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Fin 3710 Investment Analysis
Fin 3710 Investment Analysis

... If gold had a perfectly positive correlation with stocks, gold would not be a part of efficient portfolios. The set of risk/return combinations of stocks and gold would plot as a straight line with a negative slope. (See the following graph.) The graph shows that the stock-only portfolio dominates a ...
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... payouts and the yield on your investment will drop. If you spot a stock with a large dividend yield, first check its market price over the previous six months. If the price has dropped precipitously, proceed cautiously. Summary The dividend yield indicates the ability to generate dividend income as ...
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... • Does the CAPM work? • Is beta a good proxy for risk? (it should be correlated with expected returns if it is!). • Roll (1977) showed that the CAPM cannot be tested as the market portfolio is unobservable (the market portfolio must consist of all possible investment alternatives that the investor h ...
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... Based on his work, we will see how diversification works, and we can be sure that we have “efficiently diversified portfolios.”  An efficiently diversified portfolio is one that has the highest expected return, given its risk.  You must be aware of the difference between historic return and expect ...
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... Although longer term government bonds are default-risk-free (or at least we will work under that assumption here), they are also riskier than bills. In particular, they are much more sensitive to changes in interest rates. Nominal returns for default-risk-free bonds come from only two sources: the b ...
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... Predicted 'mean' excess return The two lines connect portfolios of different size categories, within a given book-to-market category. We only connect the points within the highest and lowest BMV categories. If we had joined up point for the other BMV quintiles, the lines would show a positive relati ...
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...  Sharpe 1964 Lintner 1965  Expected returns are function of systematic risk ...
Practice four
Practice four

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Fixed-income attribution

Fixed-income attribution refers to the process of measuring returns generated by various sources of risk in a fixed income portfolio, particularly when multiple sources of return are active at the same time. For example, the risks affecting the return of a bond portfolio include the overall level of the yield curve, the slope of the yield curve, and the credit spreads of the bonds in the portfolio. A portfolio manager may hold firm views on the ways in which these factors will change in the near future, so in three separate risk decisions he positions the assets in the portfolio to take advantage of the expected forthcoming market movements. If all views subsequently prove to be correct, then each decision will generate a profit. If one view is wrong, it will generate a loss, but the effect of the other bets may compensate. The overall performance will then be the sum of the performance contributions from each source of risk. Attribution is therefore an extremely useful tool in verifying a fund manager’s claims to possessing particular investment skills. If a fund is marketed as being interest-rate neutral while providing consistent returns from superior credit research, then an attribution report will confirm this claim. Conversely, if the attribution report shows that this same manager is making non-zero returns from interest rate movements, then his exposure to interest rate risk is clearly not zero and his investment process clearly differs from his stated position.Fixed-income attribution therefore provides a much deeper level of information than is available from a simple portfolio performance report. Typically, such a report only shows returns at an aggregated level, and provides no feedback as to where the investor’s true skills lie. For these reasons, fixed-income attribution is rapidly growing in importance in the investment industry.
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