• Study Resource
  • Explore Categories
    • Arts & Humanities
    • Business
    • Engineering & Technology
    • Foreign Language
    • History
    • Math
    • Science
    • Social Science

    Top subcategories

    • Advanced Math
    • Algebra
    • Basic Math
    • Calculus
    • Geometry
    • Linear Algebra
    • Pre-Algebra
    • Pre-Calculus
    • Statistics And Probability
    • Trigonometry
    • other →

    Top subcategories

    • Astronomy
    • Astrophysics
    • Biology
    • Chemistry
    • Earth Science
    • Environmental Science
    • Health Science
    • Physics
    • other →

    Top subcategories

    • Anthropology
    • Law
    • Political Science
    • Psychology
    • Sociology
    • other →

    Top subcategories

    • Accounting
    • Economics
    • Finance
    • Management
    • other →

    Top subcategories

    • Aerospace Engineering
    • Bioengineering
    • Chemical Engineering
    • Civil Engineering
    • Computer Science
    • Electrical Engineering
    • Industrial Engineering
    • Mechanical Engineering
    • Web Design
    • other →

    Top subcategories

    • Architecture
    • Communications
    • English
    • Gender Studies
    • Music
    • Performing Arts
    • Philosophy
    • Religious Studies
    • Writing
    • other →

    Top subcategories

    • Ancient History
    • European History
    • US History
    • World History
    • other →

    Top subcategories

    • Croatian
    • Czech
    • Finnish
    • Greek
    • Hindi
    • Japanese
    • Korean
    • Persian
    • Swedish
    • Turkish
    • other →
 
Profile Documents Logout
Upload
international parity conditions.
international parity conditions.

... • If the identical product or service can be: – sold in two different markets; and – no restrictions exist on the sale; and – transportation costs of moving the product between markets are equal, then – the products price should be the same in both markets. ...
Document
Document

... This affects the private: public balance of spending in the economy. ...
Document
Document

... This affects the private: public balance of spending in the economy. ...
Accelerated Death Benefit for Long-Term Care Rider and Extension
Accelerated Death Benefit for Long-Term Care Rider and Extension

... Long-term care can have a significant financial impact on most individuals. As people continue to live longer, the need for care is more prevalent than ever. To help with the high costs of long-term care, our Accelerated Death Benefit (ADB) for Long-Term Care Rider (LTC) and Extension of Benefits Ri ...
SP14_2630_Study Guid..
SP14_2630_Study Guid..

... Review the presentation titled “Today’s Economic Situation” which we went through in class (and which is posted on the class website). 2. Explain the basic difference between Keynes’ argument and Classical Economists’ argument about the role of government during the Great Depression. Classical econo ...
Employment and economic recession in Germany, Italy, and UK
Employment and economic recession in Germany, Italy, and UK

How Banks Create Money
How Banks Create Money

... 3) The value of money varies inversely with the price level. 4) The transactions demand for money will decrease when aggregate income decreases. 5) The asset demand for money varies directly with the interest rate. 6) Bond prices and interest rates are directly related. 7) When a borrower repays a l ...
Expected Return Standard Deviation Increasing Utility
Expected Return Standard Deviation Increasing Utility

... Investor’s preferences toward the exp. return and risk may be expressed by the utility function that is higher for higher exp. returns and lower for higher risks. More risk-averse investors will apply greater penalties for risk. The greater the risk, the larger the penalty. We can formalize the risk ...
This PDF is a selection from an out-of-print volume from... Bureau of Economic Research
This PDF is a selection from an out-of-print volume from... Bureau of Economic Research

... would remain unless there was a fairly substantial drop in inflationary expectations. Because of the long history of inflation in Chile, inducing such a change in anticipations is quite difficult. ...
On The Derivation and Consistent Use of Growth and Discount
On The Derivation and Consistent Use of Growth and Discount

... employmentcontracts, expert witnesses often are called upon to calculate the present discounted value (PDV) of an estimated stream of future earnings. Such calculations raise any number of practical questions concerning the estimates of future earning and the choice of an appropriate discount rate. ...
Here - Punter Southall Transaction Services
Here - Punter Southall Transaction Services

... measured by the PPF 7800 Index, has not seen an aggregate surplus since March 2011 and fell to its lowest ever level, an overall deficit of £413 billion, in August 2016.  The key driver of this collapse in the funding position of schemes is the fall in government bond yields, with real returns fall ...
Robert NBER WORKING PAPER SERIES PUBLIC FINANCE IN MODELS OF ECONOMIC GROWTH
Robert NBER WORKING PAPER SERIES PUBLIC FINANCE IN MODELS OF ECONOMIC GROWTH

... fiscal policy on long-term growth. If the social rate of return on investment exceeds the private return, then tax policies that encourage investment can raise the growth rate and levels of utility. An excess of the social return over the private return can reflect learning-by-doing with spillover e ...
Group 5
Group 5

... international level Indicator 1.4, Growth rate of GDP per person employed Relevant to all four countries. Indicator 1.5, Employment to population ratio Relevant to all four countries. Indicator 1.6, Proportion of employed people living below $1 (PPP) per day The four countries are of the view that m ...
Adequacy of Bond Supply and Cost of Pension Benefits
Adequacy of Bond Supply and Cost of Pension Benefits

... Financial economics theories have important implications for pension funding, accounting, and investment. The differences between traditional actuarial and financial economics approaches have been discussed by Bader and Gold (2003), Day (2004), Hardy (2005), and Joint AAA/SOA (2006). From a financia ...
Blanchard4e_IM_Ch09
Blanchard4e_IM_Ch09

... implied that wages (and hence prices) would adjust only slowly to changes in policy. As a result, a too rapid reduction in nominal money growth would lead to a less than proportional decrease in inflation. The real money stock would decline, leading to a recession and an increase in the unemployment ...
投影片 1 - NCCU
投影片 1 - NCCU

... receives more money than it spends.  The surplus of T - G represents public saving.  If G > T, the government runs a budget deficit because it spends more money than it receives in tax revenue. ...
Final Exam Review Questions and Answers. Lecture Week 4 (6
Final Exam Review Questions and Answers. Lecture Week 4 (6

... payment multiplier? Government expenditure multiplier shows the effect of a change in government expenditure (G) on aggregate demand (AD). The value of government expenditure multiplier is always positive and more than 1. Tax multiplier shows the effect of a change in taxes (T) on aggregate demand ( ...
C01_Reilly1ce
C01_Reilly1ce

... spending it), individuals can tradeoff present consumption for a larger future consumption. ...
NBER WORKING PAPER SERIES CHINA CURRENT ACCOUNT IMBALANCES
NBER WORKING PAPER SERIES CHINA CURRENT ACCOUNT IMBALANCES

... mortgage rates, and by the absence of limits to mortgage loan to value ratios of the type seen in other countries). In contrast, China’s large current account surplus reflects the world’s highest saving rate at some 45 percent of GDP. Some of this high national saving is caused by the very high ret ...
ON THE NEED FOR REGULATING TECHNOLOGICAL CHANGE  Prabhat Patnaik
ON THE NEED FOR REGULATING TECHNOLOGICAL CHANGE Prabhat Patnaik

... think of two kinds of measures that must supplement growth. The first is a control over the pace of technological change, which requires in turn a combination of two different kinds of measures: selectivity in adopting innovations that have already been introduced in the advanced economies; and the ...
Expected portfolio returns
Expected portfolio returns

... unlikely to change much during this period i.e. the distribution of possible returns is narrow, and the outcome can be estimated reasonably well. This greater certainty of outcome results in a low rate of return. On the other hand an investor holding equities has virtually no ability to guess what n ...
Economic Fluctuations, Unemployment, and Inflation
Economic Fluctuations, Unemployment, and Inflation

... Natural Rate of Unemployment: The level of unemployment that reflects “job shopping” in an economy filled with imperfect information and dynamic change. ...
Loanable Funds
Loanable Funds

... receives more money than it spends.  The surplus of T - G represents public saving.  If G > T, the government runs a budget deficit because it spends more money than it receives in tax revenue. ...
Why Isn`t South Africa Growing Faster? A Comparative Approach
Why Isn`t South Africa Growing Faster? A Comparative Approach

... The first decomposition computes the contribution to growth of expenditure components of GDP and highlights differences in the structure of aggregate demand. The second looks at the contributions to GDP growth of employment and labor productivity, which allows for a more detailed view of labor-force ...
EUROPEAN COMMISSION Brussels, 22.2.2017 SWD(2017) 91 final
EUROPEAN COMMISSION Brussels, 22.2.2017 SWD(2017) 91 final

... Regarding progress in reaching the national targets under the Europe 2020 strategy, developments in 2016 were generally positive. Even though the ambitious target will be difficult to meet, the employment rate increased in 2016. The poverty rate is low compared to the EU average but it doubled as a ...
< 1 ... 144 145 146 147 148 149 150 151 152 ... 371 >

Pensions crisis

The pensions crisis is a predicted difficulty in paying for corporate, state, and federal pensions in the United States and Europe, due to a difference between pension obligations and the resources set aside to fund them. Shifting demographics are causing a lower ratio of workers per retiree; contributing factors include retirees living longer (increasing the relative number of retirees), and lower birth rates (decreasing the relative number of workers, especially relative to the Post-WW2 Baby Boom). There is significant debate regarding the magnitude and importance of the problem, as well as the solutions.For example, as of 2008, the estimates for the underfunding of U.S. states' pension programs range from $1 trillion using the discount rate of 8% to $3.23 trillion using U.S. Treasury bond yields as the discount rate. The present value of unfunded obligations under Social Security as of August 2010 was approximately $5.4 trillion. In other words, this amount would have to be set aside today such that the principal and interest would cover the program's shortfall between tax revenues and payouts over the next 75 years.Some economists question the concept of funding, and, therefore underfunding. Storing funds by governments, in the form of fiat currencies, is the functional equivalent of storing a collection of their own IOUs. They will be equally inflationary to newly written ones when they do come to be used.Reform ideas are in three primary categories: a) Addressing the worker-retiree ratio, via raising the retirement age, employment policy and immigration policy; b) Reducing obligations via shifting from defined benefit to defined contribution pension types and reducing future payment amounts (by, for example, adjusting the formula that determines the level of benefits); and c) Increasing resources to fund pensions via increasing contribution rates and raising taxes.
  • studyres.com © 2026
  • DMCA
  • Privacy
  • Terms
  • Report