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Healthy Aging Begins at Home A N A N D PA R E K H , M . D., M . P. H . BPC SENIOR ADVISOR THE NATIONAL CHALLENGE • The U.S. older adult population is growing. As a country we face: – Higher Demand for LTSS: • Spending on LTSS is expected to increase from 1.3 percent of GDP in 2010 to 3 percent of GDP in 2050. – Increased Spending on Chronic Conditions: • 93 percent of Medicare spending is for seniors with multiple chronic conditions. – Inadequate Personal Savings: • Nearly 40 percent of individuals over the age of 62 are projected to have financial assets of $25,000 or less. 2 SENIOR HEALTH AND HOUSING TASK FORCE Co-Chairs: Henry Cisneros Former Secretary, HUD Mel Martinez Former Secretary, HUD; Former U.S. Senator Allyson Y. Schwartz Former U.S. Representative Vin Weber Former U.S. Representative Priority Areas: Lack of a Home Impacts Health Problem: Many seniors are priced of the housing market or tenuously able to afford their rent. - Understand the need deficit. - Evaluate efforts to expand affordable housing. - Identify opportunities to expand access to more seniors. A Home Impacts Health Problem: Housing stock does not accommodate the physical and cognitive difficulties that come with aging. - Identify most critical home & community-based modifications. - Understand current barriers to implementation. - Identify policy solutions to accelerate these modifications. Home as a Place for Health Services Problem: Seniors could substantially benefit from in-person or in-home health services. - Identify integrated models of care. - Estimate cost savings implications of these models. - Propose plans to scale them nationally. 3 HEALTH BEGINS AT HOME: THE OVERRIDING NEED FOR MORE AFFORDABLE SUPPLY We recommend: • Preventing and ending homelessness among older adults; • Increasing federal support for the Low Income Housing Tax Credit; and • Adequately funding the Section 202 Supportive Housing for the Elderly program and also creating and funding a new program for senior-supportive housing. Supply-Demand Imbalance in Available and Affordable Rental Homes SUPPLY DEMAND 12 2.6 Million Senior Households 10 Millions 8 6.9 Million Needs Gap 6 8.6 Million Other Households 4 2 4.3 Million Available 0 Available and Affordable Rental Homes Extremely Low-Income Renter Households 4 AGING WITH OPTIONS: TRANSFORMING OUR HOMES AND COMMUNITIES We recommend: • Authorizing a new Modification Assistance Initiative to coordinate federal resources for home modifications on an interagency basis; and • Establishing and expanding programs to assist low-income seniors with home modifications through property tax credits, grants, forgivable loans, and targeted tax relief. The aspiration should be to help seniors not just to age in place but to age with options. 5 INTEGRATING HEALTH CARE AND SUPPORTIVE SERVICES WITH HOUSING We recommend: • Launching an initiative that coordinates health care and LTSS for Medicare beneficiaries living in publicly-assisted housing; • Ensuring Medicare and other programs support falls prevention; and • Encouraging greater reimbursement of telehealth and other technologies with the potential to support successful aging, improve health outcomes, and reduce costs. Falls are the leading cause of injury-related deaths in older adults, and most falls occur in the home setting. 6 INTEGRATING HEALTH CARE AND SUPPORTIVE SERVICES WITH HOUSING Recommendation: CMS should encourage incorporation of housingrelated questions in health risk assessments (HRAs) used by Medicare providers and Medicare Advantage plans. • CMS requires Medicare providers to administer HRAs as part of the annual wellness visit. • HRAs are also commonly used by Medicare Advantage plans and are occasionally administered in the home. • CMS should encourage all providers, but specifically Medicare Advantage plans, through questionnaires or in-home visits, to include assessments of the following needs in HRAs: • • • • Frailty and falls risk, Living situation (e.g. lives alone), Home safety/accessibility, and Modifications. 7 CONCLUDING THOUGHTS • The best the way to increase value in healthcare is through clinicalcommunity linkages. • The “game-changers” for better health and lower costs will come from inside and outside the clinical setting. • Integration of health & human services will be paramount to reducing health care costs. • Identifying and replicating best practices of Medicare Advantage plans with regards to partnering with community-based health & human services organizations is needed. • Identifying statutory or regulatory barriers that impede partnerships and then addressing them will be critical. 8