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Percentage of User Fee Content Provider 3rd Party Billing Provider Mobile Content User Fee (monthly subscription or actual usage fee) Mobile User Content Provider Mobile Internet Presence Marketing “Subsidy” Mobile Marketing Content Non-Mobile Payment Core Business Product/Service Mobile User & Core Busine ss Custo mer Mobile User & Core Business Customer Content Provider Mobile Internet Presence Lower Operating Costs Traditional Business Mobile Service/Content Service Usage/Transactions (possibly including payment) Mobil e User & Core Busine ss Custo mer Mobile User & Core Business Customer Mobile Service/ Mobile User Content including Promotional Info Advertising Fee Content Provider Promotional Info Product/Service Payment Content Value-Added Mobile User Mobile Content Mobile User Share of Revenue Payment