Download CAMPAIGN OVERVIEW - Elders Financial Planning

Financial Services Guide
PART 2 OF 2
Version 3  Issued 19 August 2015
ADVISOR DETAIL
Nina Williams is the person who is providing the financial services to you. Her ASIC Authorised Representative Number is
245321. Nina is the Director of CBD Financial Pty Ltd, (ABN 13 122 383 528; ASIC Authorised Representative Number 324623).
Nina Williams and CBD Financial Pty Ltd are Authorised Representatives of Elders Financial Planning Pty Ltd, Australian Financial
Services License No: 224645.
Nina has over 25 years industry experience and has undertaken a number of roles during that period including management and
small business ownership. Nina’s main focus is always the client and doing the right thing by them.
Nina’s breadth of knowledge encompasses specialising in personal and business insurance, and also extensive experience in
investments, managed funds, superannuation and retirement income streams.
Having owned and run many small businesses and also raising a family, Nina can relate to the pressure on family budgets and the
need to juggle having adequate cashflow, appropriate levels of personal insurance cover, and also planning for the future with a
regularly reviewed financial plan.
SERVICES
Nina is authorised to provide advice on the following strategies and products
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Savings and wealth creation strategies
Investment Planning
Superannuation Planning (including SMSF)
Retirement Planning
Risk and insurance analysis
Direct shares
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Cash Management Trusts
Retirement Income Streams
Managed Investments
Master Trust products
Superannuation products
Personal and group Insurance
REMUNERATION
CBD Financial Pty Ltd and Nina Williams receive a portion of the fee for service paid by clients and/or the brokerage/commission paid
by product issuers to Elders Financial Planning Pty Ltd.
Fees that may be applicable for preparing your advice include:
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Strategy papers: range from $330 to $1,100
Statement of Advice Preparation: range from $330 to $6,600 depending on time and complexity of the advice document,
calculated on an hourly rate of $250. Initial Commissions may be taken in payment of Statement of Advice fees. An
estimated cost will be provided prior to the commencement of any work.
Implementation Fee: range from $550 to $11,000
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Ongoing Fees: these will vary depending on the ongoing service arrangement you negotiate. Ongoing service fees can be
between $1,200 to $25,000 and/or up to 40% of the annual insurance premium.
This may be deducted from your
investment portfolio as a flat dollar amount or as a percentage of your funds under advice.
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Consultation Fee: Where CBD Financial Pty Ltd are required to liaise with other professional service providers and there is
no Ongoing Service Agreement with you in place, an hourly rate of $330 will apply.
Initial and Ongoing commission is also payable by some product providers, depending upon the investment or insurance premium
amount.
All fees will be fully disclosed in a formal advice document.
NB: Costs include GST.
Nina Williams
Authorised Representative
CBD Financial Pty Ltd
PO Box 987, Hamilton Central QLD 4007
m0439 919 630
e [email protected]