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Notification of countercyclical buffer in Denmark
Notification of countercyclical buffer in Denmark

... Notification of countercyclical buffer in Denmark When CRD IV/CRR was implemented in Denmark a possibility was introduced whereby the countercyclical buffer could be introduced already from 2015 (up to 0.5 percent). In line with Article 160(6) of CRD IV, Denmark is hereby notifying you of this possi ...
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... a. Since there is no interest differential between US and Japanese bonds, there should be no difference between the current spot rate and the expected forward rate. b. Expected dollar appreciation (it will cost less to buy one yen -- not one cent but 0.95 cents) is more considerable than the fourth ...
Certain U.S. accounting standards have been, and will be, amended
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... Certain U.S. accounting standards have been, and will be, amended to aid in the international convergence process. The process of changing these standards usually involves a short deliberation followed by a vote of the U.S. Congress acceptance of the change by the Internal Revenue Service rejecting ...
derivative security - the School of Economics and Finance
derivative security - the School of Economics and Finance

... Pricing an asset by analogy (using no-arbitrage): • Find another asset, whose price you know, that has the same payoffs of the asset to be priced. Arbitrage is any trading strategy requiring no cash input that has some probability of making profits, without any risk of a loss • Law of One Price: two ...
52111imp - Aberdeenshire Council
52111imp - Aberdeenshire Council

... stable at or near current levels. Long term rates are likely to edge up if the base rate increases or there is a strong market expectation of an increase. These expectations provide a variety of options:· That short term rates will be good value compared to long term rates, and are expected to be re ...
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... Suppose that you have $1000 and are busy deciding whether to invest in bonds or put the money in your checking account. The interest rate on a checking account is 0%. What is the opportunity cost of putting the currency in your checking account if the interest rate on the bond is 2%? ...
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... rate or "price" of overnight loans between commercial banks, may fluctuate day by day and between different banks. But, the general level of the federal funds rate affects the prime rate and other interest rates offered to bank customers, and in turn either encourages or discourages new borrowing, i ...
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... occur? What factors can reduce it? If I take my funds out of my credit union and put them in a money market mutual fund, have I disintermediated? Why or why not? Disintermediation is the removal of funds from a financial intermediary. Disintermediation is likely to occur when direct lending in a fin ...
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... World over, a debenture is a debt security issued by a corporation that is not secured by specific assets, but rather by the general credit of the corporation. Stated assets secure a corporate bond, unlike a debenture. But in India these terms are used interchangeably. A bond is a promise in which t ...
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Credit card interest

Credit card interest is the principal way in which credit card issuers generate revenue. A card issuer is a bank or credit union that gives a consumer (the cardholder) a card or account number that can be used with various payees to make payments and borrow money from the bank simultaneously. The bank pays the payee and then charges the cardholder interest over the time the money remains borrowed. Banks suffer losses when cardholders do not pay back the borrowed money as agreed. As a result, optimal calculation of interest based on any information they have about the cardholder's credit risk is key to a card issuer's profitability. Before determining what interest rate to offer, banks typically check national, and international (if applicable), credit bureau reports to identify the borrowing history of the card holder applicant with other banks and conduct detailed interviews and documentation of the applicant's finances.
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