PDF - EMM Wealth Management
... The Dangerous Yield-Chasing Cycle The interminable search for yield is an all too common story. As yields on riskless securities fall, most investors look to maintain income and return objectives. This inevitably leads to capital flowing toward riskier, high-yielding assets such as belowinvestment-g ...
... The Dangerous Yield-Chasing Cycle The interminable search for yield is an all too common story. As yields on riskless securities fall, most investors look to maintain income and return objectives. This inevitably leads to capital flowing toward riskier, high-yielding assets such as belowinvestment-g ...
Douglass. Rob has focused on these narkets fron the point of
... Euionote facility are significantly lower than the L982 bank facility as a result. Secondly, the Euronote Progranme qual-ifies for a \,rithholding tax exemption. are, however, good examples of nethods of borrowing funds for short terms on a floaËing rate basis. They provide an invaluable source of f ...
... Euionote facility are significantly lower than the L982 bank facility as a result. Secondly, the Euronote Progranme qual-ifies for a \,rithholding tax exemption. are, however, good examples of nethods of borrowing funds for short terms on a floaËing rate basis. They provide an invaluable source of f ...
June 2008 Performance Review – Listed Hybrid Sector
... Issuer buybacks; 2 issuers announced buybacks this month. A Timbercorp satellite and the ALE pub group announced buybacks of their listed hybrids. The logic is simple. The market is pricing their hybrids at around 17% and 13% respectively and they can borrow from banks at (we estimate) 9% - 10% (w ...
... Issuer buybacks; 2 issuers announced buybacks this month. A Timbercorp satellite and the ALE pub group announced buybacks of their listed hybrids. The logic is simple. The market is pricing their hybrids at around 17% and 13% respectively and they can borrow from banks at (we estimate) 9% - 10% (w ...
The Great Liquidity Squeeze of 2017: Cash dries up as loan
... banks can accomplish in their traditional footprint. And from the looks of the FHLB’s balance sheet, which now has more outstanding advances than at any time since 2009, a lot of your fellow community bankers have been availing themselves of that option once again. To conclude, liquidity management ...
... banks can accomplish in their traditional footprint. And from the looks of the FHLB’s balance sheet, which now has more outstanding advances than at any time since 2009, a lot of your fellow community bankers have been availing themselves of that option once again. To conclude, liquidity management ...
report - Blackpool Council
... The Council’s total borrowing powers at 31st March 2011 (the Authorised Limit) stood at £268m. New long-term loans totalling £15m were raised during 2010/11. Long-term borrowing of £10m was taken in April 2010 at a rate of 4.68% and will be repaid at maturity. A further £5m was borrowed in August 20 ...
... The Council’s total borrowing powers at 31st March 2011 (the Authorised Limit) stood at £268m. New long-term loans totalling £15m were raised during 2010/11. Long-term borrowing of £10m was taken in April 2010 at a rate of 4.68% and will be repaid at maturity. A further £5m was borrowed in August 20 ...
1 - TestbankU
... 20. If you were going to get a loan to purchase a new car, which financial intermediary would you use: a credit union, a pension fund, or an investment bank? You would likely use a credit union if you were a member, since their primary business is consumer loans. In some cases it is possible to borr ...
... 20. If you were going to get a loan to purchase a new car, which financial intermediary would you use: a credit union, a pension fund, or an investment bank? You would likely use a credit union if you were a member, since their primary business is consumer loans. In some cases it is possible to borr ...
An alternative school of thought
... Past performance is not a reliable indicator of future results. If the currency in which the past performance is displayed differs from the currency of the country in which the investor resides, then the investor should be aware that due to the exchange rate fluctuations the performance shown may be ...
... Past performance is not a reliable indicator of future results. If the currency in which the past performance is displayed differs from the currency of the country in which the investor resides, then the investor should be aware that due to the exchange rate fluctuations the performance shown may be ...
Partner for Success (Brown)
... USDA Rural Development provides low cost financing for the development of affordable year-around and migrant/seasonal rental housing for “domestic farm laborers”, regardless of the farm where they work. *A specific allocation of Sec. 514 loan funds for on-farm labor housing are available each year a ...
... USDA Rural Development provides low cost financing for the development of affordable year-around and migrant/seasonal rental housing for “domestic farm laborers”, regardless of the farm where they work. *A specific allocation of Sec. 514 loan funds for on-farm labor housing are available each year a ...
Financial Institutions
... provides many of the same services as banks and S & Ls, but owned by its members and run on a nonprofit basis. › Known as a cooperative or co-op (a business or ...
... provides many of the same services as banks and S & Ls, but owned by its members and run on a nonprofit basis. › Known as a cooperative or co-op (a business or ...
File
... Other Inv. Instrument: Securitized Assets • Securitized Assets Securitized assets are loans of uniform type and quality , such as home mortgages and credit card loans, that are placed in a pool and removed from the lender’s balance sheet and placed in a special-purpose entity controlled by a truste ...
... Other Inv. Instrument: Securitized Assets • Securitized Assets Securitized assets are loans of uniform type and quality , such as home mortgages and credit card loans, that are placed in a pool and removed from the lender’s balance sheet and placed in a special-purpose entity controlled by a truste ...
The Ralston Company/The Balboa Company
... Half of the Ralston Company is owned by the management of the firm with the remainder being held by individual investors. Based upon my best judgment and that of the other members of the Board, Ralston’s long-established policy of paying annual dividends (which are generally equal to about 60% of ea ...
... Half of the Ralston Company is owned by the management of the firm with the remainder being held by individual investors. Based upon my best judgment and that of the other members of the Board, Ralston’s long-established policy of paying annual dividends (which are generally equal to about 60% of ea ...
Tightest Credit Market in 16 Years Rejects Bernanke`s Bid
... after successfully financing two previous home purchases. The hitch this time: his monthly payment would have been $100 more than the lender was willing to approve. Bregenzer is in good company. Standards in the U.S. are so high and inflexible that former Federal Reserve Chairman Ben S. Bernanke, no ...
... after successfully financing two previous home purchases. The hitch this time: his monthly payment would have been $100 more than the lender was willing to approve. Bregenzer is in good company. Standards in the U.S. are so high and inflexible that former Federal Reserve Chairman Ben S. Bernanke, no ...
The Case for Middle Market Lending
... loans may carry a premium yield to high-yield bonds and large leveraged loans, as lenders do not compete only on price. • L ow interest rate risk. Loans are typically floating rate, not fixed. • Relatively low credit risk. While all of these corporate issuers employ leverage, the senior secured lo ...
... loans may carry a premium yield to high-yield bonds and large leveraged loans, as lenders do not compete only on price. • L ow interest rate risk. Loans are typically floating rate, not fixed. • Relatively low credit risk. While all of these corporate issuers employ leverage, the senior secured lo ...
Presentation (PowerPoint Only)
... Event-driven mid-sized enterprise in strong asset class Take enterprises to “next level” through refinancing or new capital injection Local expertise and diverse investment strategies ...
... Event-driven mid-sized enterprise in strong asset class Take enterprises to “next level” through refinancing or new capital injection Local expertise and diverse investment strategies ...
The Roaring Twenties to The Great Depression
... the company does well, you make money, when it does poorly….. The Stock Market is literally the buying and selling of shares in many different companies in an effort to make money. Question: Why would a company sell stock or shares in that company? ...
... the company does well, you make money, when it does poorly….. The Stock Market is literally the buying and selling of shares in many different companies in an effort to make money. Question: Why would a company sell stock or shares in that company? ...
Diapositive 1 - University of Ottawa
... • “The recent entry of major insurance companies into the business of insuring banks and bond investors against loan defaults represents another effort to stretch the safety net. Now it can be presumed, the authorities will have to intervene to interdict a cascading of defaults only if to save the i ...
... • “The recent entry of major insurance companies into the business of insuring banks and bond investors against loan defaults represents another effort to stretch the safety net. Now it can be presumed, the authorities will have to intervene to interdict a cascading of defaults only if to save the i ...
Causes and Implications of the US Housing Crisis
... in their homes (owing more money on their mortgage than what their homes were worth) so they had incentive to walk away from their homes. In addition to this, a growing number of subprime borrowers could no longer afford their mortgage payments, and default rates skyrocketed. The result was for pric ...
... in their homes (owing more money on their mortgage than what their homes were worth) so they had incentive to walk away from their homes. In addition to this, a growing number of subprime borrowers could no longer afford their mortgage payments, and default rates skyrocketed. The result was for pric ...
mezzanine financing
... The investment term is usually for five years, requires payment of a market rate of interest and requires regular amortization of the investment. The equity component of the investment can take several forms. The first is a warrant-based arrangement structured in a typical mezzanine format, giving M ...
... The investment term is usually for five years, requires payment of a market rate of interest and requires regular amortization of the investment. The equity component of the investment can take several forms. The first is a warrant-based arrangement structured in a typical mezzanine format, giving M ...
World Credit Asset
... The World Credit Asset Composite includes all discretionary accounts with market values greater than $75 million managed by Loomis Sayles that seek to maximize risk-adjusted returns by allocating across the credit spectrum based on macro analysis of economic regimes and the global credit cycle. Acce ...
... The World Credit Asset Composite includes all discretionary accounts with market values greater than $75 million managed by Loomis Sayles that seek to maximize risk-adjusted returns by allocating across the credit spectrum based on macro analysis of economic regimes and the global credit cycle. Acce ...
2017 Market Outlook: 15 Experts On What To Watch
... ""While the election of Donald Trump has resulted in some wild repricing across markets, we continue to remain favorable on corporate bonds for three reasons: 1. The bulk of the near-term rate rise appears complete, while the expected boost to growth and inflation from Trump's tax and infrastructure ...
... ""While the election of Donald Trump has resulted in some wild repricing across markets, we continue to remain favorable on corporate bonds for three reasons: 1. The bulk of the near-term rate rise appears complete, while the expected boost to growth and inflation from Trump's tax and infrastructure ...
Intelligent Considerations During Short
... allocation will at any given time have some investments optimistic about investing during doing well, others holding steady, and some in decline. By periodically rebalancing, investors take gains from good times can be as detrimental assets that have grown beyond their target weighting in the portfo ...
... allocation will at any given time have some investments optimistic about investing during doing well, others holding steady, and some in decline. By periodically rebalancing, investors take gains from good times can be as detrimental assets that have grown beyond their target weighting in the portfo ...