• Study Resource
  • Explore Categories
    • Arts & Humanities
    • Business
    • Engineering & Technology
    • Foreign Language
    • History
    • Math
    • Science
    • Social Science

    Top subcategories

    • Advanced Math
    • Algebra
    • Basic Math
    • Calculus
    • Geometry
    • Linear Algebra
    • Pre-Algebra
    • Pre-Calculus
    • Statistics And Probability
    • Trigonometry
    • other →

    Top subcategories

    • Astronomy
    • Astrophysics
    • Biology
    • Chemistry
    • Earth Science
    • Environmental Science
    • Health Science
    • Physics
    • other →

    Top subcategories

    • Anthropology
    • Law
    • Political Science
    • Psychology
    • Sociology
    • other →

    Top subcategories

    • Accounting
    • Economics
    • Finance
    • Management
    • other →

    Top subcategories

    • Aerospace Engineering
    • Bioengineering
    • Chemical Engineering
    • Civil Engineering
    • Computer Science
    • Electrical Engineering
    • Industrial Engineering
    • Mechanical Engineering
    • Web Design
    • other →

    Top subcategories

    • Architecture
    • Communications
    • English
    • Gender Studies
    • Music
    • Performing Arts
    • Philosophy
    • Religious Studies
    • Writing
    • other →

    Top subcategories

    • Ancient History
    • European History
    • US History
    • World History
    • other →

    Top subcategories

    • Croatian
    • Czech
    • Finnish
    • Greek
    • Hindi
    • Japanese
    • Korean
    • Persian
    • Swedish
    • Turkish
    • other →
 
Profile Documents Logout
Upload
FINANCIAL PLANN ING PRACTICE N OV 2011 SOLUTIO NS
FINANCIAL PLANN ING PRACTICE N OV 2011 SOLUTIO NS

... a) The features that need to be considered include the following. Investments must be well spread so that an investor does not lose out completely because of adverse movements in one particular market or portfolio. 1. Risk versus term – long term investment usually carry low risk 2. Liquidity – emph ...
Chapter 6
Chapter 6

MODEL ANSWERS TO FINANCIAL ECONOMICS (IOBM
MODEL ANSWERS TO FINANCIAL ECONOMICS (IOBM

... Sinking fund This is an annuity invested in order to meet a known commitment at some future date. Common uses f sinking fund include repayment of debt or provision of funds to purchase a new asset when the existing one is fully depreciated (ii) Hedge This is a financial strategy that offsets the ris ...
2010-09-10 MFR interview with Vince Reinhart_1
2010-09-10 MFR interview with Vince Reinhart_1

US election outcome favors US credit markets
US election outcome favors US credit markets

What if Interest Rates Rise and Nobody Does Anything?
What if Interest Rates Rise and Nobody Does Anything?

... Retirement plans often have fixed income funds, managed professionally, which include a mix of bonds—treasury, corporate, mortgages, etc. The mix ...
Graeme Oram Presentation[1]
Graeme Oram Presentation[1]

... We’ve made over 80000 loans totalling over £30m since 2008 We are a lender and not an advice service, and we don’t offer a savings product We have full Financial Conduct Authority permissions and are fully regulated We have invested heavily in our infrastructure and in securing capital for on-lendin ...
Santander Brasil
Santander Brasil

... "potential", "will likely result", or any other words or phrases of similar meaning. Such statements are subject to a number of risks, uncertainties and assumptions. We caution you that a number of important factors could cause actual results to differ materially from the plans, objectives, expectat ...
Chapter 1
Chapter 1

... Question 2: Comparative finance exercise ...
finding value in bonds. - The Institute of Financial Planning
finding value in bonds. - The Institute of Financial Planning

... investor confidence that the euro zone debt crisis will not spiral out of control, and partly to the need to seek a more attractive income as the yield on core sovereign bonds reached ultra low levels. Ultimately, however, the asset price rallies we have seen have one main root cause: liquidity. AN ...
How Higher Interest Rates Affect the Economy
How Higher Interest Rates Affect the Economy

... Higher rates redistribute money from debtors to lenders. Some of this redistribution occurs as a result of costlier credit transactions – creditors reap the gains as borrowing becomes more expensive for government, households and businesses. In addition, some redistribution occurs as a result of job ...
Chapter 5 The Time Value of Money
Chapter 5 The Time Value of Money

... FV = amount paid at end of loan PV = amount borrowed m = loan term, in days ...
View/Open - Pan Africa Christian University
View/Open - Pan Africa Christian University

... manager who has advised him to open a savings account with the bank and start depositing money every end of the month. The bank Manager has offered to pay martin a compound interest on deposits at a rate of 12% p.a. as long as Martin does not make any withdrawals in the intermediate period. Martin d ...
Figure 3
Figure 3

...  Business risk financial asset that the market price (value) of an asset will decline, resulting in a capital loss when sold. Sometimes  Financial risk referred to as interest rate risk. The risk to investors whose investment horizon exceeds  Investor-spesific the maturity of a financial risk ass ...
Canadian Institute of Actuaries L`Institut canadien des actuaires
Canadian Institute of Actuaries L`Institut canadien des actuaires

... – Increased volatility in annual financing cost • Trade-off for eliminating amortization costs of large capital gains and losses ...
AP Macro: Unit 7 - South Hills High School
AP Macro: Unit 7 - South Hills High School

The Basics
The Basics

fhipo makes available to its investors the report about the accrued
fhipo makes available to its investors the report about the accrued

... Mexico City, September 21st, 2016 – Fideicomiso Hipotecario (BMV: FHIPO) (“FHipo”), the first Mexican real estate investment trust specialized in the acquisition, origination, co-participation, management and operation of mortgage portfolios, announces today that according to past statements by the ...
Sample Questions
Sample Questions

Submitting a Claim for Out-of
Submitting a Claim for Out-of

... Submitting a Claim for Out-of-Pocket Expenses Government of Canada Claims Process The Government of Canada wants to ensure that current and former employees who have incurred out-of-pocket expenses because of pay issues are reimbursed in a timely manner. If you experienced a pay problem after your d ...
bank - Oman College of Management & Technology
bank - Oman College of Management & Technology

... spread, or the difference between the average interest earned on its assets and the average interest paid on its liabilities ...
November 2006 - Samuel Terry
November 2006 - Samuel Terry

... chance that we will be repaid. Accordingly, the Fund lifted its weighting to 2.9% and I intend to buy more if the price falls further. We also bought more of an Australian timber plantation company, lifting our weighting to 8.8%. We would have bought more, but there was strong competition from the c ...
Asset Allocation Bulletin -March 2016 Public
Asset Allocation Bulletin -March 2016 Public

... Corporate bonds generally provide higher yields than U.S. treasuries while incurring higher risks. Certain high yield/high-risk bonds carry particular market risks and may experience greater volatility in market value than investment-grade corporate bonds. Government bonds and Treasury bills are gua ...
Prototype lab
Prototype lab

Contact: Mark Primoff 845-758-7749 primoff@bard
Contact: Mark Primoff 845-758-7749 primoff@bard

... Whalen describes a Minsky-oriented account of the 2007 credit crunch as starting with the housing boom, which followed the burst of the “dot-com” bubble in 2000. The housing boom was fueled by low interest rates and the proliferation of exotic mortgages, such as interest-only loans and option adjust ...
< 1 ... 216 217 218 219 220 221 222 223 224 ... 257 >

Securitization

Securitization is the financial practice of pooling various types of contractual debt such as residential mortgages, commercial mortgages, auto loans or credit card debt obligations (or other non-debt assets which generate receivables) and selling their related cash flows to third party investors as securities, which may be described as bonds, pass-through securities, or collateralized debt obligations (CDOs). Investors are repaid from the principal and interest cash flows collected from the underlying debt and redistributed through the capital structure of the new financing. Securities backed by mortgage receivables are called mortgage-backed securities (MBS), while those backed by other types of receivables are asset-backed securities (ABS).Critics have suggested that the complexity inherent in securitization can limit investors' ability to monitor risk, and that competitive securitization markets with multiple securitizers may be particularly prone to sharp declines in underwriting standards. Private, competitive mortgage securitization is believed to have played an important role in the U.S. subprime mortgage crisis.In addition, off-balance sheet treatment for securitizations coupled with guarantees from the issuer can hide the extent of leverage of the securitizing firm, thereby facilitating risky capital structures and leading to an under-pricing of credit risk. Off-balance sheet securitizations are believed to have played a large role in the high leverage level of U.S. financial institutions before the financial crisis, and the need for bailouts.The granularity of pools of securitized assets can mitigate the credit risk of individual borrowers. Unlike general corporate debt, the credit quality of securitized debt is non-stationary due to changes in volatility that are time- and structure-dependent. If the transaction is properly structured and the pool performs as expected, the credit risk of all tranches of structured debt improves; if improperly structured, the affected tranches may experience dramatic credit deterioration and loss.Securitization has evolved from its beginnings in the late 18th century to an estimated outstanding of $10.24 trillion in the United States and $2.25 trillion in Europe as of the 2nd quarter of 2008. In 2007, ABS issuance amounted to $3.455 trillion in the US and $652 billion in Europe. WBS (Whole Business Securitization) arrangements first appeared in the United Kingdom in the 1990s, and became common in various Commonwealth legal systems where senior creditors of an insolvent business effectively gain the right to control the company.
  • studyres.com © 2026
  • DMCA
  • Privacy
  • Terms
  • Report