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How to Finance Your
Rosita's Pizza Pub
The key to getting your
loan is knowing what the
lender wants and then how
to show the lender you’re
ready mentally and
financially to become a
successful owner.
Using our process you can
get your business plan
created quickly and get the
cash you require.
Financing
If you’re one of the 6-million Americans who are currently working and say they plan to strike out
on their own and start a new business in the next 12 months purchasing a franchise is a very
effective way to accomplish that.
Successful franchisors like Rosati's Pizza Pub have developed, tested, and proven a formula
that can help new business owners avoid most of the numerous problems that any new business
encounters. Rosati's Pizza Pub has developed a proven muscular plan to help you open, operate, and manage your Rosati's Pizza Pub
Financing your new Rosita's Pizza Pub may be your greatest concern. We can help you get the
long-term financing you will need. We find the lender for you.
BASIC REQUIREMENTS
1. You must have 20% to 25% of the total amount required in cash including lender’s closing
costs.
2. You must have the cash sources to support your lifestyle (household bills) during the first
critical year of operation.
3. One of the Rosati's Pizza Pub owners must/should be the fulltime owner-manager.
We help franchisees get the
money they need to open and
grow their business!
Using the Rosati's
Pizza Pub franchise
is an excellent
strategy!
Veterans get a
$500 discount!
4. The fulltime owner-manager may draw a first year salary of $2,500 per month.
5. Your credit score must be 680+. You can check you credit scores at our website.
6. Lenders prefer that the owners have a secondary income source e.g. spouse or other investments. This represents an alternative source of cash flow to perhaps help your restaurant.
7. Lenders prefer that one of the owners have restaurant experience.
8. The loan term is 10-years. The interest rate is NY Prime plus a margin of up to 2.75%.
9. You must have a Business Plan — that meets the lender’s requirements.
WE HELP YOU CREATE YOUR BUSINESS PLAN
• Our fee for professional assistance is only $4,000 for Rosita's Pizza Pub ($5,000 if it’s the
2nd, 3rd, etc. location or with real estate). It’s paid $1,250 to start, $1,250 when your Business Plan / Loan Package is complete and ready to be sent to the lender, and $1,500
($1,000 if you are a veteran) when we begin sending your Business Plan / Loan Package to
lenders that have requested it.
• If your loan includes land and buildings the cost is more than $4,000.
• Using our Financial Planning template, we help you to create a pro forma plan that is both
realistic and that meets the lenders requirements. Our clients get financed!
How to Finance your Rosati’s Pizza Pub
FRANCHISING FACTS:
(from International Franchise
Association — IFA)
page 2
Why We Are Different
•
We did our own research on the pizza restaurant industry to create a business plan description that is unmatched. We incorporate the Rosati's Pizza Pub business model into
the description including footnotes. This gives the lender confidence in both the Rosita's
Pizza Pub model and the industry critical elements.
•
You use our copyrighted template to provide us with specific information for your
company, location, area, ownership, and management.
•
We independently researched the pizza restaurant industry using published information
and/or purchased financial information from recognized industry sources to create our
copyrighted 3 Year Financial Planning template. Lenders check your financial plan and
compare it to; 1) other Rosati's Pizza they may have financed, 2) other pizza restaurants
they financed, and 3) standard industry sources (the same ones we use) to determine
how “valid” your financial plan really is.
•
When you use our Financial Planning template we help you understand the basics
(customers, products, prices, sales & marketing expenses, overhead & profits) to create
your financial plan. Most business plans are rejected because of poor financial planning
or planning that is too optimistic or conservative when compared to the industry.
►The gross domestic product
(GDP) of the franchise sector
will increase by 5.1% to $521
billion in 2015. This will exceed
the growth of US GDP, which
is projected at 4.9%
•
Working with our Group you will be guided to create a realistic financial plan that meets
the lenders expectations. You get professional support to help you. Our goal is to not
only get you financing but to help you be a profitable business owner.
•
Using our Franchise Activity Checklists you will collect all of the documents required by
lenders e.g. legal documents, Letter of Intent to lease, lease, contractor bid, equipment
bid, sign bid, inventory bid, insurance (business and life), tax returns, photo IDs, and
specific information on each owner.
►The franchise sector will
contribute about 3% of the
total US GDP in 2015.
•
Your Business Plan / Loan Package is sent by us to lenders we know are interested in
financing your Rosati's Pizza Pub. Your Plan meets the lender’s requirements and thus
approval is generally in 8 to 12-business days! Lenders tell us it is one of the most
complete loan packages they receive!
•
Your cash investment is generally 20% to 25% of the funds required! We know the SBA
guidelines. We help you qualify and often recommend alternative strategies to get you
financed. This also decreases your loan approval time from the lender.
►In 2015 franchise businesses will add 247,000 new direct
jobs, a 2.9% increase over last
year to 8.8-million direct jobs,.
This is on top of the 235,000
Franchise jobs added in 2014.
►Franchise establishments
will grow in 2015 by 12,111 or
1.6% to 781,794.
►Economic output from franchise businesses is estimated
to increase by 5.4 percent
over 2014 to $889 Billion.
A long-term loan provides
all of the financing for
the business including
owner’s salary, low
monthly payments, lower
effective cost, and prepayment savings.
Using our lenders you need less cash to acquire your business, have lower
monthly payments, and get all of the funds you need to succeed!
OUR CLIENTS GET FINANCED!!