Download your banking partner in northeastern europe

YOUR BANKING PARTNER
IN NORTHEASTERN EUROPE
Dear customers and partners,
Bank DnB
Etris,
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NORD
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has established
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nem Rompratus,
itself
as a leadingcoenihili,
bank inC.
the
Ita,
Balutem
aut vatumus
tics
and Poland.
in senteris
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Norwegian
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DnB
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NOR and
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verensulin
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staff of
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165
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branches
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Hiliwork
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nosserbit. Patidin terfer licaet ditium
Thomas Buerkle
Group CEO of Bank DnB NORD
DnB NOR + NORD/LB = DnB NORD
Norway’s largest financial service group
51%
North Germany’s largest bank
49%
Joint venture for Northeastern Europe
DnB NORD GROUP
Headquarters
Copenhagen
Assets
EUR 11.1 bln.
Customers
908.000
Estonia
Latvia
Branches
Employees
DnB NORD
165
3.166
Head office
-
63*
Estonia
2
49
Latvia
35
855
Lithuania
86
1.272
Poland
42
927
As of 30.09.2009
*As of 01.10.2009
Lithuania
Poland
THIS IS DnB NOR
DnB NOR is Norway’s largest financial
services group with total assets of more
than EUR 219 billion and a workforce of
approximately 14,000 people.
DnB NOR in Norway…
• Norway’s most extensive distribution
network for financial services
• more than 2.3 million retail customers
and over 200,000 corporate customers
• Norway’s largest life and pension
insurance company with some
1 million customers
• Norway’s largest asset management
operation with more than 630,000
mutual fund customers in Norway
and 294 institutional clients in
Norway and Sweden
DnB NOR internationally…
• international network of 12 branches and representative offices in 18 countries
• Norway’s largest foreign exchange bank, one of the world’s foremost shipping banks
DnB NOR is rated AA- (long term) by Standard & Poor’s
THIS IS NORD/LB
With total assets over EUR 240 billion,
NORD/LB is the leading universal bank in
North Germany.
NORD/LB in Germany…
• the leading bank in North Germany
• State bank (Landesbank) for the
federal states of Lower Saxony and Sazony Anhalt, and the federal state of Bremen (through subsidiary
Bremer Landesbank)
• close ties to 69 savings banks
(Sparkassen in the 3 states)
• North Germany’s top bank for national and international bond issues
NORD/LB internationally…
• branches and subsidiaries in the world’s major financial and trading centres
• network of more than 1,500 correspondent banks globally
NORD/LB is rated A (long term) by Standard & Poor’s
THIS IS DnB NORD
The DnB NORD Group has operations
in Estonia, Latvia, Lithuania and Poland.
The bank’s headquarters are located in
Copenhagen. The banking group provides
a broad range of financial products and
services to both the retail and corporate
markets, building its brand and positive image as a full-service bank.
The bank benefits from having two strong
parent companies, DnB NOR of Norway,
and NORD/LB of Germany, capable of
securing its funding requirements.
With these roots in Norway and Germany,
Bank DnB NORD also offers a natural
gateway to the Baltics, and Poland, to
companies from Denmark, Germany Norway and Sweden.
ESTONIA
DnB NORD in Estonia offers both retail
and corporate banking. The bank has
gained market position and increased
recognition in Estonia over the past three
years. The bank holds the 5th largest
market share in the country in terms of
lending volumes.
Capital:
Tallinn, pop. 472.000
Population:
1.3m
Currency:
Kroon (EEK)
EUR 1 = EEk 15.65
GDP per capita 2008: 11.800 EUR
GDP growth 2008:
-3.6 %
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leasing solutions to both private and commercial clients
fast credit processes and a highly
personal business approach
a variety of financing, payment and
deposit services for corporate
customers, especially targeted
towards manufacturing and
export-oriented corporate clients
cross border clients gain access to full range of products and services across DnB NORD countries
retail products include housing loans, and saving and payment products
LATVIA
DnB NORD Banka is one of the leading
retail and corporate banks in Latvia, serving large, medium, and small companies
(SME), as well as private individuals. The
bank operates an extensive branch and
outlet network across the country, as well
as SME service centers across Latvia,
and a private banking centre in Riga. The
bank has been ranked among the most
valuable companies in Latvia.
Capital:
Riga, pop. 874.000
Population:
2.3m
Currency:
Lat (LVL)
EUR 1 = LVL 0.70
GDP per capita 2008: 10.200 EUR
GDP growth 2008:
-4.6 %
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simple and efficient financial solutions
high-quality, service-oriented and
customer-friendly approach
ranked Latvia’s best bank by
Euromoney in 2008
LITHUANIA
DnB NORD Bankas in Lithuania is a
universal bank providing financial services to retail and corporate customers
across the country. The bank, ranked
number 3 in the country in terms of assets and loan portfolio, runs an extensive
network of branches and outlets, and
offers services including asset management, investment banking, leasing and
real estate.
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user-friendly electronic banking
solutions
packages tailored to SME customers and start-ups
one of largest lenders to municipalities and manufacturing industry
debt securities market leader
strong agricultural banking unit
top creditworthiness rating equivalent to sovereign rating of Lithuania
ranked Lithuania’s best bank by
Euromoney in 2007 and 2008
Capital:
Vilnius, pop. 554.000
Population:
3.4m
Currency:
Litas (LTL)
EUR 1 = LTL 3.45
GDP per capita 2008: 9.600 EUR
GDP growth 2008:
3.0 %
POLAND
DnB NORD Polska is a retail and
corporate bank in Poland, offering a
wide-range of products focused towards large corporate clients, SME
companies, retail customers, and niche
segments such as tenant management
organisations, local government units,
and non-governmental organisations.
Capital:
Warsaw, pop. 1,6m
Population:
38.5m
Currency:
Zloty (PLN)
EUR 1 = PLN 4.35 (floating)
GDP per capita 2008: 9.500 EUR
GDP growth 2008:
4.8 %
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an extensive network of branches, corporate banking centres, banking agencies
specific focus on servicing corporate, SME, and retail customers
strong cross-border focus, especially for German clients expanding to
Poland, and vice versa
market leader in the area of tenant management organisation financing
Head office
Bank DnB NORD
Dampfærgevej 28
DK- 2100 Copenhagen
Telephone + 45 76 700 200
Fax +45 76 700 205
[email protected]
www.dnbnord.com
Printed on: Dalum - CyclusPrint
(100% recycled fibres)
Estonia
DnB NORD Pank
Tartu mnt 10
EE-10145 Tallinn
Lithuania
AB DnB NORD Bankas
J.Basanaviciaus str. 26
LT-03601 Vilnius
Telephone + 372 68 68 500
Fax +372 68 68 501
[email protected]
www.dnbnord.ee
Telephone + 370 5 239 34 44
Fax +370 5 213 90 57
[email protected]
www.dnbnord.lt
Latvia
AS DnB NORD Banka
Smilshu 6
LV-1803 Riga 50
Poland
Bank DnB NORD Polska S.A.
ul. Postępu 15C
02-676 Warszawa
Telephone +371 6717 1880
Fax +371 732 3449
[email protected]
www.dnbnord.lv
Telephone +48 22 524 10 00
Fax +48 22 524 10 01
www.dnbnord.pl