Praha, 2 - Raiffeisenbank
... Effective from Monday, 11 October, Raiffeisenbank decreases the interest rates applied to it mortgage loans (save for the variable mortgage loan and loans with one- or two-year fixation of the interest rate) by 0.3 percentage point. A standard mortgage loan with the most often used three-year fixati ...
... Effective from Monday, 11 October, Raiffeisenbank decreases the interest rates applied to it mortgage loans (save for the variable mortgage loan and loans with one- or two-year fixation of the interest rate) by 0.3 percentage point. A standard mortgage loan with the most often used three-year fixati ...
FOREIGN TRADE AND THE BALANCE OF PAYMENTS New Series
... Exports of the second major heading, manufactures of agricultural origin (MAO), recorded a fall of 4.4% year-on-year. The blame for this decline can be assigned almost entirely to the deflation in international prices (-7.8%), driven by a major drop in oilseed by-products and partially offset by inc ...
... Exports of the second major heading, manufactures of agricultural origin (MAO), recorded a fall of 4.4% year-on-year. The blame for this decline can be assigned almost entirely to the deflation in international prices (-7.8%), driven by a major drop in oilseed by-products and partially offset by inc ...
DEBT INSTRUMENTS Government Debt Securities (GDS
... Bonds are debt securities issued by the government or joint stock corporations for borrowing purposes. The maturity terms of private sector bonds can be one year or more and may be issued with fixed or variable interest rates. Private sector bonds are mostly sold through a consortium consisting of m ...
... Bonds are debt securities issued by the government or joint stock corporations for borrowing purposes. The maturity terms of private sector bonds can be one year or more and may be issued with fixed or variable interest rates. Private sector bonds are mostly sold through a consortium consisting of m ...
A new approach to financial regulation
... through effective disclosure, relying on consumers to then make the right judgments. Interventions were primarily made to address identified failures through sanctions and redress. As a consequence conduct issues became a major issue, particularly the prevalence of mis-selling products to consumers ...
... through effective disclosure, relying on consumers to then make the right judgments. Interventions were primarily made to address identified failures through sanctions and redress. As a consequence conduct issues became a major issue, particularly the prevalence of mis-selling products to consumers ...
Hot Wire - December 2011
... supplier. Do the math on any proposed agreement and you should find that no supplier will be “cheaper” based simply on the copper index they use if you average prices over just a few months. The only real consideration in setting up these sorts of contracts is what time period will be used to determ ...
... supplier. Do the math on any proposed agreement and you should find that no supplier will be “cheaper” based simply on the copper index they use if you average prices over just a few months. The only real consideration in setting up these sorts of contracts is what time period will be used to determ ...
B. Morocco - World Bank
... activities such as construction, financial services, telecoms and tourism Based on the assumption of a normal year for the agriculture in 2010 (i.e. much less favorable than 2009) and moderate but continued impact of the economic downturn on the non-agriculture sector, GDP growth should edge down at ...
... activities such as construction, financial services, telecoms and tourism Based on the assumption of a normal year for the agriculture in 2010 (i.e. much less favorable than 2009) and moderate but continued impact of the economic downturn on the non-agriculture sector, GDP growth should edge down at ...
- SlideBoom
... In case the movement takes place at or after 1 p.m. but before 2.30 p.m. there will be a trading halt for ½ hour. In case the movement takes place at or after 2.30 p.m. there will be no trading halt at the 10% level and the market will continue trading. In case of a 15% movement of either index, the ...
... In case the movement takes place at or after 1 p.m. but before 2.30 p.m. there will be a trading halt for ½ hour. In case the movement takes place at or after 2.30 p.m. there will be no trading halt at the 10% level and the market will continue trading. In case of a 15% movement of either index, the ...
Econ Unit 2 Personal Finance Notes
... 1. Progressive Tax – % of income paid in taxes increases as income increases More you make, more they take, so wealthy bear the burden Federal Income Tax is Progressive 2. Proportional Tax – % of income taxes remains the same for all income levels (some like to call it a Flat tax) Everyone pay ...
... 1. Progressive Tax – % of income paid in taxes increases as income increases More you make, more they take, so wealthy bear the burden Federal Income Tax is Progressive 2. Proportional Tax – % of income taxes remains the same for all income levels (some like to call it a Flat tax) Everyone pay ...
Debt As % of GDP III
... $150,000 in home mortgage debt. Who is more leveraged and who represents the greatest credit risk to the system? Mr. Smith is dependent upon his income to repay his debt; Mr. Jones could sell the asset to cover most or all of his debts. Since a significant part of the increase in "Total Credit Marke ...
... $150,000 in home mortgage debt. Who is more leveraged and who represents the greatest credit risk to the system? Mr. Smith is dependent upon his income to repay his debt; Mr. Jones could sell the asset to cover most or all of his debts. Since a significant part of the increase in "Total Credit Marke ...
The Elephant in the Room: The Need to Deal with What
... certainly contributed to the crisis – being exploited by some though not all banks. So while increased capital and regulatory reform are important, something else seems to have been at work in many banks and even some financial systems that enabled them to survive the crisis without government capit ...
... certainly contributed to the crisis – being exploited by some though not all banks. So while increased capital and regulatory reform are important, something else seems to have been at work in many banks and even some financial systems that enabled them to survive the crisis without government capit ...
Global Asset Allocation Views - JP Morgan Asset Management
... Investing in foreign countries involves a greater degree of risk and increased volatility. Changes in currency exchange rates and differences in accounting and taxation policies in foreign countries can raise or lower returns. Also, some markets may not be as politically and economically stable. The ...
... Investing in foreign countries involves a greater degree of risk and increased volatility. Changes in currency exchange rates and differences in accounting and taxation policies in foreign countries can raise or lower returns. Also, some markets may not be as politically and economically stable. The ...
1. The primary operating goal of a publicly
... If a market is strong-form efficient, this implies that the returns on bonds and stocks should be identical. If a market is weak-form efficient, this implies that above-average returns can best be achieved by focusing on past movement of stock prices. If your uncle earned a higher return on his port ...
... If a market is strong-form efficient, this implies that the returns on bonds and stocks should be identical. If a market is weak-form efficient, this implies that above-average returns can best be achieved by focusing on past movement of stock prices. If your uncle earned a higher return on his port ...
2010 - About KLP
... portfolio having developed towards a more balanced structure between short and long-tail business, the growth in total assets has been lower than in previous years. Last year the growth was 7.3 per cent. The Company’s liquidity situation has been satisfactory throughout the accounting year. More tha ...
... portfolio having developed towards a more balanced structure between short and long-tail business, the growth in total assets has been lower than in previous years. Last year the growth was 7.3 per cent. The Company’s liquidity situation has been satisfactory throughout the accounting year. More tha ...
The previous regulatory regime was put in place in the
... and distributed optimally. This not only lowers banks’ risk, it frees up bank capital to create more loans. The celebratory narrative associated with the NFA applauds the incredibly rapid financial innovation in derivative products that has taken place in the past decade and a half because financial ...
... and distributed optimally. This not only lowers banks’ risk, it frees up bank capital to create more loans. The celebratory narrative associated with the NFA applauds the incredibly rapid financial innovation in derivative products that has taken place in the past decade and a half because financial ...
Bond Issues
... • The straight-line method allocates the same amount of discount (or premium) to each interest period. • The effective-interest method allocates the discount or premium in increasing amounts over the bond term. • However, the total discount or premium amortized is the same under both ...
... • The straight-line method allocates the same amount of discount (or premium) to each interest period. • The effective-interest method allocates the discount or premium in increasing amounts over the bond term. • However, the total discount or premium amortized is the same under both ...
Slide 1 - McGraw Hill Higher Education - McGraw
... ratios. The analyses in this section focus on the company’s ability to survive in the short term, by converting assets to cash that can be used to pay current liabilities as they come due. Receivable Turnover Ratio – Most retail home improvement companies have low levels of accounts receivable relat ...
... ratios. The analyses in this section focus on the company’s ability to survive in the short term, by converting assets to cash that can be used to pay current liabilities as they come due. Receivable Turnover Ratio – Most retail home improvement companies have low levels of accounts receivable relat ...
new priorities for british economic policy
... support growth in the regions is needed. This triple crisis of stagnation, debt and imbalance is the consequence of policymakers’ adherence to the neoliberal economic paradigm: an extreme form of market capitalism. Ultimately, this paradigm was doomed to failure because businesses and senior manager ...
... support growth in the regions is needed. This triple crisis of stagnation, debt and imbalance is the consequence of policymakers’ adherence to the neoliberal economic paradigm: an extreme form of market capitalism. Ultimately, this paradigm was doomed to failure because businesses and senior manager ...
Emerging Trends in Real Estate The global outlook for 2014 ®
... “Project acquisitions accounted for about half of our own investment volume of some €4.5 billion in the last two years. We expect development projects and redevelopments to play a greater role for investors going forward.” What effect have equity-rich investors such as sovereign wealth funds had on ...
... “Project acquisitions accounted for about half of our own investment volume of some €4.5 billion in the last two years. We expect development projects and redevelopments to play a greater role for investors going forward.” What effect have equity-rich investors such as sovereign wealth funds had on ...
efficiency factor - Economic Regulation Authority
... assets, the WACC should be no greater than 7% real, pre tax. Furthermore, there would seem to be no strong qualitative reasons that suggest that the systematic risk of the Western Australian assets would be any different to those in other parts of Australia or for that matter the world. That is, the ...
... assets, the WACC should be no greater than 7% real, pre tax. Furthermore, there would seem to be no strong qualitative reasons that suggest that the systematic risk of the Western Australian assets would be any different to those in other parts of Australia or for that matter the world. That is, the ...
Bonds: Analysis and Strategy
... and aggressive investors seeking capital gains • Promised yield to maturity is known at the time of purchase • Can eliminate risk that a rise in rates decreases bond price by holding to maturity ...
... and aggressive investors seeking capital gains • Promised yield to maturity is known at the time of purchase • Can eliminate risk that a rise in rates decreases bond price by holding to maturity ...
Financialization
Financialization is a term sometimes used in discussions of the financial capitalism that has developed over the decades between 1980 and 2010, in which financial leverage tended to override capital (equity), and financial markets tended to dominate over the traditional industrial economy and agricultural economics.Financialization describes an economic system or process that attempts to reduce all value that is exchanged (whether tangible or intangible, future or present promises, etc.) into a financial instrument. The intent of financialization is to be able to reduce any work product or service to an exchangeable financial instrument, like currency, and thus make it easier for people to trade these financial instruments.Workers, through a financial instrument such as a mortgage, may trade their promise of future work or wages for a home. The financialization of risk sharing is what makes possible all insurance. The financialization of a government's promises (e.g., US government bonds) is what makes possible all government deficit spending. Financialization also makes economic rents possible.