Mortgage-Related Securities
... interest rate tied to market levels. Fannie Mae ARMs Fannie Mae offers an adjustable rate mortgage-backed securities program. A Fannie Mae-backed ARM is supported by a pool of ARMs that share the same index and other similar contract features. These ARM securities bear a pass-through rate or accrual ...
... interest rate tied to market levels. Fannie Mae ARMs Fannie Mae offers an adjustable rate mortgage-backed securities program. A Fannie Mae-backed ARM is supported by a pool of ARMs that share the same index and other similar contract features. These ARM securities bear a pass-through rate or accrual ...
Dreyfus Variable Investment Fund: Quality Bond Portfolio
... decreases in liquidity may be caused by a rise in interest rates (or the expectation of a rise in interest rates), which currently are at or near historic lows in the United States and in other countries. An unexpected increase in fund redemption requests, including requests from shareholders who ma ...
... decreases in liquidity may be caused by a rise in interest rates (or the expectation of a rise in interest rates), which currently are at or near historic lows in the United States and in other countries. An unexpected increase in fund redemption requests, including requests from shareholders who ma ...
Housing, Mortgage Bailout Guarantees and the
... of this bailout guarantee as a tax-financed mortgage interest rate subsidy. Prior to their bailout in 2008, the GSE’s could borrow at interest rates close to that on U.S. government debt, despite the fact that they were heavily exposed to aggregate house price risk (as has become abundantly clear du ...
... of this bailout guarantee as a tax-financed mortgage interest rate subsidy. Prior to their bailout in 2008, the GSE’s could borrow at interest rates close to that on U.S. government debt, despite the fact that they were heavily exposed to aggregate house price risk (as has become abundantly clear du ...
Three Essays on The Term Structure of Interest Rates
... The result in this paper is in sharp contrast to the conventional view that shortterm capital is more internationally mobile than long-term capital. The 1960’s Operation Twist, in which the Federal Reserve and the Treasury attempted to raise the short-term rate relative to the long-term interest rat ...
... The result in this paper is in sharp contrast to the conventional view that shortterm capital is more internationally mobile than long-term capital. The 1960’s Operation Twist, in which the Federal Reserve and the Treasury attempted to raise the short-term rate relative to the long-term interest rat ...
The influence of macroeconomic developments on Austrian banks
... be used to explain the income side, profitability and financial stability of Austrian banks. Structural changes, such as increased competition, joining the single market and the opening up of eastern European markets, have certainly also had a strong impact on Austrian banks. Furthermore, we draw th ...
... be used to explain the income side, profitability and financial stability of Austrian banks. Structural changes, such as increased competition, joining the single market and the opening up of eastern European markets, have certainly also had a strong impact on Austrian banks. Furthermore, we draw th ...
Pricing of Corporate Loan : Credit Risk and Liquidity cost
... borrower’s credit quality e.g., a pricing grid based on the borrower rating or protecting guarantees. The main option remains however the prepayment option and it will be the subject of this entire thesis. In order to decide whether the exercise of the option is worthwhile the borrower compares the ...
... borrower’s credit quality e.g., a pricing grid based on the borrower rating or protecting guarantees. The main option remains however the prepayment option and it will be the subject of this entire thesis. In order to decide whether the exercise of the option is worthwhile the borrower compares the ...
LCmexL715eng_en.pdf
... The sub-region is caught between two opposing forces: first, there are economies outside the region that offer lower labor costs and take away simple assembly plant production from the countries of the Isthmus, especially those related to textiles. Second, the sub-region has not invested sufficientl ...
... The sub-region is caught between two opposing forces: first, there are economies outside the region that offer lower labor costs and take away simple assembly plant production from the countries of the Isthmus, especially those related to textiles. Second, the sub-region has not invested sufficientl ...
WATSCO INC (Form: 10-K, Received: 02/29/2016 14:38:52)
... fluctuations in certain commodity costs; ...
... fluctuations in certain commodity costs; ...
Adding New Dimensions
... base rate by the central bank helped spur consumer demand. The steps taken by the government in recent times have shown positive results as India’s gross domestic product (GDP) at factor cost at constant (2011-12) prices 2015-16 is INR 113.5 trillion (US$ 1.668 trillion), as against INR 105.5 trilli ...
... base rate by the central bank helped spur consumer demand. The steps taken by the government in recent times have shown positive results as India’s gross domestic product (GDP) at factor cost at constant (2011-12) prices 2015-16 is INR 113.5 trillion (US$ 1.668 trillion), as against INR 105.5 trilli ...
Proposal file - Inter-American Development Bank
... satisfy their housing needs and the conditions of the housing units where they live. We will characterize the occupancy conditions (rental, occupancy with no title deed, formal ownership), the expenses of the family on housing as a percentage of their monthly income, the physical conditions of the h ...
... satisfy their housing needs and the conditions of the housing units where they live. We will characterize the occupancy conditions (rental, occupancy with no title deed, formal ownership), the expenses of the family on housing as a percentage of their monthly income, the physical conditions of the h ...
working paper / xx/12 - Ministry of Social Development
... policy problems inasmuch as the rules governing the institutions concerned are made or influenced by the government, and the consequences of institutional failure if it occurs are likely to be public policy problems themselves. Although the desired outcome – efficient decumulation – is known, the pr ...
... policy problems inasmuch as the rules governing the institutions concerned are made or influenced by the government, and the consequences of institutional failure if it occurs are likely to be public policy problems themselves. Although the desired outcome – efficient decumulation – is known, the pr ...
Contributed Session 45 - Financial Systems and Banking II
... International Economic Association in Istanbul. The World Congresses are organized in every three years. This Second International Conference on Economics, ICE-TEA 2010, that we organized in Girne, is the third international activity of the Association. We determined the main theme of ICE-TEA 2010 a ...
... International Economic Association in Istanbul. The World Congresses are organized in every three years. This Second International Conference on Economics, ICE-TEA 2010, that we organized in Girne, is the third international activity of the Association. We determined the main theme of ICE-TEA 2010 a ...
malta financial services authority
... Investment-based crowdfunding platforms would be subject to the licence conditions applicable to investment services licence holders qualifying as MiFID Firms [the Rules]. A range of conduct of business requirements apply. Inter alia, the platform operator would be required to provide appropriate in ...
... Investment-based crowdfunding platforms would be subject to the licence conditions applicable to investment services licence holders qualifying as MiFID Firms [the Rules]. A range of conduct of business requirements apply. Inter alia, the platform operator would be required to provide appropriate in ...
WPS2585 - World bank documents
... techniques [Beck, Levine, and Loayza, 2000]. Thus, a large and diverse empirical literature supports the view that financial systems are instrumental for economic growth. The view that financial systems exert a first-order impact on economic growth raises a critical question: How did some countries ...
... techniques [Beck, Levine, and Loayza, 2000]. Thus, a large and diverse empirical literature supports the view that financial systems are instrumental for economic growth. The view that financial systems exert a first-order impact on economic growth raises a critical question: How did some countries ...
A case for high-yield bonds
... will marginally increase in 2012 but still remain well below the historical average. A number of factors support this expectation. Since the 2008 crash, many issuers of high-yield bonds have made significant efforts to strengthen their balance sheets through free cash flow generation, debt reduction ...
... will marginally increase in 2012 but still remain well below the historical average. A number of factors support this expectation. Since the 2008 crash, many issuers of high-yield bonds have made significant efforts to strengthen their balance sheets through free cash flow generation, debt reduction ...
بورصة بيورت - Beirut Stock Exchange
... 17) Mother Companies: (Name, Law governing the establishment of the mother company, ownership percentage from the overall stocks of the concerned company, nature of the mother company’s activity, capital of the mother company). ...
... 17) Mother Companies: (Name, Law governing the establishment of the mother company, ownership percentage from the overall stocks of the concerned company, nature of the mother company’s activity, capital of the mother company). ...
NBER WORKING PAPER SERIES Paul Beaudry Amartya Lahiri
... and economic contraction? There are currently many proposed explanations. For example, common explanations involve a combination of an overly expansive monetary policy, a saving glut driven by foreign investors, irrational exuberance involving house prices, opaque financial securities, fraudulent mo ...
... and economic contraction? There are currently many proposed explanations. For example, common explanations involve a combination of an overly expansive monetary policy, a saving glut driven by foreign investors, irrational exuberance involving house prices, opaque financial securities, fraudulent mo ...
FIN 331 in a Nutshell
... Sometimes difficult to tell if a ratio value is “good” or “bad” Different ratios give different signals Difficult to tell, on balance, whether a company is in a strong or weak financial ...
... Sometimes difficult to tell if a ratio value is “good” or “bad” Different ratios give different signals Difficult to tell, on balance, whether a company is in a strong or weak financial ...
Suncorp Group Ltd
... the earnings diversification it provides to the Group. The market is very competitive yet the Bank has delivered solid lending growth without compromising credit standards. Impairment losses of just 4 basis points are well below the Bank’s normal operating range and are a direct result of the signif ...
... the earnings diversification it provides to the Group. The market is very competitive yet the Bank has delivered solid lending growth without compromising credit standards. Impairment losses of just 4 basis points are well below the Bank’s normal operating range and are a direct result of the signif ...
Labour and Financial crises: Is labour paying the price of the crisis?
... highly expected from the market. Another explanation may be that labour is less mobile than capital, so that if capital can be easily reallocated to other sectors, regions or countries, labour cannot. Our research was largely motivated by the empirical work of Isaak Diwan (2001). Using a database of ...
... highly expected from the market. Another explanation may be that labour is less mobile than capital, so that if capital can be easily reallocated to other sectors, regions or countries, labour cannot. Our research was largely motivated by the empirical work of Isaak Diwan (2001). Using a database of ...
synthetic zeros - SG Listed Products
... could be made with retroactive effect. Any such statement must not be construed as tax advice and must not be relied upon. The tax treatment of investments will, amongst other things, depend on an individual’s circumstances. Investors must consult with an appropriate professional tax adviser to asce ...
... could be made with retroactive effect. Any such statement must not be construed as tax advice and must not be relied upon. The tax treatment of investments will, amongst other things, depend on an individual’s circumstances. Investors must consult with an appropriate professional tax adviser to asce ...
Reexamining the Financial Value of Information Technology Decisions
... One stream of firm-level studies of Information Technology (IT) impacts has deployed market-based measures of performance developed from capital market theories (Im et al. 2001; Melville et al. 2004). Such market based models assess the impact of IT “events” on shareholder value by estimating the di ...
... One stream of firm-level studies of Information Technology (IT) impacts has deployed market-based measures of performance developed from capital market theories (Im et al. 2001; Melville et al. 2004). Such market based models assess the impact of IT “events” on shareholder value by estimating the di ...
ProposedRuleAttach2015-00056
... The purpose of this rule is to effectuate the legislative directive to promulgate necessary and appropriate rules in conformity with the state statutes of the Community Association Managers Practice Act. SPECIFIC PURPOSE OF THIS RULEMAKING The specific purpose of this rule is to promulgate rules wit ...
... The purpose of this rule is to effectuate the legislative directive to promulgate necessary and appropriate rules in conformity with the state statutes of the Community Association Managers Practice Act. SPECIFIC PURPOSE OF THIS RULEMAKING The specific purpose of this rule is to promulgate rules wit ...
Financialization
Financialization is a term sometimes used in discussions of the financial capitalism that has developed over the decades between 1980 and 2010, in which financial leverage tended to override capital (equity), and financial markets tended to dominate over the traditional industrial economy and agricultural economics.Financialization describes an economic system or process that attempts to reduce all value that is exchanged (whether tangible or intangible, future or present promises, etc.) into a financial instrument. The intent of financialization is to be able to reduce any work product or service to an exchangeable financial instrument, like currency, and thus make it easier for people to trade these financial instruments.Workers, through a financial instrument such as a mortgage, may trade their promise of future work or wages for a home. The financialization of risk sharing is what makes possible all insurance. The financialization of a government's promises (e.g., US government bonds) is what makes possible all government deficit spending. Financialization also makes economic rents possible.