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Modeling and Forecasting Customer Behavior for Revolving Credit
Modeling and Forecasting Customer Behavior for Revolving Credit

... words, the borrower is under no obligation to actually take out a loan at any particular time, but may take part or all of the funds at any time over a period of several years. This agreement is common in situations in which a business must pay obligations but its operating cashflow varies, for e.g. ...
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... The views expressed herein are those of the author and should not be attributed to the IMF, its Executive Board, or its management. ...
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... This paper serves to disambiguate the secondary memory of a computer. It describes the parts and functionality of a hard disk drive and how it interfaces with the rest of the system. This first half delves into the reason for each part and how it operates to create a quick and functional hard drive. ...
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... providers maintain and manage the keys necessary for encryption and decryption of data at rest. This further convolutes the already complex data migration procedure between different cloud providers, disadvantaging tenants through a new variation of vendor lock-in. Tenants can choose to encrypt data ...
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... repeat visit tracking can be accomplished when the site supports technologies such as session identification techniques such as JavaServer Pages (Sun), Active Server Pages (Microsoft) or SAS/IntrNet® (SAS® Institute). Here web server logs and application server logs can be combined to form a visitor ...
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... By default, webuse obtains datasets from http://www.stata-press.com/data/r14/, but you can change that. Say that the site http://www.zzz.edu/users/s̃ue/ has several datasets that you wish to explore. You can type . webuse set http://www.zzz.edu/users/~sue ...
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... which it passes down to the EID resolution layer. – The EID resolution layer resolves the destination EID into one or more IP addresses. – At the EID layer, a host with EID e can insert the IP address or EID of a different host in the resolution infrastructure. – As a result, when a third host estab ...
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... movement of one stock and the other. We believe that since both stocks are strong performers this is an optimal situation. The correlation between the two stock over the last 10-, 5-, and 3year period were .1742, .4179, and .2729 respectively. Since correlations measure the movement of two stocks to ...
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... Query2 utilizes function calls and lambda expressions to perform queries. In this case, the lambda just takes everything in intList, since there is not a boolean operation. The left side of the assignment operator functions in the same way as Query1. On the right side, the from statement of Query1 i ...
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... Database integrity – refers to correct processing of a database such as applying the appropriate business rules when performing a database operations Means that data stored in a database are ...
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Business intelligence

Business intelligence (BI) is the set of techniques and tools for the transformation of raw data into meaningful and useful information for business analysis purposes. BI technologies are capable of handling large amounts of unstructured data to help identify, develop and otherwise create new strategic business opportunities. The goal of BI is to allow for the easy interpretation of these large volumes of data. Identifying new opportunities and implementing an effective strategy based on insights can provide businesses with a competitive market advantage and long-term stability.BI technologies provide historical, current and predictive views of business operations. Common functions of business intelligence technologies are reporting, online analytical processing, analytics, data mining, process mining, complex event processing, business performance management, benchmarking, text mining, predictive analytics and prescriptive analytics.BI can be used to support a wide range of business decisions ranging from operational to strategic. Basic operating decisions include product positioning or pricing. Strategic business decisions include priorities, goals and directions at the broadest level. In all cases, BI is most effective when it combines data derived from the market in which a company operates (external data) with data from company sources internal to the business such as financial and operations data (internal data). When combined, external and internal data can provide a more complete picture which, in effect, creates an ""intelligence"" that cannot be derived by any singular set of data.
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