
Research of Financing Obstacles and Strategies of Small and Medium-sized Enterprises
... In order to avoid the risk, banks almost don’t issue loans except to some big enterprises and regardless of the size and the length of time, clients can only get loans with previous credit records as well as on condition that they have conducted the guaranty of mortgage. So it excludes numerous high ...
... In order to avoid the risk, banks almost don’t issue loans except to some big enterprises and regardless of the size and the length of time, clients can only get loans with previous credit records as well as on condition that they have conducted the guaranty of mortgage. So it excludes numerous high ...
The Totally Mad World of Low Rates
... But of course, all else is not equal. For corporations or households, more leverage may translate into increased risk of default in a downturn, arguing for higher credit spreads. Countering that argument to varying degrees, however, is the extent to which the drop in government yields passes through ...
... But of course, all else is not equal. For corporations or households, more leverage may translate into increased risk of default in a downturn, arguing for higher credit spreads. Countering that argument to varying degrees, however, is the extent to which the drop in government yields passes through ...
DENZIO L IKUNGWA - Institute of Bankers in Malawi
... Discount instruments are instruments that do not pay interest to the holder, but are purchased at a discount on the nominal value. They include: (2.5 marks) ...
... Discount instruments are instruments that do not pay interest to the holder, but are purchased at a discount on the nominal value. They include: (2.5 marks) ...
The dollar: Separating perception from reality.
... economic surge in the second quarter. I suspect the same economic reversal will occur in the second quarter of this year as well. Consider the following: More Jobs ...
... economic surge in the second quarter. I suspect the same economic reversal will occur in the second quarter of this year as well. Consider the following: More Jobs ...
Government report - World Trade Organization
... September 2009). The reserves position was sufficient to finance 9.5 months of retained imports and was 3.9 times the short-term external debt. ...
... September 2009). The reserves position was sufficient to finance 9.5 months of retained imports and was 3.9 times the short-term external debt. ...
Cross-Country Empirical Studies of Systemic Bank Distress
... distress, but bank fragility got little attention.. • In 1990s financial crises where banking sector played the central role were widespread (Scandinavian crises, Japan, Tequila, East Asia).. • Indeed systematic country surveys showed that bank weaknesses extended to all regions of the world and all ...
... distress, but bank fragility got little attention.. • In 1990s financial crises where banking sector played the central role were widespread (Scandinavian crises, Japan, Tequila, East Asia).. • Indeed systematic country surveys showed that bank weaknesses extended to all regions of the world and all ...
Inflation is Having Its Effect, as Cycles Research Predicted Four
... the prediction was that the planetary cycles that had created the period of disinflation that began in the 1980s, simply expired in 1998-1999. The situation was analogous to a cork that is held at the bottom of a pool. When it is released, it pops to the surface. If this is true, then why have we no ...
... the prediction was that the planetary cycles that had created the period of disinflation that began in the 1980s, simply expired in 1998-1999. The situation was analogous to a cork that is held at the bottom of a pool. When it is released, it pops to the surface. If this is true, then why have we no ...
Investigating the relationship between financial leverage and
... In a world that employees value job security, Employees prefer working for a low leverage firm over working for a high leverage firm. As a result, highly levered firms need to pay their employees higher wages, or they will not to be able to hire an employee in a competitive labor market (Maksimovic ...
... In a world that employees value job security, Employees prefer working for a low leverage firm over working for a high leverage firm. As a result, highly levered firms need to pay their employees higher wages, or they will not to be able to hire an employee in a competitive labor market (Maksimovic ...
Regulatory reform and returns in banking
... new regulatory and economic environment. There is much soul searching in the industry about what the future looks like. ...
... new regulatory and economic environment. There is much soul searching in the industry about what the future looks like. ...
CMHC Newcomer
... (i.e. no thirty-day late payments). No more than one thirty-day late payment on non-rent obligations. Applications that fall outside the late payment guidelines above will be considered on a case-by-case basis. Other Considerations: CMHC will also consider factors that indicate the borrower’s abilit ...
... (i.e. no thirty-day late payments). No more than one thirty-day late payment on non-rent obligations. Applications that fall outside the late payment guidelines above will be considered on a case-by-case basis. Other Considerations: CMHC will also consider factors that indicate the borrower’s abilit ...
Complete Glossary
... principal at regular time periods. (7) acquisition: Occurs when one company buys another company and sets itself up as the new owner. (3) ...
... principal at regular time periods. (7) acquisition: Occurs when one company buys another company and sets itself up as the new owner. (3) ...
Central Bank Currency Swaps and the International Monetary System
... their jurisdictions. Since the end of 2007, these swaps have emerged as a de facto key feature of the international monetary system (IMS), with the US Federal Reserve (FED) having extensive recourse to them during the financial crisis, and their exploitation by the People’s Bank of China (PBOC) to h ...
... their jurisdictions. Since the end of 2007, these swaps have emerged as a de facto key feature of the international monetary system (IMS), with the US Federal Reserve (FED) having extensive recourse to them during the financial crisis, and their exploitation by the People’s Bank of China (PBOC) to h ...
Economics Web Newsletter - McGraw Hill Higher Education
... called the federal funds rate. In fact, that is how the Fed generally states its monetary policy—by stating how it will change the federal funds rate. Return to article. 2. A bond trader purchases bonds to earn a return on the purchase price. That is, either to sell it at a higher price or to earn t ...
... called the federal funds rate. In fact, that is how the Fed generally states its monetary policy—by stating how it will change the federal funds rate. Return to article. 2. A bond trader purchases bonds to earn a return on the purchase price. That is, either to sell it at a higher price or to earn t ...
PowerPoint Slides for Chapter 15
... • Even with its booming economy, China’s financial development is still in an early stage. • Per capital income is around $5,000, but savings are around 40%, allowing China to build up capital stock as labor moves out of subsistence agriculture. • However, this is unlikely to work for long. Copyrigh ...
... • Even with its booming economy, China’s financial development is still in an early stage. • Per capital income is around $5,000, but savings are around 40%, allowing China to build up capital stock as labor moves out of subsistence agriculture. • However, this is unlikely to work for long. Copyrigh ...
Midterm Exam Answer Key
... (representing portfolio holders). Certain events will affect the behavior of both bond issuers and portfolio holders and shift both curves. Draw a graph of the effect of these events from the Bond Market Perspective of a large country bond market like the US dollar market. Report whether the event i ...
... (representing portfolio holders). Certain events will affect the behavior of both bond issuers and portfolio holders and shift both curves. Draw a graph of the effect of these events from the Bond Market Perspective of a large country bond market like the US dollar market. Report whether the event i ...
Terms of Reference for the Audit Committee Purpose Composition
... Ensure that effective lines of communication exist among the internal and external auditors, management, and the board. Review and discuss with the external auditor • the scope and plan of audits • the audit fee • legal, accounting, and regulatory matters that may have a material impact on the finan ...
... Ensure that effective lines of communication exist among the internal and external auditors, management, and the board. Review and discuss with the external auditor • the scope and plan of audits • the audit fee • legal, accounting, and regulatory matters that may have a material impact on the finan ...
glossary and abbreviations - ACT Department of Treasury
... A set of estimates which reflect each State and Territory’s financial position in the absence of the reforms to the taxation system (A New Tax System), agreed by the Australian Government, State and Territory Heads of Treasuries. This notional pre-tax reform position is called the Guaranteed Minimum ...
... A set of estimates which reflect each State and Territory’s financial position in the absence of the reforms to the taxation system (A New Tax System), agreed by the Australian Government, State and Territory Heads of Treasuries. This notional pre-tax reform position is called the Guaranteed Minimum ...
Financialization

Financialization is a term sometimes used in discussions of the financial capitalism that has developed over the decades between 1980 and 2010, in which financial leverage tended to override capital (equity), and financial markets tended to dominate over the traditional industrial economy and agricultural economics.Financialization describes an economic system or process that attempts to reduce all value that is exchanged (whether tangible or intangible, future or present promises, etc.) into a financial instrument. The intent of financialization is to be able to reduce any work product or service to an exchangeable financial instrument, like currency, and thus make it easier for people to trade these financial instruments.Workers, through a financial instrument such as a mortgage, may trade their promise of future work or wages for a home. The financialization of risk sharing is what makes possible all insurance. The financialization of a government's promises (e.g., US government bonds) is what makes possible all government deficit spending. Financialization also makes economic rents possible.