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SDCCU in the Community SAVE THE DATE: SDCCU Super Shred Event – June 24 SDCCU is preparing to set a new Guinness World Record® at the upcoming SDCCU Super Shred Event. The public is invited to bring an unlimited amount of documents to be shred for free on Saturday, June 24 at Qualcomm® Stadium. Broadway/SD 2017 – 2018 Season Sponsor SDCCU is proud to sponsor Broadway/San Diego. Purchase discount tickets to select shows by visiting sdccu.com/ discounts. A portion of the ticket sales will benefit local nonprofit organizations. San Diego Padres – 2017 Season Sponsor Since Petco Park’s inaugural season, SDCCU has been supporting our hometown team, the San Diego Padres. We are proud to provide the ATM services located at PETCO Park. Check out the Padres discount tickets for SDCCU members at sdccu.com/discounts. Financial Wellness Wednesdays SDCCU is proud to host Financial Wellness Wednesdays. Join us for free seminars presented by SDCCU representatives on a variety of topics to help improve financial health. For details, visit sdccu.com/fww. San Diego County Credit Union Walk MS – April 8 & 22 SDCCU is the proud title sponsor of the annual multiple sclerosis walk at both locations, NTC Park at Liberty Station in San Diego and Armada Drive in Carlsbad. We are also proud to support Walk MS Irvine on April 29. Join Team SDCCU and thousands of others as we raise money to help fight this disease. Visit sdccu.com/walkms. Southwest Riverside County Heart & Stroke Walk - May 6 SDCCU is a proud sponsor of the 2017 Southwest Riverside County Heart and Stroke Walk. Taking place on May 6 at Lake Skinner in Winchester, Calif. The event benefits the American Heart Association (AHM). $7.8 Billion Strong • Spring 2017 22nd Annual Fiesta de Los Peñasquitos – May 7 We are proud to sponsor the 22nd Annual Fiesta de Los Peñasquitos, which will take place on May 7 in Rancho Peñasquitos. The event is free to the public and will feature over 150 vendors that provide arts and crafts, food, home improvement tips and tons of fun for the whole family. Big Rates and Bundt Cakes! SDCCU Festival of Arts in North Park – May 20 We are proud to support the North Park Arts District and community as the sponsor of the 2017 San Diego County Credit Union Festival of Arts in North Park. Join us at the free festival, celebrating its 21st year, Saturday, May 20, featuring amazing local art, exciting live music and dance performances, art activities, shopping opportunities and fabulous food. Ben Vereen Awards – May 28 Held in collaboration with Broadway/San Diego, we are the proud sponsor of the Ben Vereen Awards—a competition for high school students who are talented in musical theater, including vocal, dance and acting performance. The 2017 Ben Vereen Awards competition event will take place Sunday, May 28 at the Balboa Theatre in San Diego. You are welcome to support local students by purchasing tickets to this event. Limited Time! Open a qualifying certificate 1 and get a FREE sweet treat! iVIE® Student Film Festival & Awards – June 3 1.23 San Diego County Credit Union is the presenting sponsor of the Media Arts Center San Diego’s iVIE® (Innovative Video in Education®) Student Film Festival and Awards, a countywide competition for students in all grades to create videos addressing academics, social issues, politics and other topics. The winners are announced at the festival and awards event, June 3 at the Coronado Performing Arts Theater. % 2 23-Month Certificate or IRA Certificate $10,000 minimum balance For more information on SDCCU’s community support, visit sdccu.com/community. Holiday Schedule APY SDCCU will be closed to observe: Memorial Day – May 29 Independence Day – July 4 Compliments & Complaints Enjoy 24/7 account access with over 30,000 surcharge-FREE CO-OP ATMs, online and mobile banking at sdccu.com. Printed on recycled paper. Federally insured by NCUA Equal Housing Opportunity NMLS #580585 Inside: We welcome your feedback as we strive to provide you with WOW service. Please send all compliments & complaints to PO Box 261209, Attn: Compliments & Complaints, San Diego, CA 92196-1209. (877) 732-2848 sdccu.com SHELL Equal Opportunity Employer For more information on products & services, visit us at sdccu.com, call us or stop by any of our convenient branch locations. Live Chat Walk MS BEST Nominations Sprint Offer ® Visa Signature Card Hoehn Car Sale Big Rates and Bundt Cakes! 1 Open a qualifying certificate and get a FREE sweet treat! 1.23 % APY 2 23-Month Certificate or IRA Certificate $10,000 minimum balance § Stable, secure investment § No set up, annual or maintenance fees § Save for your future Limited Time! Limited time offer. 1While supplies last. Minimum opening balance to receive a voucher for a free 8” frosted bundt cake is $10,000. Limit one voucher per member/social security number. Voucher valid at San Diego County Nothing Bundt Cakes locations only and you must visit a SDCCU® branch location to receive the voucher. 2APY = Annual Percentage Yield. APY and term accurate as of 3/22/17 and subject to change without notice. Minimum opening balance of $2,000 to earn 1.23% APY. Minimum balance to open any certificate at SDCCU is $2,000. Early withdrawal penalty applies. Fees could reduce earnings. These certificates will automatically renew to a non-promotional certificate upon maturity. Certificates maturing during the promotional period will not automatically renew to the promotional rate. You must call (877) 732-2848 or visit one of our convenient branch locations to take advantage of these promotional rates on new and/or renewing certificates. Consult your tax advisor. These products are not available for business accounts or chartered financial institutions. Introducing the SDCCU Visa Signature Earn UNLIMITED 2 Signature Rewards points per $1 spent on net purchases Redeem for event tickets, gift cards, travel and merchandise 10,000 bonus points3 No foreign transaction fee Additional card benefits include: § Travel and auto rental insurance § Complimentary 24-hour Visa Signature® Concierge § View your FICO® Score in Internet Branch4 From the desk of George Chamberlin: Tax Refunds We constantly hear about what a terrible job most people are doing to prepare for their retirement. Sure, there are plenty of other priorities for the money they earn on the job than putting funds away to support their lifestyle 30, 40 or 50 years down the road. One of my real pet peeves is the people who celebrate getting a tax refund. They act like it is free money from Uncle Sam. In fact, they have loaned the money to the government, interest-free, for a year. Assume a tax refund of $2,400, about average for the past year. That works out to $200 a month where you overpaid your taxes. If, instead, you had contributed that money to your company’s 401(k) retirement plan or some other program the money would be working for you and there’s even a chance your employer would match a portion of your contribution. I also stumbled across another report on how you can save big bucks. A student at Oxford University suggested if you pass on just one of your favorite morning lattes and instead invested the money you would build a rather hefty nest egg. The study found if you invested $3.19 every day and put the money into an account compounding at six percent for 50 years, you would wind up with $337,942.69. There are lots of other ways to save but they all require discipline. We challenge you to find a new way to save and implement it this month! Save The Dates Hoehn Car Sale SDCCU Super Shred Event April 21 - 23 Apply today! Apply online at sdccu.com, at (877) 732-2848 or visit any of our convenient branch locations and, upon approval, walk out with your card same day. Subject to credit approval. No annual fee for the first year, $89 thereafter. See Benefit Guides and Terms and Conditions for details. 3Receive a one-time bonus award of 10,000 points when $3,000 is spent on net purchases with your SDCCU Visa Signature within the first 90 days following the enrollment date. 4FICO Score available for primary member with an active loan in good standing. Get a $100 Cash Reward for Every New Line You Switch to Walk to create a world free of MS. Saturday, April 8 & 22 SDCCU® is proud to support Walk MS and help in the fight against this devastating and relentless disease. As a SDCCU customer, you can earn $100 for every line when you switch to Sprint®. Saturday, April 8, 2017 Here’s how it works: • Members get a $100 cash reward for every new line when you switch to Sprint • Current Sprint customers will receive a $50 cash reward for every line transferred into Sprint Credit Union Member Cash Rewards • Plus, get a $50 loyalty cash reward every year for every line Check-in at 7 a.m.; Walk begins at 8 a.m. Here’s how to sign up for Sprint cash rewards: 1. Become a Sprint customer 2. Register at LoveMyCreditUnion.org/SprintRewards 3. Allow up to six to eight weeks to see cash rewards directly deposited into your SDCCU account! Make the switch today and save with the Sprint Credit Union Member Cash Rewards! June 24 • Qualcomm® Stadium • 7 a.m. - 4 p.m. NTC Park at Liberty Station, San Diego Saturday, April 22, 2017 Armada Drive, Carlsbad, CA Check-in at 4 p.m.; Walk begins at 5 p.m. Donate in-branch or register online at sdccu.com/walkms Nominate SDCCU® April 9 - May 10 PCredit Union PAuto Loan Provider PFinancial Planner PMortgage Provider PPlace to Work sdbestpoll.com