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Confidential and Proprietary Information
During the next few minutes we will
show you how to take control of your
health insurance rates and how to
LOCK –IN your rate for up to 3 years,
with an option for 3 additional years!
The
PPO network
and
have teamed
up to build the most
COMPREHENSIVE
Fixed Indemnity plans in
the United States.
Fixed Indemnity Plan
No Annual Deductible!
First Dollar coverage for Outpatient Dr. visits!
Not subject to federal healthcare
reform mandates!
Lock in Your rate for up to 36 months!
The AVERAGE hospital stay in the US? 4.8 days!
The amount spent on out-of-pocket medical bills by those WITH health insurance who filed
bankruptcy is $17,149. So those who have $5,000-$10,000 deductibles to meet are getting
dangerously close to a figure that would bankrupt most families! Why not consider a
SecureValue or SecureValue Plus with ZERO deductible?
The average hospital bill per patient is $15,017 – Not $50,000; not $100,000. $15,000! So why
do people buy health insurance plans with $5,000-$10,000 deductibles when they can buy a
SecureValue plan with ZERO deductible?
Some exclusions and limitations may apply. See outline of coverage and surgical schedule for complete details.
Some exclusions and limitations may apply. See outline of coverage and surgical schedule for complete details.
Some exclusions and limitations may apply. See outline of coverage and surgical schedule for complete details.
All benefits are
for Intensive Care, Stroke, Coma, Heart Attack,
Life Threatening Cancer, Coronary Artery Bypass, Severe Burns, and Major
Organ Transplants.
Some exclusions and limitations may apply. See outline of coverage and surgical schedule for complete details.
Doctor Visits
PHCS Network physicians
The PHCS PPO Network has
rates with doctors and
hospitals.
The network first lowers the bill to the pre-negotiated discount amount. The benefit to
you is A MUCH LOWER AMOUNT that you might be responsible for!
24-Hour Nurse Hotline
Call toll-free anytime day or night and talk in complete
confidence with a Registered Nurse who can provide
professional advice about symptoms, diagnostic and surgical
procedures and medications.
CallMD
Protect yourself and your family with “anytime” telephone access to a
licensed Medical Doctor. CallMD physicians are available 24/7 for SCA
Members who need a doctor’s consultation and in certain cases, even
prescription medications. 4 FREE phone consultations are included in
your membership, after that you receive an unlimited
number of consultations at $35 each.
Actual Hospital claims experience
from one of our agents!
Father-in-law, double bypass, 1 day ICU,
plus 4 days in hospital in Macon, GA
Total Claim: $63,000+
Total Claim
$ 63,000
-$ 20,160
$ 63,000
-$ 20,160
$ 42,840
$ 42,840
Plan 2 pays:
Plan 5 pays:
$ 250 Admission Benefit
5 Days Bypass Increased Benefit
1 Day ICU Benefit
4 days Room &Board
Surgical Schedule
$
250
$ 36,000
$ 1,200
$ 2,400
$ 6,000
$
250
$ 48,000
$ 2,000
$ 4,000
$ 6,000
Total Paid By Insurance
Balance Due
$ 45,850
($ 3,010)
$ 60,250
($ 17,410)
PPO Network Discount Applied
Balance
MEDGUARD
Built-in Critical Illness plan
that
out of pocket expenses
and
when you are
diagnosed with serious illnesses such as Kidney Failure,
Life Threatening Cancer, Major Organ Transplant,
Permanent Paralysis, Heart Attack, Stroke, Terminal
Illness, etc.
Blanket Insurance Coverage Benefits - Excess
Accident Medical Expense and Accidental Death
and Dismemberment (AD&D) Coverage
*Up to maximum benefit limit for each covered member.
Blanket Group Daily Benefit Hospital
Confinement Indemnity Coverage
Extra Money To Help You With Your Bills!
Nobody ever has too much
Life Insurance!
HRA 105
Health Reimbursement Arrangement
The average small business owner can save over $3,900 in taxes
by having a Health Reimbursement Arrangement (HRA 105).
You may already qualify for an HRA 105 if you pay for any of the following
medical-related expenses:
Health insurance premiums
•Prescriptions
•Physician office visits
•Long-term care premiums
•Over the counter medications
•Chiropractic
•Deductibles and Copayments
•Dental care and Orthodontia
•Vision Care
•Immunizations
How much could you save with an HRA 105 plan?
3 YEAR RATE FREEZE
No Rate Increases For 3 Years!
Additional 3 Year option available!
If you currently have health insurance, no
money is due when you apply.
Applications are done electronically.