SOUTHWEST BANCORP INC (Form: 10-Q, Received
... and timing of future changes in interest rates, market behavior, and other economic conditions , future laws , regulations and accounting principles; changes in effective tax rates or the expiration of favorable tax provisions; changes in regulatory standards and examination policies; and a variety ...
... and timing of future changes in interest rates, market behavior, and other economic conditions , future laws , regulations and accounting principles; changes in effective tax rates or the expiration of favorable tax provisions; changes in regulatory standards and examination policies; and a variety ...
DOC - Gentex Investor Relations
... Gentex Corporation (the Company) designs and manufactures automatic-dimming rearview mirrors and electronics for the automotive industry, dimmable aircraft windows for the aviation industry, and commercial smoke alarms and signaling devices for the fire protection industry. The Company’s largest bus ...
... Gentex Corporation (the Company) designs and manufactures automatic-dimming rearview mirrors and electronics for the automotive industry, dimmable aircraft windows for the aviation industry, and commercial smoke alarms and signaling devices for the fire protection industry. The Company’s largest bus ...
The Financial Hazards and Risks Entailed in Extending
... initiatives, the Temporary Liquidity Guarantee Program (TLGP) had two parts. The first provided government guarantees for new, senior unsecured debt issued by U.S. financial institutions. The second guaranteed all deposits held in noninterest‐bearing transaction accounts, regardless of dollar amount ...
... initiatives, the Temporary Liquidity Guarantee Program (TLGP) had two parts. The first provided government guarantees for new, senior unsecured debt issued by U.S. financial institutions. The second guaranteed all deposits held in noninterest‐bearing transaction accounts, regardless of dollar amount ...
Session 8 - MineAfrica
... While inter-bank lending has improved – following government guarantees on inter-bank lending in Europe, government capital injections into financial institutions to shore up their balance sheets and massive central bank liquidity injections – tighter credit will contribute to sharply paring global ...
... While inter-bank lending has improved – following government guarantees on inter-bank lending in Europe, government capital injections into financial institutions to shore up their balance sheets and massive central bank liquidity injections – tighter credit will contribute to sharply paring global ...
Satrix Top 40 Index Fund
... Turkish referendum, OPEC, and Brexit all on the calendar at a time when global central banks are transitioning to a tightening bias, we see a chance that the markets might take a breather at some point this year. ...
... Turkish referendum, OPEC, and Brexit all on the calendar at a time when global central banks are transitioning to a tightening bias, we see a chance that the markets might take a breather at some point this year. ...
Grangefield YCC Report 2
... There are a number of concerns regarding the lettings and hiring arrangments at the centre. a) Hirers are not required to complete letting agreement forms, detailing their responsibilities.b) There is no procedure in place to ensure either the hirer has adequate insurance arrangements in place or al ...
... There are a number of concerns regarding the lettings and hiring arrangments at the centre. a) Hirers are not required to complete letting agreement forms, detailing their responsibilities.b) There is no procedure in place to ensure either the hirer has adequate insurance arrangements in place or al ...
Research Division Federal Reserve Bank of St. Louis Working Paper Series
... commercial investment in the current economic crisis because of the enormous overhang in residential and commercial real estate capital. Finally, the ability of central banks to affect longer-term rates that matter for economic activity is thought to be limited (Bernanke and Gertler, 1995; Greenspan ...
... commercial investment in the current economic crisis because of the enormous overhang in residential and commercial real estate capital. Finally, the ability of central banks to affect longer-term rates that matter for economic activity is thought to be limited (Bernanke and Gertler, 1995; Greenspan ...
Volume 74 No. 4, December 2011 Contents
... Household spending is typically the largest component of economy activity. This article sets out some ways of thinking about what shapes household consumption decisions and looks at New Zealand’s experience over the last decade or so – a period marked by rapid growth in asset prices and debt, and by ...
... Household spending is typically the largest component of economy activity. This article sets out some ways of thinking about what shapes household consumption decisions and looks at New Zealand’s experience over the last decade or so – a period marked by rapid growth in asset prices and debt, and by ...
Mackenzie Canadian Large Cap Growth Fund
... The accompanying financial statements have been prepared by Mackenzie Financial Corporation, as Manager of Mackenzie Canadian Large Cap Growth Fund (the “Fund”). The Manager is responsible for the integrity, objectivity and reliability of the data presented. This responsibility includes selecting ap ...
... The accompanying financial statements have been prepared by Mackenzie Financial Corporation, as Manager of Mackenzie Canadian Large Cap Growth Fund (the “Fund”). The Manager is responsible for the integrity, objectivity and reliability of the data presented. This responsibility includes selecting ap ...
Loan Securitization and the Monetary Transmission Mechanism
... information on the borrowers. The secondary market is selected against by the underwriters, and always ends up with a portfolio including the riskiest loans, all identically priced. The model can also be interpreted as describing an economy where banks have an informational advantage over the second ...
... information on the borrowers. The secondary market is selected against by the underwriters, and always ends up with a portfolio including the riskiest loans, all identically priced. The model can also be interpreted as describing an economy where banks have an informational advantage over the second ...
Schuldscheindarlehen - Bundesverband Öffentlicher Banken
... 1 An attractive financing vehicle – for issuers and investors With origins dating back to the 19th century, Schuldscheindarlehen have regularly been used as a financing instrument by many small to medium-sized enterprises for a long time. A Schuldscheindarlehen is an unsecured financing instrument ...
... 1 An attractive financing vehicle – for issuers and investors With origins dating back to the 19th century, Schuldscheindarlehen have regularly been used as a financing instrument by many small to medium-sized enterprises for a long time. A Schuldscheindarlehen is an unsecured financing instrument ...
Subprime mortgage lending has grown tremendously
... mortgage loans, and subprime mortgage loans were among various other types of credit, such as multifamily residential mortgage loans, automobile loans, and manufactured home loans, that began to be securitized in the 1990s. Through securitization, the subprime mortgage market strengthened its links ...
... mortgage loans, and subprime mortgage loans were among various other types of credit, such as multifamily residential mortgage loans, automobile loans, and manufactured home loans, that began to be securitized in the 1990s. Through securitization, the subprime mortgage market strengthened its links ...
Monthly Economic and Financial Developments June 2009
... increased, non-performing loans (those more than 90 days in arrears on which banks ceased accumulating interest) rose modestly by $1.6 million (0.3%) to $469.8 million, for a 3 basis points gain in the corresponding ratio to 7.8%. With regard to the major categories, the decline in total arrears rat ...
... increased, non-performing loans (those more than 90 days in arrears on which banks ceased accumulating interest) rose modestly by $1.6 million (0.3%) to $469.8 million, for a 3 basis points gain in the corresponding ratio to 7.8%. With regard to the major categories, the decline in total arrears rat ...
solutions to end-of
... b. Think about a bond that matures in one month. Its present value is influenced primarily by the maturity value, which will be received in only one month. Even if interest rates double, the price of the bond will still be close to $1,000. A 1-year bond’s value would fluctuate more than the one-mont ...
... b. Think about a bond that matures in one month. Its present value is influenced primarily by the maturity value, which will be received in only one month. Even if interest rates double, the price of the bond will still be close to $1,000. A 1-year bond’s value would fluctuate more than the one-mont ...
MPFD Lesson 9A: The Three C`s of Credit
... minutes, instruct the groups to compare their answers, discuss any differences, and come to an agreement on the rating given for each of the three C’s. Handout 9A.3: Approve or Deny Credit?—Part B Answer Key Each individual characteristic has five levels of risk that decrease from the top to bottom ...
... minutes, instruct the groups to compare their answers, discuss any differences, and come to an agreement on the rating given for each of the three C’s. Handout 9A.3: Approve or Deny Credit?—Part B Answer Key Each individual characteristic has five levels of risk that decrease from the top to bottom ...
OOK L T
... whole or in part to any other person without our prior written consent. This publication should not be construed as an offer or solicitation for the subscription, purchase or sale of the securities/instruments mentioned herein. Any forecast on the economy, stock market, bond market and economic tren ...
... whole or in part to any other person without our prior written consent. This publication should not be construed as an offer or solicitation for the subscription, purchase or sale of the securities/instruments mentioned herein. Any forecast on the economy, stock market, bond market and economic tren ...
PDF Download
... Profit oriented commercial banking was introduced in Slovakia, as well as in other transition countries, only at the beginning of the 1990s. The first year of economic transition were characterized by an underdeveloped financial sector especially with respect to SMEs. In the early reform years, Líza ...
... Profit oriented commercial banking was introduced in Slovakia, as well as in other transition countries, only at the beginning of the 1990s. The first year of economic transition were characterized by an underdeveloped financial sector especially with respect to SMEs. In the early reform years, Líza ...
Adjusted Free Cash Flow
... coverage ratio and its leverage ratio – could result in the Company’s lenders requiring the Company to immediately repay all amounts borrowed. If the Company anticipated a potential covenant violation, it would seek relief from its lenders, which would have some cost to the Company, and such relief ...
... coverage ratio and its leverage ratio – could result in the Company’s lenders requiring the Company to immediately repay all amounts borrowed. If the Company anticipated a potential covenant violation, it would seek relief from its lenders, which would have some cost to the Company, and such relief ...
Financialization
Financialization is a term sometimes used in discussions of the financial capitalism that has developed over the decades between 1980 and 2010, in which financial leverage tended to override capital (equity), and financial markets tended to dominate over the traditional industrial economy and agricultural economics.Financialization describes an economic system or process that attempts to reduce all value that is exchanged (whether tangible or intangible, future or present promises, etc.) into a financial instrument. The intent of financialization is to be able to reduce any work product or service to an exchangeable financial instrument, like currency, and thus make it easier for people to trade these financial instruments.Workers, through a financial instrument such as a mortgage, may trade their promise of future work or wages for a home. The financialization of risk sharing is what makes possible all insurance. The financialization of a government's promises (e.g., US government bonds) is what makes possible all government deficit spending. Financialization also makes economic rents possible.