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T-Fit: Financially Fit Taking Control of your Retirement
T-Fit: Financially Fit Taking Control of your Retirement

... you need to take at least a little control of your portfolio. – Analyze where you are at with your retirement. What return do you need to earn and how much do you need to invest to be able to be comfortable in the future. – Make sure your portfolio has an expected return high enough to get you there ...
Chapter 2--Classical Approaches
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... Sharing economy enterprises such as Airbnb and Uber are one part of the story, but comparable system development makes usage of the capital stock elsewhere in industry more intensive. Accordingly, the economy becomes less capital intensive. If my assertion turns out to be true, it would seem likely ...
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... requirements, IT organizations have become the stewards of large and complex application environments. According to top industry analysts, costs to maintain corporate applications have skyrocketed and are consuming the IT budget. The overwhelming recommendation is that organizations need to become m ...
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... of all principal shareholders (and, when such shareholders are corporations, also the qualifications of directors, statutory auditors and officers thereof) of securities firms. While this change will increase the regulatory burden for principal shareholders, it is anticipated that it will also enhan ...
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Investment management

Investment management is the professional asset management of various securities (shares, bonds and other securities) and other assets (e.g., real estate) in order to meet specified investment goals for the benefit of the investors. Investors may be institutions (insurance companies, pension funds, corporations, charities, educational establishments etc.) or private investors (both directly via investment contracts and more commonly via collective investment schemes e.g. mutual funds or exchange-traded funds).The term asset management is often used to refer to the investment management of collective investments, while the more generic fund management may refer to all forms of institutional investment as well as investment management for private investors. Investment managers who specialize in advisory or discretionary management on behalf of (normally wealthy) private investors may often refer to their services as money management or portfolio management often within the context of so-called ""private banking"".The provision of investment management services includes elements of financial statement analysis, asset selection, stock selection, plan implementation and ongoing monitoring of investments. Coming under the remit of financial services many of the world's largest companies are at least in part investment managers and employ millions of staff.Fund manager (or investment advisor in the United States) refers to both a firm that provides investment management services and an individual who directs fund management decisions.According to a Boston Consulting Group study, the assets managed professionally for fees reached an all-time high of US$62.4 trillion in 2012, after remaining flat-lined since 2007. Furthermore, these industry assets under management were expected to reach US$70.2 trillion at the end of 2013 as per a Cerulli Associates estimate.The global investment management industry is highly concentrated in nature, in a universe of about 70,000 funds roughly 99.7% of the US fund flows in 2012 went into just 185 funds. Additionally, a majority of fund managers report that more than 50% of their inflows go to just three funds.
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