
Economic Insight
... measures. These include: direct support to growth through higher public expenditures and higher credit supply but also indirect measures such as the development of other formal financing channels such as finance companies and trade credit insurance. Recent measures (cuts in both policy rate and Rese ...
... measures. These include: direct support to growth through higher public expenditures and higher credit supply but also indirect measures such as the development of other formal financing channels such as finance companies and trade credit insurance. Recent measures (cuts in both policy rate and Rese ...
Policy in the Wake of the Banking Crisis: Taking Pluralism
... example to inflation targeting and addressing moral hazard, and/or remove market imperfections Very limited use of psychology Mathematical method applied to establishing one best ...
... example to inflation targeting and addressing moral hazard, and/or remove market imperfections Very limited use of psychology Mathematical method applied to establishing one best ...
Financial markets and cliometrics
... laid the basis for a remarkable expansion of banking business in London, and later throughout the kingdom. MacDonald (2013) argued in fact that it was the 1710 election of Tory party to power in Parliament that confirmed the commitment of the Stuart monarch (now Queen Anne) and Parliament to continu ...
... laid the basis for a remarkable expansion of banking business in London, and later throughout the kingdom. MacDonald (2013) argued in fact that it was the 1710 election of Tory party to power in Parliament that confirmed the commitment of the Stuart monarch (now Queen Anne) and Parliament to continu ...
Empirical Analysis on the Financial Role in Economic Growth Based
... with market principles and increase the loans to non-state-owned sector. Based on the suggestions of IMF, on the one hand banks should decrease the investment to the inefficient sectors (SOEs), on the other hand the state should reform the incentive mechanism of the state-owned enterprises, so that ...
... with market principles and increase the loans to non-state-owned sector. Based on the suggestions of IMF, on the one hand banks should decrease the investment to the inefficient sectors (SOEs), on the other hand the state should reform the incentive mechanism of the state-owned enterprises, so that ...
Hot Money Flows, Commodity Price Cycles, and Financial
... fall in interbank lending; interbank loans outstanding in October 2012 were only onequarter of their level in October 2008. The US recovery remained weak into 2012, with bank credit and employment languishing or increasing only slowly. Figure 7 shows that commercial and industrial loans were signifi ...
... fall in interbank lending; interbank loans outstanding in October 2012 were only onequarter of their level in October 2008. The US recovery remained weak into 2012, with bank credit and employment languishing or increasing only slowly. Figure 7 shows that commercial and industrial loans were signifi ...
Turmoil in Global Economy: The Indian Perspective
... Recognition of impairment: Loan loss provisions were based on an incurred loss approach rather than approaches that consider expected losses. This resulted in the level of provisions being “Too little Too late” in case of many ...
... Recognition of impairment: Loan loss provisions were based on an incurred loss approach rather than approaches that consider expected losses. This resulted in the level of provisions being “Too little Too late” in case of many ...
Balance of Payments Accounts
... “stuff” from firms in foreign countries. Consumers in foreign countries buy nearly the same amount of “stuff” from America. Economists keep track of international transactions using the balance of payments ...
... “stuff” from firms in foreign countries. Consumers in foreign countries buy nearly the same amount of “stuff” from America. Economists keep track of international transactions using the balance of payments ...
Commodities and Sentiment
... expression of opinion, has been obtained from or is based upon sources believed to be reliable but is not guaranteed as to accuracy or completeness although Société Générale (“SG”) believe it to be fair and not misleading or deceptive. SG, and their affiliated companies in the SG Group, may from tim ...
... expression of opinion, has been obtained from or is based upon sources believed to be reliable but is not guaranteed as to accuracy or completeness although Société Générale (“SG”) believe it to be fair and not misleading or deceptive. SG, and their affiliated companies in the SG Group, may from tim ...
The Impact of Financial Markets on Economic Stability and
... in many parts of the country, more than 2,500 banks, thrifts, credit unions and mortgage companies made a combined $1.5 trillion in high-interest-rate loans. Most subprime loans, which are extended to borrowers with sketchy credit or stretched finances, fall into this basket (November 2007). The dat ...
... in many parts of the country, more than 2,500 banks, thrifts, credit unions and mortgage companies made a combined $1.5 trillion in high-interest-rate loans. Most subprime loans, which are extended to borrowers with sketchy credit or stretched finances, fall into this basket (November 2007). The dat ...
The Impact of Financial Markets on Economic Stability and Growth
... in many parts of the country, more than 2,500 banks, thrifts, credit unions and mortgage companies made a combined $1.5 trillion in high-interest-rate loans. Most subprime loans, which are extended to borrowers with sketchy credit or stretched finances, fall into this basket (November 2007). The dat ...
... in many parts of the country, more than 2,500 banks, thrifts, credit unions and mortgage companies made a combined $1.5 trillion in high-interest-rate loans. Most subprime loans, which are extended to borrowers with sketchy credit or stretched finances, fall into this basket (November 2007). The dat ...
Code of Practice for Banks - Guernsey Financial Services Commission
... ensure that credit and other decisions are made free of conflicting interests, on an arm’s length basis and free from inappropriate pressure from outside parties; ensure that the assessment of any credit decision includes not only an assessment of the identity and geographical location of the borrow ...
... ensure that credit and other decisions are made free of conflicting interests, on an arm’s length basis and free from inappropriate pressure from outside parties; ensure that the assessment of any credit decision includes not only an assessment of the identity and geographical location of the borrow ...
LCwasR47_en.pdf
... States is at a different point in the economic cycle compared to anywhere else in the developed and developing world. However, it appears as if there is no such decoupling o f world financial markets. On the contrary, on the heels o f the latest events, Wall Street seems even more central to the wo ...
... States is at a different point in the economic cycle compared to anywhere else in the developed and developing world. However, it appears as if there is no such decoupling o f world financial markets. On the contrary, on the heels o f the latest events, Wall Street seems even more central to the wo ...
Policy Brief - City, University of London
... These estimates, he notes, ‘underscore how misleading it is to regard countries as “debtors” only by looking at one side of the country balance sheet. Indeed, since the 1970s, with invaluable assistance from the international private banking industry, it appears that private elites in these key deve ...
... These estimates, he notes, ‘underscore how misleading it is to regard countries as “debtors” only by looking at one side of the country balance sheet. Indeed, since the 1970s, with invaluable assistance from the international private banking industry, it appears that private elites in these key deve ...
It`s Different This Time
... has primarily benefited the 1% who own most financial assets. Regardless of your view on the wisdom of these programs, one lesson is that monetary policy by itself does not seem to be able to overcome the drag on economic growth created by low population and productivity growth. The second key facto ...
... has primarily benefited the 1% who own most financial assets. Regardless of your view on the wisdom of these programs, one lesson is that monetary policy by itself does not seem to be able to overcome the drag on economic growth created by low population and productivity growth. The second key facto ...
Sectoral Accounts, Balance Sheets, and Flow of Funds
... use only Quarterly sectoral accounts and balance sheets reported to OECD are to be finalized for dissemination ...
... use only Quarterly sectoral accounts and balance sheets reported to OECD are to be finalized for dissemination ...
Partner with a Leading Finance Company Ascentium Capital LLC
... Soft Costs: Soft costs such as sales tax, shipping, installation, training and software generally are not financed by a bank. Leasing may cover 100% financing so you avoid substantial out of pocket costs. Down Payment: Banks typically require 20% - 30% down on equipment financing due to concerns abo ...
... Soft Costs: Soft costs such as sales tax, shipping, installation, training and software generally are not financed by a bank. Leasing may cover 100% financing so you avoid substantial out of pocket costs. Down Payment: Banks typically require 20% - 30% down on equipment financing due to concerns abo ...
Real options Primer
... information. Even if the key focus is private risk, financial markets may provide valuable information. Don’t aim for too much precision. Strategic investment decisions should be dynamically updated and revised over time. It is not realistic to pin down the entire investment schedule at any time ...
... information. Even if the key focus is private risk, financial markets may provide valuable information. Don’t aim for too much precision. Strategic investment decisions should be dynamically updated and revised over time. It is not realistic to pin down the entire investment schedule at any time ...
Introduction to Investments
... • Pre-tax IRR to an investor at current price is 2.75% pa. This is known as the “gross redemption yield”. • The running yield is the term for the immediate cash return to an investor before allowing for tax and any capital gains or losses on the bond. ...
... • Pre-tax IRR to an investor at current price is 2.75% pa. This is known as the “gross redemption yield”. • The running yield is the term for the immediate cash return to an investor before allowing for tax and any capital gains or losses on the bond. ...
Financialization

Financialization is a term sometimes used in discussions of the financial capitalism that has developed over the decades between 1980 and 2010, in which financial leverage tended to override capital (equity), and financial markets tended to dominate over the traditional industrial economy and agricultural economics.Financialization describes an economic system or process that attempts to reduce all value that is exchanged (whether tangible or intangible, future or present promises, etc.) into a financial instrument. The intent of financialization is to be able to reduce any work product or service to an exchangeable financial instrument, like currency, and thus make it easier for people to trade these financial instruments.Workers, through a financial instrument such as a mortgage, may trade their promise of future work or wages for a home. The financialization of risk sharing is what makes possible all insurance. The financialization of a government's promises (e.g., US government bonds) is what makes possible all government deficit spending. Financialization also makes economic rents possible.