November - Public Sector Consultants
... available pool of credit funds will be borrowed by the government to cover the federal debt. The federal government will continue to borrow regardless of the cost of credit and will pay whatever interest rate is required to attract the funds it needs. The remaining funds are available to the private ...
... available pool of credit funds will be borrowed by the government to cover the federal debt. The federal government will continue to borrow regardless of the cost of credit and will pay whatever interest rate is required to attract the funds it needs. The remaining funds are available to the private ...
U.S. Recession Mitigating Strategies: Lessons from Thailand:
... (CALOWS) to provide counseling, referral and placement services and provided student aid to stem the decline in school enrollment. The Thai growth rate increased to 4.4% in 1999 just one year after the crisis (it was negative 8% in 1998) and the unemployment rate fell to 4.19% in 1999, 3.59%, 3.23 i ...
... (CALOWS) to provide counseling, referral and placement services and provided student aid to stem the decline in school enrollment. The Thai growth rate increased to 4.4% in 1999 just one year after the crisis (it was negative 8% in 1998) and the unemployment rate fell to 4.19% in 1999, 3.59%, 3.23 i ...
investment committee market commentary
... is also helping to drive economic growth with high levels of new homes being sold, although prices are still relatively subdued and the rate lift may pull some buyers off of the sidelines. General appreciation in prices of commodities and resource, particularly oil, is also bringing some stability t ...
... is also helping to drive economic growth with high levels of new homes being sold, although prices are still relatively subdued and the rate lift may pull some buyers off of the sidelines. General appreciation in prices of commodities and resource, particularly oil, is also bringing some stability t ...
It is nowadays generally accepted that Greece has
... that are necessary in order to restore confidence to and re-capitalize the banking system, and for entities to once again start lending to one another. If necessary, the banking sector will be partially nationalized. We have already seen the first such measures being announced. ...
... that are necessary in order to restore confidence to and re-capitalize the banking system, and for entities to once again start lending to one another. If necessary, the banking sector will be partially nationalized. We have already seen the first such measures being announced. ...
Investment Report
... trimmed its base rate from 12.25% to 11.25%. This was the fifth rate cut since last September, and was the sharpest reduction since 2009. Declining inflation and the stable performance of Source: Bloomberg ...
... trimmed its base rate from 12.25% to 11.25%. This was the fifth rate cut since last September, and was the sharpest reduction since 2009. Declining inflation and the stable performance of Source: Bloomberg ...
Cursed by King Midas
... The sharp fall in oil prices clearly causes a significant amount of wealth transfer globally (it doesn’t create any unless productivity gain allows them to move permanently lower). The income flowing to net oil producers (Middle East, Russia) will be at least temporarily transferred to net consumers ...
... The sharp fall in oil prices clearly causes a significant amount of wealth transfer globally (it doesn’t create any unless productivity gain allows them to move permanently lower). The income flowing to net oil producers (Middle East, Russia) will be at least temporarily transferred to net consumers ...
Fixed-Rate Mortgage Loans
... Housing properties; Seniors Housing properties; Student Housing properties; and Manufactured Housing Communities Properties with a minimum of five units (50 pad sites for Manufactured Housing Communities) Credit-worthy single asset U.S. borrower with U.S. ownership Borrowers may have indirect foreig ...
... Housing properties; Seniors Housing properties; Student Housing properties; and Manufactured Housing Communities Properties with a minimum of five units (50 pad sites for Manufactured Housing Communities) Credit-worthy single asset U.S. borrower with U.S. ownership Borrowers may have indirect foreig ...
Mortgage margins
... gross margin on mortgages. This field shows the difference between the average interest rate on three-month mortgages that the bank charges borrowers and its funding cost based on covered bonds, deposits and senior unsecured funding. The diagram shows how the margin, which was well over one per cent ...
... gross margin on mortgages. This field shows the difference between the average interest rate on three-month mortgages that the bank charges borrowers and its funding cost based on covered bonds, deposits and senior unsecured funding. The diagram shows how the margin, which was well over one per cent ...
The world financial crisis and its implications for Ghana
... of macro-prudential risks. Similarly, measures are to be taken to extend regulation and oversight to all systemically important financial institutions, instruments and markets including, for the first time, systemically important hedge funds. Other major recommendations are to:endorse and implement ...
... of macro-prudential risks. Similarly, measures are to be taken to extend regulation and oversight to all systemically important financial institutions, instruments and markets including, for the first time, systemically important hedge funds. Other major recommendations are to:endorse and implement ...
True Value and the Great I Am
... cash balances, have no debt, and do not rely on or need commercial lines of credit to support themselves during the tough times. These companies in most cases have several years worth of cash savings on hand and yet as Templeton may have observed, have been neglected far more than most other popular ...
... cash balances, have no debt, and do not rely on or need commercial lines of credit to support themselves during the tough times. These companies in most cases have several years worth of cash savings on hand and yet as Templeton may have observed, have been neglected far more than most other popular ...
October 31, 2015 — Market Comment
... many of the same financial distortions triggering asset busts requiring stimulus in the first place. Artificially low interest rates also suppress the cost of capital, distorting investment decisions and leaving seemingly viable projects vulnerable as financing costs return to levels more in line wi ...
... many of the same financial distortions triggering asset busts requiring stimulus in the first place. Artificially low interest rates also suppress the cost of capital, distorting investment decisions and leaving seemingly viable projects vulnerable as financing costs return to levels more in line wi ...
Technical Market Overview
... will bring the best balance between risk and return. We continue to have potential exposure to shorterterm government bonds and corporate bonds of all maturities, along with convertible bonds, inflation protected bonds, high-yield bonds and even foreign bonds in some cases. We believe these other bo ...
... will bring the best balance between risk and return. We continue to have potential exposure to shorterterm government bonds and corporate bonds of all maturities, along with convertible bonds, inflation protected bonds, high-yield bonds and even foreign bonds in some cases. We believe these other bo ...
Korean Real Estate Market Mechanisms and Deregulation of
... lenders, financial institutions, and investors have become anxious that an economic recession similar to the Great Depression could occur (Lander et al. 2009). Korea is no exception to this rule. In fact, the Korean real estate market has also experienced a cooling down of business because of the gl ...
... lenders, financial institutions, and investors have become anxious that an economic recession similar to the Great Depression could occur (Lander et al. 2009). Korea is no exception to this rule. In fact, the Korean real estate market has also experienced a cooling down of business because of the gl ...
United States housing bubble
The United States housing bubble was an economic bubble affecting many parts of the United States housing market in over half of American states. Housing prices peaked in early 2006, started to decline in 2006 and 2007, and reached new lows in 2012. On December 30, 2008, the Case-Shiller home price index reported its largest price drop in its history. The credit crisis resulting from the bursting of the housing bubble is—according to general consensus—the primary cause of the 2007–2009 recession in the United States.Increased foreclosure rates in 2006–2007 among U.S. homeowners led to a crisis in August 2008 for the subprime, Alt-A, collateralized debt obligation (CDO), mortgage, credit, hedge fund, and foreign bank markets. In October 2007, the U.S. Secretary of the Treasury called the bursting housing bubble ""the most significant risk to our economy.""Any collapse of the U.S. housing bubble has a direct impact not only on home valuations, but the nation's mortgage markets, home builders, real estate, home supply retail outlets, Wall Street hedge funds held by large institutional investors, and foreign banks, increasing the risk of a nationwide recession. Concerns about the impact of the collapsing housing and credit markets on the larger U.S. economy caused President George W. Bush and the Chairman of the Federal Reserve Ben Bernanke to announce a limited bailout of the U.S. housing market for homeowners who were unable to pay their mortgage debts.In 2008 alone, the United States government allocated over $900 billion to special loans and rescues related to the U.S. housing bubble, with over half going to Fannie Mae and Freddie Mac (both of which are government-sponsored enterprises) as well as the Federal Housing Administration. On December 24, 2009, the Treasury Department made an unprecedented announcement that it would be providing Fannie Mae and Freddie Mac unlimited financial support for the next three years despite acknowledging losses in excess of $400 billion so far. The Treasury has been criticized for encroaching on spending powers that are enumerated for Congress alone by the United States Constitution, and for violating limits imposed by the Housing and Economic Recovery Act of 2008.