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Biblical Principles
for Managing
Money in the
Family 2
Put Money in the
Proper Perspective
• Job 1:21 “Naked I came
from my mother’s womb,
And naked shall I return
there. The LORD gave, and
the LORD has taken away;
Blessed be the name of the
LORD.”
• 1 Timothy 6:7 “For we
brought nothing into this
world, and it is certain we
can carry nothing out.”
God Gives Me Money by
Enabling Me to Work
• Genesis 3:19a “In the sweat of your face
you shall eat bread till you return to the
ground.”
• Exodus 20:9 “Six days you shall labor and
do all your work.”
• 2 Thessalonians 3:10 “For even when we
were with you, we commanded you this: If
anyone will not work, neither shall he eat.”
Work to Provide for Your Needs
• 1 Thessalonians 4:9-12 “But concerning
brotherly love you have no need that I should
write to you, for you yourselves are taught by
God to love one another; and indeed you do so
toward all the brethren who are in all Macedonia.
But we urge you, brethren, that you increase
more and more; that you also aspire to lead a
quiet life, to mind your own business, and to
work with your own hands, as we commanded
you, that you may walk properly toward those
who are outside, and that you may lack nothing.”
Work to Provide for Others’ Needs
• 1 Timothy 5:8 “But if anyone does not provide for
his own, and especially for those of his
household, he has denied the faith and is worse
than an unbeliever.”
• Ephesians 4:28 “Let him who stole steal no
longer, but rather let him labor, working with his
hands what is good, that he may have
something to give him who has need.”
• James 2:8 “If you really fulfill the royal law
according to the Scripture, ‘You shall love your
neighbor as yourself,’ you do well.”
I Receive Comfort so that I May
Give Comfort to Others
• 2 Corinthians 1:3-4 “Blessed be the God
and Father of our Lord Jesus Christ, the
Father of mercies and God of all comfort,
who comforts us in all our tribulation, that
we may be able to comfort those who are
in any trouble, with the comfort with which
we ourselves are comforted by God.”
God Gives Me Money Through
Saving and Investing
• Proverbs 21:20 “There is desirable
treasure, and oil in the dwelling of the
wise, But a foolish man squanders it.”
• Matthew 25:14-30 “Well done” pronounced
on the stewards who invested and brought
a return.
God Gives Me Money by Giving
• Luke 6:38 “Give, and it will be given to
you...”
• “...good measure, pressed down, shaken
together, and running over will be put into
your bosom.”
– Good measure is fair–all else is above fair.
• “For with the same measure that you use,
it will be measured back to you.”
– We set the standard for God’s blessings!
The Way I Handle Money Will
Effect My Eternity
• Luke 16:10 “He who is faithful in what is
least is faithful also in much; and he who is
unjust in what is least is unjust also in
much.”
– A poor manager of little would be a poor
manager of a lot.
– How am I handling what God has given me?
The Way I Handle Money Will
Effect My Eternity
• Luke 16:11 “Therefore if you have not
been faithful in the unrighteous mammon,
who will commit to your trust the true
riches?”
– Failure to be faithful with God’s money will
deprive one of true riches like joy,
contentment and, even, heaven.
The Way I Handle Money Will
Effect My Eternity
• Luke 16:12 “And if you have not been
faithful in what is another man’s, who will
give you what is your own?”
– If one does not respect things belonging to
others, why should he have anything of his
own?
The Way I Handle Money Will
Effect My Eternity
• Luke 16:13 “No servant can serve two
masters; for either he will hate the one and
love the other, or else he will be loyal to
the one and despise the other. You cannot
serve God and mammon.”
– Man cannot be committed to Christ and driven
by love of money.
The Way I Handle Money Will
Effect My Eternity
• Luke 16:14-15 “Now the Pharisees, who
were lovers of money, also heard all these
things, and they derided Him. And He said
to them, ‘You are those who justify
yourselves before men, but God knows
your hearts. For what is highly esteemed
among men is an abomination in the sight
of God.’”
– Undue emphasis on money will cause one to
ridicule preaching on giving and things of
eternal value.
Learn to be Content
• 1 Timothy 6:6-8 “Now godliness with
contentment is great gain.”
• Hebrews 13:5-6 “Let your conduct be
without covetousness; be content with
such things as you have. For He Himself
has said, ‘I will never leave you nor
forsake you.’ So we may boldly say: ‘The
LORD is my helper; I will not fear. What
can man do to me?’”
Learn to be Content
• Philippians 4:11 “Not that I speak in regard
to need, for I have learned in whatever
state I am, to be content….”
• James 4:1-2 “Where do wars and fights
come from among you? Do they not come
from your desires for pleasure that war in
your members? You lust and do not have.
You murder and covet and cannot obtain.
You fight and war. Yet you do not have
because you do not ask.”
Beware of Greed and
Covetousness
• Luke 12:15 “And He said to them, ‘Take heed
and beware of covetousness, for one’s life does
not consist in the abundance of the things he
possesses.’”
• Ephesians 5:5 “For this you know, that no
fornicator, unclean person, nor covetous man,
who is an idolater, has any inheritance in the
kingdom of Christ and God.”
• Colossians 3:5 “Therefore put to death your
members which are on the earth: fornication,
uncleanness, passion, evil desire, and
covetousness, which is idolatry.”
Gambling Is Destructive
• Andy Rooney (60 Minutes) said, “How can we
teach kids that hard work is the way to success if
they hear radio commercials, paid for by their
government, suggesting the way to get rich is to
bet on a number?”
• Donald Trump (owner of the Taj Mahal in
Atlantic City, NJ) said, “People will spend a
tremendous amount of money in casinos, money
that they would normally spend on buying a
refrigerator or a new car. Local business will
suffer because they’ll lose customer dollars to
the casinos.”
God Expects His People to be Fair
in Dealing with Others
• Deuteronomy 25:13-16 “You shall not
have in your bag differing weights, a heavy
and a light. You shall not have in your
house differing measures, a large and a
small. You shall have a perfect and just
weight, a perfect and just measure, that
your days may be lengthened in the land
which the LORD your God is giving you.
For all who do such things, all who behave
unrighteously, are an abomination to the
LORD your God.”
God’s People Will Not Insist on
Collateral that Is Sorely Needed
• Deuteronomy 24:10-13 “When you lend your
brother anything, you shall not go into his
house to get his pledge. You shall stand
outside, and the man to whom you lend shall
bring the pledge out to you. And if the man is
poor, you shall not keep his pledge
overnight. You shall in any case return the
pledge to him again when the sun goes
down, that he may sleep in his own garment
and bless you; and it shall be righteousness
to you before the LORD your God.”
God’s People Will Not Withhold
Wages Needed for Support
• Deuteronomy 24:14-15 “You shall not
oppress a hired servant who is poor and
needy, whether one of your brethren or
one of the aliens who is in your land within
your gates. Each day you shall give him
his wages, and not let the sun go down on
it, for he is poor and has set his heart on it;
lest he cry out against you to the LORD,
and it be sin to you.”
God’s People Should Not
Co-sign for a Loan
• Proverbs 22:26-27 “Do not be one of those
who shakes hands in a pledge, One of
those who is surety for debts; If you have
nothing with which to pay, Why should he
take away your bed from under you?”
God Expects His People to Pay
Their Taxes
• Luke 20:20-25 The chief priests sent spies to
use his words to arrest him and deliver him to
the authorities. “Then they asked Him, saying,
“Teacher,…Is it lawful for us to pay taxes to
Caesar or not?” But He perceived their
craftiness, and said to them, “Why do you test
Me? Show Me a denarius. Whose image and
inscription does it have?” They answered and
said, “Caesar’s.” And He said to them, “Render
therefore to Caesar the things that are Caesar’s,
and to God the things that are God’s.”
God Expects His People to Pay
Their Taxes
• Romans 13:6-7 “For because of this you
also pay taxes, for they are God’s
ministers attending continually to this very
thing. Render therefore to all their due:
taxes to whom taxes are due, customs to
whom customs, fear to whom fear, honor
to whom honor.”
God’s People Will Work Hard
• Romans 12:11 “Not lagging in diligence,
fervent in spirit, serving the Lord.”
• Colossians 3:23-24 “And whatever you do,
do it heartily, as to the Lord and not to
men knowing that from the Lord you will
receive the reward of the inheritance; for
you serve the Lord Christ.”