Download CV Rawad Daou - Wafa Insurance

RAWAD DAOU
Daou building, Kartaba road,
Naher-Ibrahim, Jbeil
Lebanon
Phone: (961) 09440073 - 70253672
E-mail: [email protected]
Date of Birth: October 23rd 1988
OBJECTIVE
Accumulate broad experience and build a strong career in the
Actuarial & Risk fields.
EDUCATION
(Feb. 2010 – Feb. 2013)
Kaslik, Lebanon
THE HOLY SPIRIT UNIVERSITY OF KASLIK (USEK)
Master of Science Degree in Actuarial Mathematics & Statistics.
Thesis: Value-at-Risk Models Computation and Backtesting
(Sep. 2006 – Jan. 2010)
Kaslik, Lebanon
THE HOLY SPIRIT UNIVERSITY OF KASLIK (USEK)
Bachelor of Science Degree in Actuarial Mathematics & Statistics.
(Sep. 2003 – Jun. 2006)
Jbeil, Lebanon
ST. COEURS HIGH SCHOOL JBEIL (S.S.C.C.)
Baccalaureate Part II in General Sciences (Mathematics).
SOCIETY OF ACTUARIES
QUALIFICATIONS
1)
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5)
Exam P – Probability
Exam FM - Financial Mathematics
VEE Economics
VEE Applied Statistics
Exam MFE – Models for Financial Economics (IN PROGRESS)
EXPERIENCE
Dec. 2013 – Present
Arab Reinsurance Company - Beirut
(Lebanon)
Actuary
• Develop pricing tools for the underwriting team
(proportional/non proportional) to be used in treaty and
facultative analysis.
• Create tailor made pricing tools to serve our clients needs.
• Assist the underwriting team in identifying opportunities to
improve profitability.
• Assist the financial dept. in calculations, projections,
estimations & statistics to facilitate the data analysis in
financial reporting.
• Assist the investment dept. in financial forecasts to insure
balance in assets and liabilities.
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• Assist the management in projects for actuarial and financial
calculations such as ALM, economic capital, technical
results…
• Asses and determine the company’s technical reserves and
IBNR.
• Assist in developing new products: design, description,
underwriting guidelines. Set premium calculation,
mathematical reserve and profit testing.
• Assist AGM in special projects and other functions.
Apr. 2011 – Oct. 2012
Nov. 2008 – Mar. 2011
GlobeMed Limited - Sin el Fil
(Lebanon)
Actuarial Analyst:
• Assure Actuarial Services to all GlobeMed operations in the
Middle East (Lebanon, Syria, Jordan, Kuwait, Qatar, Bahrain
and UAE).
• Produce Statistical Reports on monthly, quarterly, annually
basis, also as per clients’ requests.
• Produce Loss Ratio Reports.
• Produce Persistency Reports.
• Set IBNR Factors and Review them periodically.
• Produce Annual Actuarial Reports.
• Conduct Studies and Produce Bulletins covering developing
subjects affecting the health cost. (Ex: Cancer, Respiratory
Diseases, Cesarean Deliveries…)
• Prepare Performance Reports & Portfolio Analysis for clients
(ex: Insurance Companies, Mutual Societies and self funded
schemes).
• Development of new health products.
• Modification on In-force products.
• Group quotations and renewals.
• Apply Rate adjustments on need basis.
• Study Cost and Tariff Impact of added/reduced benefits.
• Provide Periodical Reports for the management.
• Data analyses using SAS software.
• Give back up to the reinsurance unit.
Lebanese Hospital Geitawi - Achrafieh
(Lebanon)
Accountant:
• Guarantors accounts executive (MedNet / Bankers).
• Follow up banks reconciliations.
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April 2010
August 2009
Prepare payment orders and write divers transactions.
Control and follow up suppliers’ balances.
Prepare employees end of service indemnities.
Additional tasks requested by the chief accountant.
Management Mix training center – Beirut (Lebanon)
“Internal Quality Audit” training: working on ISO standards, quality
system, quality control, Audit procedures & evaluation.
Allianz SNA Insurance – Hazmieh
(Lebanon)
Actuarial Trainee:
Full time Internship at the “Development & Reinsurance”
department:
• Training on life and investments products.
• Training on family and university insurance plans.
• Training on reinsurance process and method.
• Studying and developing the actuarial concepts of the above
products.
LANGUAGES
English
French
Arabic
COMPUTER KNOWLEDGE
April 2011 – Present:
* SAS 9.2 and 4.3
Professional (IELTS)
Professional (TEF)
Native
1 Year Experience:
* C, C++ (Programming Languages)
* SPSS
* GRETL (Statistical Program)
* MATLAB
5 Years+ Experience:
* Microsoft Office
Intermediate:
* Microsoft Visual Basic (Macro VBA)
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SKILLS
REFERENCES
Data Analysis; Statistical Programming; Value-at-Risk;
Backtesting; Quantitative Finance; Statistics; Insurance;
Actuarial & Financial Reporting; Pricing; Ratemaking; Time
Series Analysis; Stochastic Modeling; Financial Modeling;
Econometrics; Accounting.
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VP GlobeMed ltd
Head of Actuarial & Reinsurance Service Division
PhD. Sarkis M. el-Zein
Tel: (961)01-485 015 ext. 1777
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Accounting Manager (Geitawi Hospital) :
Mrs. Ghada Ziade
Tel: (961)01-577 177
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Chief of Actuarial Department (Allianz SNA):
Senior Actuary Nadine Accaoui
Tel: (961)05-956 600
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Actuarial Program Responsible (USEK)
PhD. Mohammad Kacim
Tel: (961)09-600 945
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