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Prepaid Card Agreement This agreement is between: 1. Card Issuer Issuer: Address: Telephone: Oldham Council / Advanced Payment Solutions Client Financial Affairs Team Oldham Council Unit 13 Whitney Court Southlink Business Park Oldham, OL4 1DB 0161 770 6888 2. Cardholder Name: Address: Telephone: 3. Name of person who signs on behalf Name: Relationship: 4. Using your card You should treat your prepaid card like cash and keep it safe. You must not let anyone else use your card or know your PIN number. If your card is lost or stolen, you must contact APS immediately on 0871 277 5599. You will only be able to spend the amount loaded onto the card by Oldham Council. You can withdraw cash from an ATM up to the amount loaded onto the card. 5. Protecting your personal data Advanced Payment Solutions Limited will be the data controller of personal data given to or received by them in connection with your Account. They may use third parties to process your personal data on their behalf. They will process and retain personal data in order to open, administer and run your Account and to deal with any enquiries you have about it. If they suspect that they have been given false or inaccurate information, they may record their suspicion together with any other relevant information. If false or inaccurate information is provided and fraud is identified, they may pass details to Fraud Prevention Agencies to prevent fraud and money laundering. If your Account goes overdrawn and you do not pay back the money owed when asked they may provide information about you to credit reference agencies. Personal data may also be transferred confidentially to other organisations within Advanced Payment Solutions Limited's group of companies and to third parties so that they can run your Account. Your personal data in relation to transactions made with your Card will be made available to the Council and our duly authorised agents at our request. They will reserve the right to process data in countries outside the European Union, including the United States of America, however they will ensure adequate protection for personal data transferred to countries outside the European Union and in the case of the United States of America they will only use processors who adhere to the 'Safe Harbor' Privacy Principles issued by the US Department of Commerce. 6. Authorisation I have read and understand the terms and conditions. The terms and conditions have been explained to me. By accepting and using this prepaid card, I agree to the terms and conditions. ………………………………… ………………………………… …………….. Cardholder name (print) Signature Date ………………………………… ………………………………… …………….. Oldham Council Employee (print) Signature Date Page 2 of 2 Prepaid Card Agreement [January 2013]