Consumer Loans in Cambodia - Munich Personal RePEc Archive
... of the available capital during the term of the facility. The credit card loan and auto loan is growing but still at the groundwork stage compared to other loans. Credit card loan represents only 1 percent of the total consumer loans. As of December 2012, the number of issued credit cards is only 18 ...
... of the available capital during the term of the facility. The credit card loan and auto loan is growing but still at the groundwork stage compared to other loans. Credit card loan represents only 1 percent of the total consumer loans. As of December 2012, the number of issued credit cards is only 18 ...
A Strategy for Growth 2014-2020
... of boom and bust that have cost us so dearly. This Strategy sets out how we will build and sustain a competitive economy that can pay its own way, serve our society, and that can survive and thrive in a reformed eurozone and an increasingly globalised international economy. It provides an overall fr ...
... of boom and bust that have cost us so dearly. This Strategy sets out how we will build and sustain a competitive economy that can pay its own way, serve our society, and that can survive and thrive in a reformed eurozone and an increasingly globalised international economy. It provides an overall fr ...
Financial Statement Disclosures
... The Canadian Institute of Chartered Accountants October 28, 2004 ...
... The Canadian Institute of Chartered Accountants October 28, 2004 ...
Economic Analysis Q4 2008
... U.S. dollar against many world currencies and a rapid decline in crude oil and fuel prices. Both of these circumstances are highly correlated to evolving financial and economic conditions. The dollar’s consistent decline over the past many years began to reverse course in early 2008 as world capital ...
... U.S. dollar against many world currencies and a rapid decline in crude oil and fuel prices. Both of these circumstances are highly correlated to evolving financial and economic conditions. The dollar’s consistent decline over the past many years began to reverse course in early 2008 as world capital ...
Fundamentals of Central Banking – Lessons from the
... reappraisal of the role that central banks play in a modern economy. The study was led by a Steering Committee comprised of Jacob A. Frenkel (chairman), and Arminio Fraga, and Axel Weber. They were supported in their efforts by project director William White and a Working Group comprised of sixteen ...
... reappraisal of the role that central banks play in a modern economy. The study was led by a Steering Committee comprised of Jacob A. Frenkel (chairman), and Arminio Fraga, and Axel Weber. They were supported in their efforts by project director William White and a Working Group comprised of sixteen ...
Solid Capital Market Revenues Lifted US Large Banks
... teams noted that they have not yet significantly raised deposit pricing, despite the 75-bps rise in the Fed's target rates, although they expect deposit costs to rise more meaningfully with additional rate hikes. We note that the yield on interest-bearing liabilities increased six bps quarter over q ...
... teams noted that they have not yet significantly raised deposit pricing, despite the 75-bps rise in the Fed's target rates, although they expect deposit costs to rise more meaningfully with additional rate hikes. We note that the yield on interest-bearing liabilities increased six bps quarter over q ...
E809 International Monetary and Financial Systems
... Milesi-Ferretti 2009). These include at least three factors. First, high savings may be necessary for access to housing, education, healthcare, and retirement, leading to current account surpluses. Second, a country with good investment opportunities leading to productivity increases may wish to fin ...
... Milesi-Ferretti 2009). These include at least three factors. First, high savings may be necessary for access to housing, education, healthcare, and retirement, leading to current account surpluses. Second, a country with good investment opportunities leading to productivity increases may wish to fin ...
Document
... And an opportunity for guarantors : from the “Substitution approach”: Generally allows a banking organization to substitute the risk weight of the protection provider for the risk weight ordinarily assigned to the exposure, provided certain conditions are satisfied. ...
... And an opportunity for guarantors : from the “Substitution approach”: Generally allows a banking organization to substitute the risk weight of the protection provider for the risk weight ordinarily assigned to the exposure, provided certain conditions are satisfied. ...
(Textbook) Behavior in Organizations, 8ed (A. B. Shani)
... junk bond yields – Aaa corporate bond yields • A rise in the junk bond spread indicates a growing fear among bond market investors that marginal-quality corporate borrowers are more likely to default on their debts (i.e. a weakening economy). ...
... junk bond yields – Aaa corporate bond yields • A rise in the junk bond spread indicates a growing fear among bond market investors that marginal-quality corporate borrowers are more likely to default on their debts (i.e. a weakening economy). ...
8630_lecture8
... minus capital gain/loss for bonds that sell below or above par value (outstanding bond issues) Normal vs. inverted yield curves Copyright © 1999 by the Foundation of the American College of Healthcare Executives ...
... minus capital gain/loss for bonds that sell below or above par value (outstanding bond issues) Normal vs. inverted yield curves Copyright © 1999 by the Foundation of the American College of Healthcare Executives ...
NCI, Inc. (Form: 8-K, Received: 02/10/2016 16:12:52)
... Forward-Looking Statement: Statements and assumptions made in this press release that do not address historical facts constitute “forward-looking” statements that NCI believes to be within the definition in the Private Securities Litigation Reform Act of 1995 and involve risks and uncertainties, ma ...
... Forward-Looking Statement: Statements and assumptions made in this press release that do not address historical facts constitute “forward-looking” statements that NCI believes to be within the definition in the Private Securities Litigation Reform Act of 1995 and involve risks and uncertainties, ma ...
DUPONT ANALYSIS OF THE EFFICIENCY AND INVESTMENT
... The main range of products within the industry is standardized and has similar characteristics among all the manufacturers. This circumstance results in 2 sequences: (1) low level of brand loyalty and brand influence at the company’s market value; (2) low level of R&D intensity (the latter is measur ...
... The main range of products within the industry is standardized and has similar characteristics among all the manufacturers. This circumstance results in 2 sequences: (1) low level of brand loyalty and brand influence at the company’s market value; (2) low level of R&D intensity (the latter is measur ...
Reputation, Renegotiation, and the Choice between Bank Loans
... on their behavior toward firms in financial distress and characterize the resulting effect on the debt market. We model the distinction between safe and risky firms as follows. Each firm (project) pays an amount x > 1, with probability p (the “the success probability” from now on); the firm may be i ...
... on their behavior toward firms in financial distress and characterize the resulting effect on the debt market. We model the distinction between safe and risky firms as follows. Each firm (project) pays an amount x > 1, with probability p (the “the success probability” from now on); the firm may be i ...
Overview and Structure of Financial Supervision and Regulation in
... profile – including risks not covered or not adequately addressed or quantified in the Pillar 1 capital charges; • Ensuring that each bank is able to assess its own capital adequacy (beyond minimum risk-based capital requirements) based on its risk profile and business model; and • Encouraging banks ...
... profile – including risks not covered or not adequately addressed or quantified in the Pillar 1 capital charges; • Ensuring that each bank is able to assess its own capital adequacy (beyond minimum risk-based capital requirements) based on its risk profile and business model; and • Encouraging banks ...
NBER WORKING PAPER SERIES Jonathan Berk Johan Walden
... consists of non-tradable assets, most notably human capital wealth. Indeed, this hypothesis is often used to explain why one of the key predictions of the CAPM does not hold, that all agents hold the same portfolio of risky assets. Because investors should use the capital markets to diversify as muc ...
... consists of non-tradable assets, most notably human capital wealth. Indeed, this hypothesis is often used to explain why one of the key predictions of the CAPM does not hold, that all agents hold the same portfolio of risky assets. Because investors should use the capital markets to diversify as muc ...
Investment Outlook 2017
... a broad spread across various asset classes and regions with the emphasis in the coming period on equities. In this class, we currently have a preference for the emerging markets region. Within the bond class, we maintain an overweight position (in relation to the neutral weighting) in high-yield co ...
... a broad spread across various asset classes and regions with the emphasis in the coming period on equities. In this class, we currently have a preference for the emerging markets region. Within the bond class, we maintain an overweight position (in relation to the neutral weighting) in high-yield co ...
Dealing with debt Introduction
... Looking at per capita GDP growth across countries since 2007, New Zealand’s growth appears to be around the middle of the pack: some advanced countries have ...
... Looking at per capita GDP growth across countries since 2007, New Zealand’s growth appears to be around the middle of the pack: some advanced countries have ...
Questar Market Resources, Inc. Form 10-Q for the - corporate
... protect cash flow, returns on capital, net income and credit ratings from downward commodity-price movements. While hedging reduces the impact of declining prices, it may also limit future revenues from favorable price movements. Market Resources believes its Wexpro subsidiary generates revenues tha ...
... protect cash flow, returns on capital, net income and credit ratings from downward commodity-price movements. While hedging reduces the impact of declining prices, it may also limit future revenues from favorable price movements. Market Resources believes its Wexpro subsidiary generates revenues tha ...
Chapter 5 Understanding Risk - McGraw Hill Higher Education
... Reducing Risk through Diversification • Some people take on so much risk that a single big loss can wipe them out. • Traders call this “blowing up.” ...
... Reducing Risk through Diversification • Some people take on so much risk that a single big loss can wipe them out. • Traders call this “blowing up.” ...
Key Features of Budget 2017-2018
... iFAST and/or its content and research team’s licensed representatives may own or have positions in the mutual funds of any of the Asset Management Company mentioned or referred to in the article, and may from time to time add or dispose of, or be materially interested in any such. This article is no ...
... iFAST and/or its content and research team’s licensed representatives may own or have positions in the mutual funds of any of the Asset Management Company mentioned or referred to in the article, and may from time to time add or dispose of, or be materially interested in any such. This article is no ...
Microsoft Word - Bab2_15Jul10
... for firm management because once the price has been set, shares cannot be offered to the investors at a higher price the first day of trading regardless of the level of demand (Gordon & Jin, 1993). This process set initial stock price that forms the basis for underpricing where there is difference i ...
... for firm management because once the price has been set, shares cannot be offered to the investors at a higher price the first day of trading regardless of the level of demand (Gordon & Jin, 1993). This process set initial stock price that forms the basis for underpricing where there is difference i ...
CHAPTER 14: The Stock Market and Stock Prices
... The efficient market hypothesis and the fundamentalist approach are two different approaches to the determination of stock prices, but are not necessarily contradictory. The Efficient Market Hypothesis: The efficient market hypothesis is the theory that individuals make informed forecasts of future ...
... The efficient market hypothesis and the fundamentalist approach are two different approaches to the determination of stock prices, but are not necessarily contradictory. The Efficient Market Hypothesis: The efficient market hypothesis is the theory that individuals make informed forecasts of future ...
Financialization
Financialization is a term sometimes used in discussions of the financial capitalism that has developed over the decades between 1980 and 2010, in which financial leverage tended to override capital (equity), and financial markets tended to dominate over the traditional industrial economy and agricultural economics.Financialization describes an economic system or process that attempts to reduce all value that is exchanged (whether tangible or intangible, future or present promises, etc.) into a financial instrument. The intent of financialization is to be able to reduce any work product or service to an exchangeable financial instrument, like currency, and thus make it easier for people to trade these financial instruments.Workers, through a financial instrument such as a mortgage, may trade their promise of future work or wages for a home. The financialization of risk sharing is what makes possible all insurance. The financialization of a government's promises (e.g., US government bonds) is what makes possible all government deficit spending. Financialization also makes economic rents possible.