Download Morgan Stanley Financially Fit

Morgan Stanley
Financially Fit
Morgan Stanley Financially Fit is a new digital financial education program you can
extend to your clients. It was developed to help you deepen relationships with your
clients and their families.
The courses are age-specific and cover personal finance topics that include savings,
investments, college financing, budgeting and more. This tool offers another way you
can help educate your clients about financial opportunities and pitfalls. Issues involving
wealth planning, charitable giving and money management can be addressed by you,
while knowing you are backed by the firm’s resources, including this new tool.
Personalized,
Self-Paced Tool
Dynamic,
Engaging Platform
Ideal Learning
Experience
Access to courses covering
hundreds of personal finance
topics that educate and empower
participants to work toward
specific financial goals.
Interactive elements, such as
gaming and personal finance
simulations, engage users to
test the material covered in the
program. Keep in mind that such
a hands-on experience can prompt
productive dialogue about a
family’s financial needs — ​and that
may require your guidance.
You can track the users’ progress
and course completion, which
enables you to help clients
identify financial topics you can
discuss with them.
For Internal Use Only — ​Not for Public Distribution
MORGAN STANLEY FINANCIALLY FIT PROGRAM
Why Should I Use the Program With Clients?
Through the digital financial curriculums, you make available a
personalized, interactive learning experience that covers age groups
from elementary school to adulthood. This tool can help ensure that
the Millennial segment receives access to financial education that can
help them in the future. Beyond that, we all know that as families
work toward their financial goals, they often are reluctant — ​or don’t
know how — ​to talk with the next generation about financial matters,
especially on topics that may touch on their own finances. This new tool
can encourage conversations between you and your clients, and it may
facilitate meaningful financial conversations between your clients and
their children or other loved ones.
Program Tool Benefits
Personalized invitations that
can be sent through the
online program dashboard
to your clients and their
family members.
Rich assessment tools allowing
you to track and monitor course
usage and online behavior.
Ongoing ideas on how to
use the tool to engage and
start conversations with your
clients and their families.
Personalized training and
technical support for you
and your clients’ families.
In-platform messaging
center allowing your clients
to provide you with valuable
feedback and insights.
To learn more about Morgan Stanley Financially Fit, type FinanciallyFit in your browser or go to
3DR > Solutions > Wealth Management > Wealth Planning > Morgan Stanley Financially Fit
MORGAN STANLEY FINANCIALLY FIT PROGRAM
Four core training
modules for children
in grade school, high
school, college and
adulthood.
VAULT GRADE SCHOOL
PROGRAM TOPICS
• Trade-offs between saving
and spending
• Different saving methods
• Establishing a budget
• Giving to charity
• Responsibilities in borrowing money
• Role of health insurance
• Various investment vehicles
EVERFI HIGH SCHOOL
PROGRAM TOPICS
• Different types of saving
• Importance of budgeting
• Structure of the US banking system
• Bank account types, features and fees
• Stocks, bonds, mutual funds and
index funds
• Retirement plan basics
• Credit cards: their use, fees and offers
• Managing debt
• Definition of credit scores and
credit reports
• How to pay for college — ​financial aid,
college loans and FAFSA applications
• Home ownership versus renting
• Identity theft and consumer fraud
TRANSIT COLLEGE
PROGRAM TOPICS
• Managing financial aid, grants,
student loans and scholarships
• Budgeting
• Lifestyle expenses
• Credit card use and fees
• Cyber security
• Long-term financial goals
EVERFI @WORK ADULT
PROGRAM TOPICS
• Understanding credit scores
and reports
• Overdraft coverage and fees
• Home ownership and mortgages
• Checking accounts, debit card and
credit card features and fees
• Consumer fraud, identity theft
• Effect of taxes on take-home pay
• Saving for college education, 529 plans
Morgan Stanley Financially Fit is powered by EverFi, an education technology company that develops web-based learning tools focused on teaching, assessing,
and certifying learners in the financial skills that life demands. The program offers four engaging, age-appropriate online learning experiences, starting in
grade school and progressing through high school, college and adulthood. Learners can explore a range of topics important to the management of wealth,
including budgeting, saving and investing, debt and credit, taxation, philanthropy and overall financial decision-making.
Morgan Stanley Financially Fit is a tool being made available to you by Morgan Stanley Smith Barney LLC for use with your clients and their families through
a licensing agreement with a third party, EverFi Inc. (“EverFi”). The information contained therein is from sources deemed to be reliable but is not guaranteed
and do not necessarily reflect the views, opinions or advice of Morgan Stanley Smith Barney LLC, Morgan Stanley Bank, N.A., Morgan Stanley Private Bank,
National Association, (collectively referred to as “Morgan Stanley”) or its affiliates. Morgan Stanley makes no representations or guarantees as to the accuracy
or completeness of information or data and is not responsible for the information or data contained in this document. Neither the information provided nor
any opinion expressed constitutes either a recommendation by Morgan Stanley and its employees or a solicitation for the purchase or sale of any security.
© 2015 Morgan Stanley Smith Barney LLC. Member SIPC.
CRC1067810 (02/15) CS 8041260 06/15