
... (a) Chart 5.6 represents a cross-section of the CPI inflation fan chart in 2009 Q1 for the market interest rate projection. The coloured bands have a similar interpretation to those on the fan charts. Like the fan charts, they portray the central 90% of the probability distribution. If economic circ ...
... (a) Chart 5.6 represents a cross-section of the CPI inflation fan chart in 2009 Q1 for the market interest rate projection. The coloured bands have a similar interpretation to those on the fan charts. Like the fan charts, they portray the central 90% of the probability distribution. If economic circ ...
Getting to Know Internal Auditing - The Institute of Internal Auditors
... • Keep senior management aware of critical issues • Ensure factual communications of financial, operational and compliance data • Make suggestions based on knowledge of operations throughout the organization ...
... • Keep senior management aware of critical issues • Ensure factual communications of financial, operational and compliance data • Make suggestions based on knowledge of operations throughout the organization ...
Bulletin Contents Volume 76 No. 4, December 2013
... credit and asset prices imbalances, or high interest rates ...
... credit and asset prices imbalances, or high interest rates ...
Equity Management
... cast to member-patrons who have previously invested. The over invested or inactive members should not be responsible for financing a cooperative they do not use. Failure to redeem equity reduces member realized return on equity (ROE). ...
... cast to member-patrons who have previously invested. The over invested or inactive members should not be responsible for financing a cooperative they do not use. Failure to redeem equity reduces member realized return on equity (ROE). ...
TOPIC I
... expenditure in Vietnam, cause the abundance of dollars, which created doubts about its convertibility to gold. As a result the European central banks tried to convert their dollar reserves to gold, creating an unsustainable situation for the USA. Due to this, in December of 1971, the president of th ...
... expenditure in Vietnam, cause the abundance of dollars, which created doubts about its convertibility to gold. As a result the European central banks tried to convert their dollar reserves to gold, creating an unsustainable situation for the USA. Due to this, in December of 1971, the president of th ...
Paper - Federal Reserve Bank of Kansas City
... treasury bonds. By buying these assets, quantitative easing propped up their price, reduced yields and in some cases, unfroze markets where trading had largely ground to a halt. In return for these assets, the Federal Reserve paid for them by issuing liabilities. These liabilities are central bank ...
... treasury bonds. By buying these assets, quantitative easing propped up their price, reduced yields and in some cases, unfroze markets where trading had largely ground to a halt. In return for these assets, the Federal Reserve paid for them by issuing liabilities. These liabilities are central bank ...
Liquidity Ratios
... Note: All sales were assumed to be on credit. This was done to simplify the problem. Aging of receivables is not a ratio technique. It categorizes the receivables according to the length of time that they have been outstanding. ...
... Note: All sales were assumed to be on credit. This was done to simplify the problem. Aging of receivables is not a ratio technique. It categorizes the receivables according to the length of time that they have been outstanding. ...
Financialization

Financialization is a term sometimes used in discussions of the financial capitalism that has developed over the decades between 1980 and 2010, in which financial leverage tended to override capital (equity), and financial markets tended to dominate over the traditional industrial economy and agricultural economics.Financialization describes an economic system or process that attempts to reduce all value that is exchanged (whether tangible or intangible, future or present promises, etc.) into a financial instrument. The intent of financialization is to be able to reduce any work product or service to an exchangeable financial instrument, like currency, and thus make it easier for people to trade these financial instruments.Workers, through a financial instrument such as a mortgage, may trade their promise of future work or wages for a home. The financialization of risk sharing is what makes possible all insurance. The financialization of a government's promises (e.g., US government bonds) is what makes possible all government deficit spending. Financialization also makes economic rents possible.