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JOHN DEERE EMPLOYEE BENEFITS - 2014 HEALTHCARE BENEFIT SUMMARY Plan #2188 Benefit Annual Deductible Calendar Year Maximum Orthodontic Lifetime Maximum Preventive and Diagnostic Examination & routine cleanings X-rays Sealants (Teeth 2, 3, 14, 15, 18, 19, 30, 31) Fluoride treatments UHC Dental (Flex) 1-888-JDEERE1 $25 per individual and $50 per family per calendar year Applies to basic/restorative, major, and orthodontic $1,400 per individual $1,500 per individual 100% of allowed covered charge. Two per calendar year. 100% of allowed covered charge. Bitewings twice per calendar year. Panoramic/full mouth every 36 months. 100% of allowed covered charge. One per tooth every three years – Limited to certain teeth – Up to age 17 100% of allowed covered charge. All subject to calendar year maximum. Basic/Restorative Fillings Space maintainers Non-surgical periodontal procedures Injection of non-anesthetic medication Occlusal adjustment Occlusal guards Authorized general anesthesia Application of desensitizing medications Extractions – simple Crowns/inlays (repair/re-cement crowns and inlays) Root canal/pulp caps Scaling, curettage, maintenance cleaning following perio surgery - four times first year - two times annually, thereafter if needed in place of prophylaxis Repair, recement, adjust denture/ bridgework and reline dentures Guided tissue regeneration Laboratory tests related to oral surgery 80% of allowed covered charge* 80% of allowed covered charge* 80% of allowed covered charge* 80% of allowed covered charge* 80% of allowed covered charge* 80% of allowed covered charge* 80% of allowed covered charge* 80% of allowed covered charge* 80% of allowed covered charge* 80% of allowed covered charge* 80% of allowed covered charge* 80% of allowed covered charge* 80% of allowed covered charge* 80% of allowed covered charge* 80% of allowed covered charge* All subject to annual deductible and calendar year maximum. Prosthodontics (limit one every five years) Dentures – full or partial, over dentures Bridgework Precision attachments Prosthodontic devices 50% of allowed covered charge* 50% of allowed covered charge* 50% of allowed covered charge* 50% of allowed covered charge* All subject to annual deductible and calendar year maximum. Orthodontics Orthodontic exams/consultation Extractions for orthodontic reasons Orthodontic work-up Orthodontic treatment 50% of allowed covered charge* 50% of allowed covered charge* 50% of allowed covered charge* 50% of allowed covered charge* All subject to annual deductible and orthodontics lifetime maximum. *Allowed charge means, in order, reasonable and customary charges, and billed charges. Reasonable and customary applies to all services. This is a summary only. SAP2188_14.doc 08/13/2013 Page 1 JOHN DEERE EMPLOYEE BENEFITS - 2014 HEALTHCARE BENEFIT SUMMARY Benefit Oral Surgery (Partial List) 80% of allowed covered charge* Apicoectomy 80% of allowed covered charge* General anesthesia associated with removal of impacted tooth/teeth Removal of impactions 80% of allowed covered charge* 80% of allowed covered charge* Biopsies 80% of allowed covered charge* Alveoloplasty 80% of allowed covered charge* Tooth reimplantation/stabilization as the result of an accident 80% of allowed covered charge* Removal of tumors, cysts, neoplasms and bone tissue Treatment of fractures, foreign bodies, 80% of allowed covered charge* sutures Exclusions (Partial List) Consultations (other than for orthodontics) Implants Bleaching Replacement in less than 5 years of prosthetic devices including bridgework, partials, full dentures, etc. Charges for infection control Temporary partials Porcelain on posterior teeth TMJ splinting or appliances Oral hygiene instruction Drugs and medicines Cosmetic procedures Charges made by a dental laboratory Replacement of lost or broken prosthetic or orthodontic device Emergency exams except as the result of an accident Deere & Company reserves the right to suspend, amend, modify, or terminate the Plan(s) in any manner at any time, including the right to modify or eliminate any costsharing between the company and participants. Changes, which can be made at any time, are made by action of the company’s board of directors, or to the extent authorized by resolution of its board of directors, or by the Deere & Company Compensation Committee. In the event of a conflict between the language of the official Plan Documents and this document, the language of the official Plan Documents will control. *Allowed charge means, in order, reasonable and customary charges, and billed charges. Reasonable and customary applies to all services. This is a summary only. SAP2188_14.doc 08/13/2013 Page 2