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Action plan - Northumberland County Council
Action plan - Northumberland County Council

... implement the outcome of DCLG’s consultation on Collaboration, Cost Savings and Efficiencies; follow up work to implement the new LGPS Local Pensions Board; any items referred back to the Pension Fund Panel by the Pension Board; (NEW) consider shared service arrangements with Durham County Council. ...
Key Investor Information
Key Investor Information

... Counterparty risk: The counterparty to a derivative or other contractual agreement or synthetic financial product could become unable to honour its commitments to the fund, potentially creating a partial or total loss for the fund. Currency risk: The fund can be exposed to different currencies. Chan ...
2017 Stock Market Outlook
2017 Stock Market Outlook

... The S&P 500 is an unmanaged index which cannot be invested into directly. Past performance is no guarantee of future results. The PE ratio (price-to-earnings ratio) is a measure of the price paid for a share relative to the annual net income or profit earned by the firm per share. It is a financial ...
CIMB-Principal ASEAN Total Return Fund
CIMB-Principal ASEAN Total Return Fund

... the Fund Prospectus, subject to the terms and conditions therein. Investments in the Fund are exposed to country risk, credit (default) and counterparty risk, currency risk, Equity specific risk, interest rate risk, liquidity risk, risk associated with temporary defensive positions and risk of inves ...
Dreyfus Tax Sensitive Total Return Bond Fund Mar 31
Dreyfus Tax Sensitive Total Return Bond Fund Mar 31

... FactSet. The Bloomberg Barclays 3-, 5-, 7-, 10-Year U.S. Municipal Bond Index is composed of an equal-weighted composite of the 3-Year, 5-Year, 7-Year, and 10- Year Bloomberg Barclays U.S. Municipal Bond indices. Reflects investments of dividends and, where applicable, capital gain distributions. In ...
fixed income: mitigating risk through active management
fixed income: mitigating risk through active management

... poor liquidity can have a meaningful impact on passive strategies, which are forced to replicate an index and therefore have to purchase bonds regardless of pricing. This effect is amplified in a low-rate environment, where every quarter point makes a difference. The reduction in dealer inventory in ...
The Financialization of Commodity Futures Markets Christopher L. Gilbert
The Financialization of Commodity Futures Markets Christopher L. Gilbert

... • It rests on the view that finance theory gives a good account of the relationship between asset returns, but only a weak account of asset values. So long as an asset is earning the appropriate (risk adjusted) return, its price can be away from equilibrium. With a positive return, an asset price wh ...
Alternative Investment Exposures at Endowments
Alternative Investment Exposures at Endowments

... Annualized monthly volatility is lower than daily volatility ...
Vanguard Materials ETF Summary Prospectus
Vanguard Materials ETF Summary Prospectus

... securities (or “turns over” its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in more taxes when Fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the previous expense example, r ...
Key Investor Information
Key Investor Information

... Counterparty risk: The counterparty to a derivative or other contractual agreement or synthetic financial product could become unable to honour its commitments to the fund, potentially creating a partial or total loss for the fund. Currency risk: The fund can be exposed to different currencies. Chan ...
Key Investor Information
Key Investor Information

... Counterparty risk: The counterparty to a derivative or other contractual agreement or synthetic financial product could become unable to honour its commitments to the fund, potentially creating a partial or total loss for the fund. Currency risk: The fund can be exposed to different currencies. Chan ...
Community Capital Management
Community Capital Management

... with the Securities and Exchange Commission under the Investment Advisors Act of 1940. The performance data quoted represents past performance. Past performance does not guarantee future results.The investment return and principal value of an investment will fluctuate so that an investor’s shares, w ...
Summary prospectus - John Hancock Investments
Summary prospectus - John Hancock Investments

... the fund’s performance from year to year compared with a broad-based market index. Past performance (before and after taxes) does not indicate future results. The fund’s custom blended benchmark comprises 60% MSCI World Energy Index/40% MSCI World Metals & Mining Index and shows how the fund’s perfo ...
Pioneer Funds – US Dollar Short-Term I USD
Pioneer Funds – US Dollar Short-Term I USD

... The Sub-Fund may not be registered for sale with the relevant authorities in your jurisdiction. Where unregistered, the Sub-Fund may not be sold or offered except in the circumstances permitted by law. The Fund may not be regulated or supervised by any governmental or similar authority in your juris ...
Stocks Down but Long-Term View Up
Stocks Down but Long-Term View Up

... are not guaranteed by the financial institution, and are subject to risks, including the possible loss of principal. Raymond James is not affiliated with the financial institution or the investment center. Investing involves risk including the potential loss of principal. No investment strategy can ...
Duff Young - Ontario Securities Commission
Duff Young - Ontario Securities Commission

... time and people felt richer. But like the intentional complexity of cell phone plans, most consumers were unable to discern from their statements how much of that growth simply came from their own annual additional contributions. But I’m humbled and impressed with this elegant two-page powerhouse of ...
Stable Value: Not all funds are created equal
Stable Value: Not all funds are created equal

... occur when a stable value fund’s market value is less than its book value and the discontinuance provision allows for plan-level distributions at market value only. Most insurance company general account products offer book value discontinuance provisions that liquidate in installments over a number ...
top fund fortissimo - (c)
top fund fortissimo - (c)

... A certificate attached to a bearer security (share or bond) that entitles the holder to payment of dividend or interest. A bond will have one coupon for each interest payment. Equity risk Equity risk is "the financial risk involved in holding equity in a particular investment." Equity risk often ref ...
Key Investor Information
Key Investor Information

... This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to inves ...
October 21, 2016
October 21, 2016

... of a slowdown. The National Bureau of Statistics said “The general performance was better than expected”, and the figure is in line with Beijing’s growth target of +6.5% to +7% for the year. In Japan, Bank of Japan Governor Haruhiko Kuroda said the economy is expected to “expand moderately as a tren ...
2017 1Q LCIV - Todd Asset Management Large Cap Intrinsic Value
2017 1Q LCIV - Todd Asset Management Large Cap Intrinsic Value

... Past performance does not provide any guarantee of future performance, and one should not rely on the composite or any security’s performance as an indication of future performance. Investment return and principal value of an investment will fluctuate so that the value of the account may be worth mo ...
RBC Multi-Strategy Alpha Fund
RBC Multi-Strategy Alpha Fund

... including time horizon, liquidity needs, portfolio size, income, investment knowledge and attitude toward price fluctuations. Investors should consult their professional advisors and consultants regarding any tax, accounting, legal or financial considerations before making a decision as to whether t ...
Equity Linked Debentures
Equity Linked Debentures

... – By Prof. Simply Simple ...
What a Mutual Fund is
What a Mutual Fund is

... surprise lose money in a mutual fund, because a fund's value is nothing more than the value of its portfolio holdings. If the holdings lose value, so will the fund. 4. They're professionally managed. If planning to buy individual stocks and bonds, it is necessary to know how to read a cash-flow stat ...
Savvy Suburbanites (1D)
Savvy Suburbanites (1D)

... The index compares the average amount spent in this market’s household budgets for housing, food, apparel, etc., to the average amount spent by all US households. An index of 100 is average. An index of 120 shows that average spending by consumers in this market is 20 percent above the national aver ...
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Index fund

An index fund (also index tracker) is an investment fund (usually a mutual fund or exchange-traded fund) that aims to replicate the movements of an index of a specific financial market, or a set of rules of ownership that are held constant, regardless of market conditions. As of 2013, index funds made up 18.4% of equity mutual fund assets in the US.
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