Download Harmony New Generation

To fulfill your child's dreams…
To fulfill your child's dreams…
Your child's dreams are your dreams too.
You want to do everything that is within your
power to help your child's dreams come true.
Education – Travel – Projects
Family – Home – Hobbies
To fulfill your child's dreams…
The best way to help them realize
their dreams
 Is to plan today and ensure that
tomorrow's challenges can be
overcome.
Challenges can be overcome
 If your child is diagnosed with a
critical illness:
Harmony New Generation will
allow you to take time away from
work and family obligations to be
with your child.
Challenges can be overcome
 While unlikely, it is possible that your
child could die prematurely:
Harmony New Generation will
allow you to take time away from
work to devote yourself to your
family's healing process and adjust
to your loss.
If your child is diagnosed with a
critical illness…
Due to advances in medical
treatment, your child will survive.
During a serious illness, your
child will need his/her parents by
their side.
Coverage in case of critical illness
 With Harmony New Generation, you
will be there to help:
 Take time away from work;
 Seek the best diagnosis and medical
treatment without delay;
 Get the help you need;
 Minimize the psychological and financial
impact and ensure your child's wishes are
realized.
Coverage in case of critical illness
Covers up to 31 illnesses/conditions
including 6 childhood illnesses
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Autism
Rett syndrome
Cystic fibrosis
Type 1 diabetes mellitus
Cerebral palsy
Muscular dystrophy
Coverage in case of critical illness
With 25 illnesses/conditions
covered forever…
 Cancer
 Major organ transplant
 Major organ failure on waiting list
 Kidney failure
 Bacterial meningitis
 Severe burns
 Etc…
Coverage in case of critical illness
Covers serious complications
caused by 4 infectious diseases:
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West Nile virus
Lyme disease
E.Coli infection
Necrotizing fasciitis (flesh-eating disease)
Exclusive to DFS!
Coverage in case of critical illness
Prompt Recovery
Free assistance services including
 Best Doctors:
 To confirm the diagnosis;
 To establish the best possible treatment
plan;
 To direct you to the best specialists and
health centres in your area or abroad;
 To take charge of the different steps
related to your child's admission to a
health care facility.
If your child dies prematurely…
With Harmony New Generation, you can:
 Afford to take some time away from work to
give your family what they need most:
Time with you!
If your child remains healthy…
With Harmony New Generation,
you will have tax-free cash to help
your child:
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Pay for higher education
Purchase a first home
Start a new business
Relocate to a job
Fulfill their dreams…and your dreams too!
If you cancel your policy…
Duration
Percentage of the premiums
refunded, tax-free
After 5 years
25%
After 10 years
50%
After 20 years
100%
Different options…
Insurance amount:
Between $25,000 (minimum) and
$250,000 (maximum)
Different options…
 Number of critical illnesses/conditions
covered:
28 illnesses, including 3 child illnesses
- Autism
- Rett syndrome
- Cystic fibrosis
31 illnesses, including 6 child illnesses
- Autism
- Rett syndrome
- Cystic fibrosis
- Cerebral palsy
- Type 1 diabetes mellitus
- Muscular dystrophy
Different options…
Premium Payment Options:
 20-year payment
 Lifetime payment
Why not consider adding some
Life Insurance?
In conclusion
Because your child's dreams …
are your dreams too!