Download 練習題Exercises ( I ) Pronunciation: Say the following words. Make

第十章
練習題 Exercises
( I ) Pronunciation: Say the following words. Make sure you can say them
correctly.
acquisition
analyst
attractiveness
blur
brochure
brokerage
characterize
clientele
compensation
competency
consequently
contemplate
dealership
denominator
designee
discern
disclaimer
disenchant
division
ensure
estate
expertise
facilitate
favorable
frustrating
gauge
integrity
intermediary
mystique
objective
pertinent
popularity
propensity
proprietary
prospective
ramification
reluctant
resolve
ruin
scour
snuggle
stumble
subscription
subtle
supplement
thoroughly
tournament
transaction
unencumbered
unintentional
unscrupulous
( II ) Answer the following questions:
1. List the three types of financial analysts introduced in the article and
briefly explain the difference between them.
2. When a company goes public, what conflict of interest will appear
within investment banking relations?
3. There are many conflicts of interest between financial analysts and the
institutions they work for. Are financial analysts all bad? Why or why
not?
4. Identify the difference of the implication between “Wall Street” and
“Main Street”.
5. List the four questions to ask for the time when you want to choose a
financial advisor. From these questions, what do you learn?
6. In the article “Shopping for a Financial Advisor”, the author present
four criteria to evaluate a financial advisor. List the four criteria and
briefly explain their implications.
7. What is a sweetheart deal?
8. Explain “love money” and “teddy bear hug”.
9. Do we offer CFP examinations and certification in Taiwan? If yes, find
out who holds the examinations and certification. Also find out how
many examinations a person need to pass in order to get certified with
CFP.
10. Do we offer CFA examinations and certification in Taiwan? Find out
how many levels of examinations a person need to pass in order to get
CFA license.
(III) Translation: Translate the following phrases or sentences into Chinese.
1. A financial planner works with individuals to help them understand
their options and make financial decisions suited to their personal
financial situation and goals.
2. Conducting in-depth research on a company takes a substantial amount
of time.
3. The increased popularity of analyst ratings over many years has
expanded their influence over the price of securities.
4. It embodies globally recognized, brand-name investment firms that
represent the mystique of rags -to-riches stories and paper fortunes won
and lost.
5. Investors who are growing a moderate portfolio for retirement may feel
more comfortable with a small firm, and may get more personalized
service from a smaller firm.
6. The financial services arena offers a host of products from mutual funds
and individual securities (such as stock and bonds) to managed
money, limited partnerships and insurance.
7. The decision about whom to trust with your financial well -being should
be based on what the advisor can do for you, not the name or location of
the firm on the advisor’s business card.
8. But, like some cars that have sleek designs but also a propensity to rust
quickly, a financial professional may have letters that look good but are
actually quite limited.
9. Experience is always an asset, but a long track record is not worth much
if it isn't a good one.
10. While the meat of financial planning is typically the same everywhere,
it's the available options and extras that make a difference.
11. To obtain the CFA charter, candidates must successfully compl ete three
difficult exams and gain at least three years of qualifying work
experience, among other requirements.
12. While certifications are not everything, you should give extra credit to
investment professionals who have them.