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dp253 - Center for the Study of Rationality
dp253 - Center for the Study of Rationality

... II. The Data The data consist of records of all investment transactions of a large random sample of clients of one of the largest banks in Israel (banks in Israel also act as brokerage houses) for all of 1994. The data also include initial statements (as of January 1, 1994) of the clients’ portfolio ...
determinants of capital structure of croatian enterprises before and
determinants of capital structure of croatian enterprises before and

... be the most controversial area of the financial management. The beginnings of theoretical studies of capital structure were in the fifties of the last century when Proffesor David Durand introduced two approaches, known as the Net Operating Income and the Net Income theories. These approaches were c ...
INSTITUTIONAL TRAPS AND TRANSITION
INSTITUTIONAL TRAPS AND TRANSITION

... When a norm undergoes transformation, the relevant transformation costs are distributed among the agents unevenly. This, together with cultural inertia and uncertainty about the amount of the transformation costs, leads to the emergence of conservative pressure groups resisting any change to the nor ...
HOW SWITCHING COSTS CAN MAKE PREDATORY INTERACTIVE’S PREDATORY STRATEGY
HOW SWITCHING COSTS CAN MAKE PREDATORY INTERACTIVE’S PREDATORY STRATEGY

... switching costs, the competition for market share is sufficiently fierce that first-period prices are below firms’ costs’ (Klemperer, 1987a: 390). In other words, switching costs can make it a rational profit maximising strategy for firms to increase their market share by initially setting price bel ...
Reflections on Recent Target Date Glide-Path
Reflections on Recent Target Date Glide-Path

... that it may create concerns for seniors in their later years. Seniors may not be comfortable, from a risk tolerance perspective, handling the greater equity exposures implied by this approach.” This brings to mind the Roman statesman Cicero who philosophized more than 2,000 years ago, “The pursuit, ...
The Payments System and the Market for Interbank Funds
The Payments System and the Market for Interbank Funds

... delays, to some extent by trial and error, and negotiate prices that depend in part on the difficulty of finding suitable alternative counterparties. Prices also reflect the relative benefits of making a trade immediately rather than later (and with a newly found counterparty) for each of the two co ...
Lecture 07: Multi
Lecture 07: Multi

... • The 2x2 submatrix may still be singular by accident. • In that case it can be made regular again by applying a small perturbation of the returns of the long-lived assets, by perturbing aggregate endowment, the probabilities, or the utility function. • Generically, the market is dynamically complet ...
- FRASER (St.Louis Fed)
- FRASER (St.Louis Fed)

... economy over time, but in each period there is uncertainty regarding future consumption. Future consumption is financed with income on equity holdings and income from holdings of a riskless asset. The riskless asset provides a stream of income that is certain, while the equity holdings provide an un ...
DEPARTEMENT D`ECONOMIE
DEPARTEMENT D`ECONOMIE

... economics raises some issues in welfare economics concerning the interpretation of the preference-satisfaction criterion as a normative criterion. They argue that this criterion can be interpreted in three conceptually different ways — as an evaluation in terms of happiness, self-assessed well-being ...
The Relationship between Firm Sizes and Stock Returns of Service
The Relationship between Firm Sizes and Stock Returns of Service

... companies. However, this result contains several limitations. The first limitation is the market capitalization and the returns do not share a linear relationship. This means low market capitalization does not always lead to higher return, so there is a certain level of possibility for the inverse c ...
The CAPM and Equity Return RegulaPities
The CAPM and Equity Return RegulaPities

... P/E and stock price. Furthermore, P/E, dividend yield, price and P/E effects all experience significant January seasonals. What has not been conclusively determined is whether the effects are additive. So far, it appears that the dividend yield and size effects are not mutually exclusive. Investors ...
The Efficient Market Hypothesis and its Critics
The Efficient Market Hypothesis and its Critics

... appear to be significant differences in average daily returns in countries other than the United States (Hawawini and Keim, 1995). There also appear to be some patterns in returns around the turn of the month (Lakonishok and Smidt, 1988), as well as around holidays (Ariel, 1990). The general problem ...
WHEN MOWRER IS NOT ENOUGH – An operant
WHEN MOWRER IS NOT ENOUGH – An operant

... operant analysis leads to an interesting and decisive conclusion: that exposure with response prevention is the self-evident treatment of choice. The operant analysis results in the same choice of treatment as a strict analysis based on Mowrer’s twofactor theory. In my opinion it is essential to us ...
Management - Griffin 7e
Management - Griffin 7e

... Decision Making (cont’d) • Ethics and Decision Making – Individual ethics (personal beliefs about right and wrong behavior) combine with the organization’s ethics to create ...
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... This paper studies a model where money is valued for the liquidity services it provides in the future. These liquidity services cannot be provided by any other asset. Changes in expectations of the value of future liquidity services affect the desired proportions of money and other assets in agentst ...
Chapter 13: Balance of Payment
Chapter 13: Balance of Payment

... United States  Also known as balance of international ...
1 Testing double auction as a component within a generic market
1 Testing double auction as a component within a generic market

... or (Ghoulmie, Cont, and Nadal 2005)) real markets structure complexity is often circumvented by the use of an equation weighting the balance between bids and offers as a price formation model. This simplification is in complete contradiction with the reality of stock markets where prices emerge from ...
issue 60 - Paecon Home Page
issue 60 - Paecon Home Page

... From the mid-1970s: The Washington institutions chasing and destroying ‘rents’ in the productive sector only to re-create them in the financial sector Since its very inception in the late Middle Ages, capitalism has been a process of what economists call ‘rent seeking’: through incessant invention a ...
Economics 8186 Quantitative Macroeconomics Ellen McGrattan
Economics 8186 Quantitative Macroeconomics Ellen McGrattan

... FTP site: ftp.mpls.frb.fed.us/pub/research/mcgrattan Overview of the course: In this course, I plan to study some open questions in macroeconomics that will require the interaction of theory and data. I include a long list of references that I draw from. I do not plan on working through any papers s ...
Stress Testing: An Approach to Making Forward
Stress Testing: An Approach to Making Forward

...  This tool is expected to enhance forward-looking, objective and macro-oriented scenarios The case of early warning indicators of financial crisis occurring in a major country  International and national agencies, as well as academics have already developed various early warning indicators relatin ...
Risk and Utility
Risk and Utility

... expected value (in dollars) of the risky proposition • A Risk Premium is defined as: Risk Premium = EMV – Certainty Equivalent • The Expected Utility (EU) of a risky proposition is equal to the expected value of the risks in terms of utilities, and EU(Risk) = Utility(Certainty Equivalent) ...
Chapters 1 and 2
Chapters 1 and 2

... of expected cash flows. The existence of future and forward markets in inputs can help lock-in future input costs. H. Goals in the Public Sector and the Not-For-Profit (NFP) Enterprise 1. NFP organizations such as performing arts groups, most hospitals and universities, and volunteer organizations r ...
Behavioral Simulations: Using agent
Behavioral Simulations: Using agent

... different socio-demographic, attitudinal or behavioral factors. Such an aggregate level analysis fails to account for the value that different policyholders place on certain features (e.g., number and type of fund choices available within a life insurance policy or annuity contract, liquidity versus ...
13. Acting under Uncertainty Maximizing Expected Utility
13. Acting under Uncertainty Maximizing Expected Utility

... where Ut (s) is the utility of state s after t iterations. Remark: As t → ∞, the utilities of the individual states converge to stable values. (University of Freiburg) ...
issue 53 - Real-World Economics
issue 53 - Real-World Economics

... On the morning of May 6th the stock markets on the U.S. East Coast opened with the Dow Jones Industrial Average (DJIA) index at 10,867.80. Uncertainties about the prospective strength of recovery from the recession, heightened by worries about the repercussions of Greece’s debt problems, and the imp ...
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Behavioral economics

Behavioral economics and the related field, behavioral finance, study the effects of psychological, social, cognitive, and emotional factors on the economic decisions of individuals and institutions and the consequences for market prices, returns, and the resource allocation. Behavioral economics is primarily concerned with the bounds of rationality of economic agents. Behavioral models typically integrate insights from psychology, neuroscience and microeconomic theory; in so doing, these behavioral models cover a range of concepts, methods, and fields. Behavioral economics is sometimes discussed as an alternative to neoclassical economics.The study of behavioral economics includes how market decisions are made and the mechanisms that drive public choice. The use of ""Behavioral economics"" in U.S. scholarly papers has increased in the past few years as a recent study shows.There are three prevalent themes in behavioral finances: Heuristics: People often make decisions based on approximate rules of thumb and not strict logic. Framing: The collection of anecdotes and stereotypes that make up the mental emotional filters individuals rely on to understand and respond to events. Market inefficiencies: These include mis-pricings and non-rational decision making.
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