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Demystifying the Federal Home Loan Banks:
Demystifying the Federal Home Loan Banks:

... specific requirements. Perhaps as importantly, expert FHLBank staff is available to consult with members about these features. They can discuss not only the market implications, but the accounting consequences as well. As employees of a member-owned cooperative, their only goal is to tailor a soluti ...
US subprime credit crisis and its implications from a corporate
US subprime credit crisis and its implications from a corporate

Emerging markets still deprived of fit-for-purpose
Emerging markets still deprived of fit-for-purpose

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2017.03.22_cbs_presentation

Speech - Europa.eu
Speech - Europa.eu

... Second, it would become more expensive for global financial institutions to comply with different legal requirements. Third, regulatory differences would give financial institutions incentives to engage in regulatory arbitrage. This can lead to an accumulation of under-regulated activities and put t ...
DFSA Publishes Findings of Trade Finance Review in DIFC
DFSA Publishes Findings of Trade Finance Review in DIFC

... published a Trade Finance Report detailing key findings of a review of trade finance activities carried out in and from the Dubai International Financial Centre (DIFC). The review assessed the quality of systems and controls, in particular measures to mitigate trade-based money laundering risks, at ...
Maximize your wealth. Live the life you want.
Maximize your wealth. Live the life you want.

... Save at double the rate of non-advised households (8.6% annual savings vs. 4.3%)* Have, on average, four times more investable assets than those with no advisor** Take charge of your financial future. We can help you develop a more disciplined approach to saving and investing. * CIRANO, An Econometr ...
Commission rings changes for 4th Anti- money
Commission rings changes for 4th Anti- money

... take administrative measures to achieve the objectives of Article 67 TFEU as regards the preventing and combating of terrorism. These measures would put in place common standards on the assets to be frozen, identify which actors are to be involved and which remedies and safeguards apply. As part of ...
Lecture 5 Keynes and Recession
Lecture 5 Keynes and Recession

... Structure of Economy is sound Unemployment is voluntary Prick the bubble of housing Problem is now recession is in third year UK forecast growth 0.5 per cent Destruction of GDP equivalent to 5 per cent ...
11-08-2016 Presidential Elections
11-08-2016 Presidential Elections

... becomes serious, (In my opinion it already has.), both taxes and spending have to be addressed. Regardless how this election turns out, it will not be the end of the world. We are not beyond the point in time where the government’s spending can be brought back into line with revenues. While it may r ...
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Full Text [PDF 67KB]

... ignored by financial institutions of the major economies. For example, over the last few years, Japanese financial institutions have taken pains to ensure stable funding of dollars as they expanded their overseas activities. Even so, they still depend on foreign exchange swaps for some portion of th ...
IV - LSE
IV - LSE

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Financial Literacy Test

Individual Financial Planning
Individual Financial Planning

... 2. Recognize relationships among financial documents and money management activities, create a system for maintaining personal financial records, develop a personal balance sheet and cash flow statement, create and implement a budget, and calculate savings needed to achieve financial goals. 3. Desc ...
2.2 - Financial Markets Relevant to Business
2.2 - Financial Markets Relevant to Business

... businesses to raise funds by providing a marketplace where securities of companies can be bought and sold. This function is carried out in both the primary and secondary markets. Primary markets are concerned with the formation of new securities. For example, when a company is formed and the shares ...
The Rise and Fall of Subprime Mortgages
The Rise and Fall of Subprime Mortgages

... crucial development that fostered subprime lending growth. Traditionally, banks made prime mortgages funded with deposits from savers. By the 1980s and 1990s, the need for deposits had eased as mortgage lenders created a new way for funds to flow from savers and investors to prime borrowers through ...
Actuarial and Financial Models
Actuarial and Financial Models

... techniques will be studied. Attention is paid to the underlying assumptions of the models and how to evaluate their applicability in practice. The recently developed techniques and models that will be considered are not only attractive from a theoretical point of view, but they are also effective in ...
IOSR Journal of Economics and Finance (IOSR-JEF)
IOSR Journal of Economics and Finance (IOSR-JEF)

Investors and Markets
Investors and Markets

... see a scenario within any kind of realm of reason that would see us losing a dollar in any of those transactions” – Joseph J. Cassano, President, August, 2007 ...
Colorado Springs Press Release
Colorado Springs Press Release

... services practice – Resolute Investment Advisors, LLC (RIA). The managing partners of this new group are Todd Baker and Brad Harvey, formerly of UBS Financial Services. Both Todd and Brad have been working in the financial services industry for over 20 years and were determined to open an independen ...
Module1.1
Module1.1

... To understand • an economy’s financial system • how it finances the economy • how it oversees the economy’s money supply Does this by facilitating the movement of money from where it is in excess to where it is most needed (to help economy prosper). Also, to understand ...
Cross-Currents (2012-Dec) - Assante Wealth Management
Cross-Currents (2012-Dec) - Assante Wealth Management

... The term ‘fiscal’ refers to government spending and taxation policies. Fiscal policy can be ‘tight’, when the government decreases spending or increases taxes, or it can be ‘loose’ when the government spends more or taxes less. The ‘fiscal cliff’ is a series of spending cuts and tax increases totali ...
1 - TestbankU
1 - TestbankU

... you use: a credit union, a pension fund, or an investment bank? You would likely use a credit union if you were a member, since their primary business is consumer loans. In some cases it is possible to borrow directly from pension funds, but it can come with high borrowing costs and tax implications ...
10 things a CFO should know about XBRL
10 things a CFO should know about XBRL

TELEFÓNICA, S.A. (“TELEFÓNICA”) as provided in article 82 of the
TELEFÓNICA, S.A. (“TELEFÓNICA”) as provided in article 82 of the

... solicitation or sale is unlawful. The information contained in this Communication is being disclosed in accordance with Rule 135c under the U.S. Securities Act of 1933, as amended (the "Securities Act"), for securities which have not been, and will not be, registered under the Securities Act or the ...
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Financial Crisis Inquiry Commission

The Financial Crisis Inquiry Commission (FCIC) is a ten-member commission appointed by the United States government with the goal of investigating the causes of the financial crisis of 2007–2010. The Commission has been nicknamed the Angelides Commission after the chairman, Phil Angelides. The Commission has been compared to the Pecora Commission, which investigated the causes of the Great Depression in the 1930s, and has been nicknamed the New Pecora Commission. Analogies have also been made to the 9/11 Commission, which examined the September 11 terrorist attacks. The Commission does have the ability to subpoena documents and witnesses for testimony, a power that the Pecora Commission had but the 9/11 Commission did not. The first public hearing of the Commission was held on January 13, 2010, with the presentation of testimony from various banking officials. Hearings continued during 2010 with ""hundreds"" of other persons in business, academia, and government testifying.The Commission reported its findings in January 2011. In briefly summarizing its main conclusions the Commission stated:""While the vulnerabilities that created the potential for crisis were years in the making, it was the collapse of the housing bubble—fueled by low interest rates, easy and available credit, scant regulation, and toxic mortgages—that was the spark that ignited a string of events, which led to a full-blown crisis in the fall of 2008. Trillions of dollars in risky mortgages had become embedded throughout the financial system, as mortgage-related securities were packaged, repackaged, and sold to investors around the world. When the bubble burst, hundreds of billions of dollars in losses in mortgages and mortgage-related securities shook markets as well as financial institutions that had significant exposures to those mortgages and had borrowed heavily against them. This happened not just in the United States but around the world. The losses were magnified by derivatives such as synthetic securities.""In April 2011, the United States Senate Homeland Security Permanent Subcommittee on Investigations released the Wall Street and the Financial Crisis: Anatomy of a Financial Collapse report, sometimes known as the ""Levin-Coburn"" report.
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