Exploring Special Purpose National Bank Charters for Fintech
... is that it would eliminate the risk of a fintech company losing its bank partner in a way which precluded the fintech company from operating. Given that many of the banks active in this type of structure offer services to multiple non-bank entities, it is entirely possible that a well-run, sound fin ...
... is that it would eliminate the risk of a fintech company losing its bank partner in a way which precluded the fintech company from operating. Given that many of the banks active in this type of structure offer services to multiple non-bank entities, it is entirely possible that a well-run, sound fin ...
Financial Ratios
... allow us to get a better view of the firm’s financial health than just looking at the raw financial statements Ratios are used by both internal and external analysts • Internal uses planning evaluation of management ...
... allow us to get a better view of the firm’s financial health than just looking at the raw financial statements Ratios are used by both internal and external analysts • Internal uses planning evaluation of management ...
chapter one - McGraw Hill Higher Education
... Why the surge of interest in shares? Perhaps it is because people recognize that stocks, in the long term, have performed better historically than bonds. In the U.S., stocks have yielded an average annual return of about 12 percent since 1926, compared to 6 percent for corporate bonds, 5.6 percent f ...
... Why the surge of interest in shares? Perhaps it is because people recognize that stocks, in the long term, have performed better historically than bonds. In the U.S., stocks have yielded an average annual return of about 12 percent since 1926, compared to 6 percent for corporate bonds, 5.6 percent f ...
Economic Development in Africa: Reclaiming Policy Space
... dependence on donor funds and associated conditionalities would increase “ownership” of the development process whereby these resources could be used to fund countries’ own priorities rather than those of the donors. ...
... dependence on donor funds and associated conditionalities would increase “ownership” of the development process whereby these resources could be used to fund countries’ own priorities rather than those of the donors. ...
Access to financial services
... Using regulator data we see… • In the absence of household and firm level data we can predict household and firm use of financial services using these indicators • better outreach is correlated with greater financial sector depth, greater banking freedoms, better governance, better physical infrast ...
... Using regulator data we see… • In the absence of household and firm level data we can predict household and firm use of financial services using these indicators • better outreach is correlated with greater financial sector depth, greater banking freedoms, better governance, better physical infrast ...
Overview of Credit Policy and Loan Characteristics
... Legal document through which a borrower gives a lender a lien on real property as collateral against a debt ...
... Legal document through which a borrower gives a lender a lien on real property as collateral against a debt ...
Monetary Policy Report
... The current global economic downturn is the deepest in the post-war period, in spite of government authorities’ aggressive use of various measures. Key rates have been cut considerably and, in some countries, have been set close to zero. The central banks in the US and the UK are purchasing various ...
... The current global economic downturn is the deepest in the post-war period, in spite of government authorities’ aggressive use of various measures. Key rates have been cut considerably and, in some countries, have been set close to zero. The central banks in the US and the UK are purchasing various ...
Fund Manager Title - FONDS professionell
... – Global slowdown, but modest – Emerging Market economies have been decoupling – Emerging Market economies have gone through structural ...
... – Global slowdown, but modest – Emerging Market economies have been decoupling – Emerging Market economies have gone through structural ...
Endowment? - Office of the Vice President for Finance and Treasurer
... Reinvesting is moving unused, available funds from derived cash to AIF to increase the future annual income of your endowment. Funds which are fully reinvested will have the reinvestment flag turned to “Y” (yes; reinvest). Funds which are fully reinvested will still have gross and net AIF income ava ...
... Reinvesting is moving unused, available funds from derived cash to AIF to increase the future annual income of your endowment. Funds which are fully reinvested will have the reinvestment flag turned to “Y” (yes; reinvest). Funds which are fully reinvested will still have gross and net AIF income ava ...
Catastrophe Insurance Products in Markov Jump Diffusion Models
... Tokyo region for Oriental Land Company Ltd. Guy Carpenter & Company show that the CAT bond market recorded total issuance of $1.99 billion in 2005, a 74 percent increase over the $1.14 billion issuance in 2004 and 15 percent higher than the previous record of $1.73 billion issued in 2003. During the ...
... Tokyo region for Oriental Land Company Ltd. Guy Carpenter & Company show that the CAT bond market recorded total issuance of $1.99 billion in 2005, a 74 percent increase over the $1.14 billion issuance in 2004 and 15 percent higher than the previous record of $1.73 billion issued in 2003. During the ...
Western Hemisphere Regional Economic Outlook
... largest economies in the south (Argentina, Brazil, and Venezuela), while only Chile and Peru are projected to see a pickup in growth. By contrast, most of Central America, the Caribbean, and Mexico are projected to experience steady or stronger growth, supported by lower oil bills for importers and ...
... largest economies in the south (Argentina, Brazil, and Venezuela), while only Chile and Peru are projected to see a pickup in growth. By contrast, most of Central America, the Caribbean, and Mexico are projected to experience steady or stronger growth, supported by lower oil bills for importers and ...
Testing the Elasticity of Corporate Yield Spreads
... The objective of this paper is to once again revisit the theme of pricing corporate yield spreads. There are a number of important grounds for doing so. First, despite extensive empirical examination, the expected negative correlations predicted by the structural models are not necessarily present i ...
... The objective of this paper is to once again revisit the theme of pricing corporate yield spreads. There are a number of important grounds for doing so. First, despite extensive empirical examination, the expected negative correlations predicted by the structural models are not necessarily present i ...
3- 10 Statement of Financial Performance (continued)
... only applies to a business involved in the trading of stock shows the difference between sales revenue and the direct costs that are associated with purchasing the stock of goods that have been sold. ...
... only applies to a business involved in the trading of stock shows the difference between sales revenue and the direct costs that are associated with purchasing the stock of goods that have been sold. ...
Structured Reinsurance - National Association of Insurance
... Requires accrual of liabilities or assets that are due to or from reinsurers that would not have been payable absent experience under the contract ...
... Requires accrual of liabilities or assets that are due to or from reinsurers that would not have been payable absent experience under the contract ...
Equilibrium in Securities Markets with Heterogeneous
... asset and, hence, they are unable to hedge the income shocks. Telmer solves numerically for the equilibrium and finds that the equilibrium state-price deflator is only weakly affected by the unhedgeable income shocks. The investors can self-insure against adverse income shocks by buffer savings and, ...
... asset and, hence, they are unable to hedge the income shocks. Telmer solves numerically for the equilibrium and finds that the equilibrium state-price deflator is only weakly affected by the unhedgeable income shocks. The investors can self-insure against adverse income shocks by buffer savings and, ...
Atento SA (Form: 6-K, Received: 08/02/2016 16:55:59)
... related intangible assets, restructuring costs, asset impairments, site relocation costs, financing and IPO fees, other non-ordinary expenses, net foreign exchange impacts and their tax effects. Adjusted Earnings is not a measure defined by IFRS. The most directly comparable IFRS measure to Adjusted ...
... related intangible assets, restructuring costs, asset impairments, site relocation costs, financing and IPO fees, other non-ordinary expenses, net foreign exchange impacts and their tax effects. Adjusted Earnings is not a measure defined by IFRS. The most directly comparable IFRS measure to Adjusted ...
M-19
... Most countries of the world have their own currencies: The United States has its dollar; the European Monetary Union, the euro; Brazil, its real; and India, its rupee. Trade between countries involves the mutual exchange of different currencies (or, more usually, bank deposits denominated in differe ...
... Most countries of the world have their own currencies: The United States has its dollar; the European Monetary Union, the euro; Brazil, its real; and India, its rupee. Trade between countries involves the mutual exchange of different currencies (or, more usually, bank deposits denominated in differe ...
provisions, contingent assets and contingent liabilities
... Contractual right, Legal requirements, Other requirements; Constructive liability = = is an obligation that results from an entity´s actions where by an established pattern of past practice, published policies, or a sufficiently specific current statement, the entity has indicated to other parties t ...
... Contractual right, Legal requirements, Other requirements; Constructive liability = = is an obligation that results from an entity´s actions where by an established pattern of past practice, published policies, or a sufficiently specific current statement, the entity has indicated to other parties t ...
Financial Accounting and Accounting Standards
... LO 2 Journal entries for Parent using complete equity method. ...
... LO 2 Journal entries for Parent using complete equity method. ...
OSHKOSH CORP (Form: 10-K, Received: 11/13
... Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to su ...
... Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to su ...
Financialization
Financialization is a term sometimes used in discussions of the financial capitalism that has developed over the decades between 1980 and 2010, in which financial leverage tended to override capital (equity), and financial markets tended to dominate over the traditional industrial economy and agricultural economics.Financialization describes an economic system or process that attempts to reduce all value that is exchanged (whether tangible or intangible, future or present promises, etc.) into a financial instrument. The intent of financialization is to be able to reduce any work product or service to an exchangeable financial instrument, like currency, and thus make it easier for people to trade these financial instruments.Workers, through a financial instrument such as a mortgage, may trade their promise of future work or wages for a home. The financialization of risk sharing is what makes possible all insurance. The financialization of a government's promises (e.g., US government bonds) is what makes possible all government deficit spending. Financialization also makes economic rents possible.