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Are You Totally Protected? Who is USA Benefits Group? About the Company USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since 1988. Non-captive agents working for you, not the insurance company 25 years of Health and Life Insurance Specialization A+ rating with the Better Business Bureau Representing top-rated companies as determined by A.M. Best About Your Agent USA Benefits Group Eagle Division Manager since 2004 4000 Customers 16 Third Generation Families CHU certified since 1998 34 Years Of Providing insurance Solutions For The Question: “Are You Totally Protected” What Is Your Greatest Risk? When questioned, the fear of CANCER / HEART ATTACKS were the two top reasons listed as to why our customers buy life and health insurance! 68% of all hospital confinements are related to the 4 most common critical illnesses: – Cancer – Heart Attack – Heart Surgery – Stroke 14% of all hospital confinements are accidents Total Protection Plus pays all these claims 100% Your Financial Risk, After The Itemized Bill!! How Would You Pay?? Cancer, Heart Attack, Stroke and Accidents are very prevalent in our society, the average out of pocket cost including lost wages on these Claims is $16,375. How would you pay your out of pocket cost?? – Use Your Savings? – Max Out Credit Cards, and use your savings? – Get A Second Mortgage? 70% max out credit cards and use up savings. Our customers are covered 100% A Check is Better.. Than A Get Well Card Their Focus Is On Recovery. Not Finances $10,000 CHECK PAID ON DIAGNOSIS CANCER + HEART + STROKE ADDITIONAL $30,000 ON CANCER PLUS $1,000 PER MONTH FOR 12 MONTHS ANY FAMILY MEMBER How Would You Want To Be Insured When A… CRITICAL ILLNESS OR ACCIDENT HAPPENS Standard Protection Or Total Protection Plus Standard Protection Unlimited Total Protection Plus Major Medical Health Plan Major Medical Plan Exact Benefits Of The Standard Plan Unlimited No Deductible + 100% Accident Plan + Wellness Critical Illness Plan Accidents ”ONLY” + Doctor Visits !st Cancer Benefit Tier 1 Rx + Monthly Income Health + Critical Illness + Cancer 100% Accident Plan $1,000 Per Month Income USABG Eagle Division Total Protection Plus ALL FOR THE PRICE OF A HEALTH ONLY PLAN UNLIMITED LIFETIME MAJOR MEDICAL BENEFITS GUARANTEED RENEWABLE / REDUCING DEDUCTIBLE NO DEDUCTIBLE OUT PATIENT CARE TOTAL PROTECTION PLUS / 100% COVERAGE 100% COVERAGE ON CANCER 100% COVERAGE ON HEART ATTACK 100% COVERAGE ON HEART SURGERY 100% COVERAGE ON STROKE 100% COVERAGE ON ACCIDENTS FAMILY SECURITY BENEFIT $10,000 PAID ON 1st DIAGNOSIS OF ANY CRITICAL ILLNESS $30,000 EXTRA ON CANCER $1,000 PER MONTH INCOME COVERS ALL FAMILY MEMBERS USA BENEFITS GROUP TOTAL PROTECTION PLUS Will Schroer Family / 45239 / 42-39-2 Kids United Health One / Assurity STANDARD PLAN TOTAL PROTECTION PLUS UNLIMITED BENEFITS UNLIMITED BENEFITS $5,000 Deductible 70/30 To $5000 $10,000 Stop Loss PPO DISCOUNTS 46%/90%/ 56%/51% $3,500 Deductible 80/20 To $3,000 $6,500 Stop Loss PPO DISCOUNTS 46%/90%/ 56%/51% CENTRAL UNITED LIFE CRITICAL ILLNESS $10,000 ON ANY MEMBER 1ST CANCER DIAGNOSIS $30,000 ON ANY MEMBER + $1,000 PER MONTH / 12 MONTHS NO DEDUCTIBLE Unlimited Doctor Office Visits Unlimited Tier One Drugs 100% Coverage On Wellness 100% Coverage On Accidents $675 USABG EAGLE DIVISION OUR GOALS ARE VERY SIMPLE PAY THE BILLS 100% PROVIDE INCOME + YOU RECOVER A Check is Better.. Than A Get Well Card $661