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AON CORP (Form: 10-K, Received: 03/16/2005 06
AON CORP (Form: 10-K, Received: 03/16/2005 06

... In our managing general underwriting business, we provide outsourced solutions to insurance companies, such as risk selection, premium rating, form design and client service. Aon's wholesale brokers and managing general underwriting units offer more than 450 insurance products and programs. Clients ...
Annual Report 2011
Annual Report 2011

... of five percent, while maintaining an investment grade credit rating. While our performance continues to be in line with these targets we now believe that it is appropriate to manage Ahold’s business according to a broader set of ambitions as we pursue our new growth strategy. We remain committed to ...
Word - corporate
Word - corporate

... assumptions, estimates and projections about our business and our industry. They include statements relating to: ...
Vestas Annual Report 2015
Vestas Annual Report 2015

... programme in the history of the company. In many ways, the combined dividend and share buy-back structure illustrates the Board’s view on how to manage the capital structure of the company. The clear intent of the Board is to adopt a long-term approach to the balance sheet but at the same time ensur ...
2015 annual report pjsc mmc norilsk nickel
2015 annual report pjsc mmc norilsk nickel

... This annual report has been prepared based on the information available to Public Joint Stock Company "Mining and Metallurgical Company "Norilsk Nickel" and its subsidiaries as at the issue date. This annual report includes certain forward-looking statements with respect to the Group’s operations, e ...
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
UNITED STATES SECURITIES AND EXCHANGE COMMISSION

... We are a Maryland corporation that, with its subsidiaries, is focused on investing on a leveraged basis in mortgage-backed securities, or MBS, and other real estate-related assets. We were formed in March 2012 and commenced operations in May 2012; we completed our initial public offering, or our IPO ...
CRACKER BARREL OLD COUNTRY STORE, INC
CRACKER BARREL OLD COUNTRY STORE, INC

... R: 239 G: 160 B: 47 R: 110 G: 65 B: 25 R: 113 G: 153 B: 161 R: 230 G: 130 B: 36 R: 158 G: 45 B: 51 R: 88 G: 100 B: 62 Biglari’s Corporate Governance Record What Biglari Says … … About Biglari’s Corporate Governance On page 3 of the Biglari Letter, Biglari says: “The Board surely wants to divert att ...
Consolidated Profit and Loss Statement
Consolidated Profit and Loss Statement

... acquisitions, the Group draws on the latest developments in the field of biotechnology and analytical chemistry to offer its clients unique analytical solutions and a very comprehensive range of testing methods. As one of the most innovative and quality oriented international companies in its indust ...
From strength to strength
From strength to strength

... From strength to strength 25 years ago, Luxembourg became an important player in the world of space-based technological development and broadcasting. This initial success was followed by many others at SES, a company which has gone from strength to strength, to become Europe’s leading satellite tel ...
Discussion Paper - Australian Prudential Regulation Authority
Discussion Paper - Australian Prudential Regulation Authority

... requirements of ADIs. As such, APRA and the Reserve Bank of Australia (RBA) propose to allow an ADI to use a secured committed liquidity facility with the RBA, for payment of a fee determined by the RBA, to cover any shortfall in Australian dollars between the ADI’s liquidity needs and its holdings ...
COMPANY INITIATING REPORT - Geojit Financial Services Ltd
COMPANY INITIATING REPORT - Geojit Financial Services Ltd

Supplementary Material for “Advance Information and Asset Prices” October 24, 2012
Supplementary Material for “Advance Information and Asset Prices” October 24, 2012

... information about future earnings on the stock received at t implies that good investment opportunities are likely for both the stock and the private investment opportunity in the future and makes informed investors hold less of both assets. We use numerical examples to evaluate the relative importa ...
Corporate Personality - University at Albany
Corporate Personality - University at Albany

... In order to most accurately answer the three basic questions of Corporate Research, both the qualitative and quantitative domains need to be analyzed. Qualitative data is generally not quantifiable and it includes any relevant and significant information related to a company’s reputation, behavior, ...
VANDEMOORTELE NV public limited liability company (naamloze
VANDEMOORTELE NV public limited liability company (naamloze

AON CORP (Form: 10-K, Received: 03/01/2007 17
AON CORP (Form: 10-K, Received: 03/01/2007 17

... health. Services include advice, placement of reinsurance and alternative risk transfer financing with capital markets, and related services such as actuarial, financial and regulatory consulting, portfolio analysis, catastrophe modeling, and claims services. Compensation for Services We generate re ...
Santander Consumer USA Holdings Inc. (Form: S-1
Santander Consumer USA Holdings Inc. (Form: S-1

... platforms. We believe that these platforms are technologically sophisticated, readily expandable, and easily adaptable to a diverse set of consumer finance products. Led by our experienced and disciplined management team, we have rapidly grown our asset base since 2008 through originations and acqui ...
Study on the remuneration provisions applicable to credit institutions
Study on the remuneration provisions applicable to credit institutions

FORM 20-F GRUPO FINANCIERO SANTANDER MÉXICO, S.A.B. de
FORM 20-F GRUPO FINANCIERO SANTANDER MÉXICO, S.A.B. de

... Currency and accounting standards. We maintain our financial books and records in pesos. Our consolidated income statement data for each of the years ended December 31, 2012, 2013, 2014, 2015 and 2016 and our consolidated balance sheet data as of December 31, 2012, 2013, 2014, 2015 and 2016, include ...
In this Rule - ACT Legislation Register
In this Rule - ACT Legislation Register

... Meeting means the venue and date upon which the Corporation is accepting Bets is conducted. Notional Dividend means in relation to an All-Up Parlay Bets the amount of winnings accumulated following a successful Selection which is ultimately re-bet upon the person’s Selection in the next Event of the ...
Ally Financial Inc. ( GOM ) 10−K
Ally Financial Inc. ( GOM ) 10−K

... Our consumer automotive financing operations generate revenue through finance charges or lease payments and fees paid by customers on the retail contracts and leases. We also recognize a gain or loss on the remarketing of the vehicles financed through lease contracts at the end of the lease. When th ...
Seasoned Equity Offerings: Quality of Accounting
Seasoned Equity Offerings: Quality of Accounting

annual report 2016 - Berjaya Corporation Berhad
annual report 2016 - Berjaya Corporation Berhad

... He has over 30 years of working experience in the Group and is primarily responsible for public-private related partnership projects, environmental services, green technology industry, financial services, automotive, infrastructure development, air transportation, recreational and hotel resort devel ...
Investor Sentiment and the Mean-variance Relation
Investor Sentiment and the Mean-variance Relation

... that arbitrageurs are likely to be risk averse and to have reasonably short horizons. The authors set up an overlapping generation model with arbitrageurs who hold correct beliefs, and noise traders who hold wrong beliefs. They reach the conclusions that arbitrage is limited and the stock price can ...
Siemens Aktiengesellschaft
Siemens Aktiengesellschaft

... and certain assumptions of Siemens’ management, and are, therefore, subject to certain risks and uncertainties. A variety of factors, many of which are beyond Siemens’ control, affect Siemens’ operations, performance, business strategy and results and could cause the actual results, performance or a ...
Between inertia and adaptation – State and evolution of corporate
Between inertia and adaptation – State and evolution of corporate

... production and rising raw material costs as well as the reduction in biodiversity, environmental issues have reached an unprecedented level of attention and salience. This is particularly true for those firms directly affected but also for those in emerging economies where the consequences of econom ...
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Investment management

Investment management is the professional asset management of various securities (shares, bonds and other securities) and other assets (e.g., real estate) in order to meet specified investment goals for the benefit of the investors. Investors may be institutions (insurance companies, pension funds, corporations, charities, educational establishments etc.) or private investors (both directly via investment contracts and more commonly via collective investment schemes e.g. mutual funds or exchange-traded funds).The term asset management is often used to refer to the investment management of collective investments, while the more generic fund management may refer to all forms of institutional investment as well as investment management for private investors. Investment managers who specialize in advisory or discretionary management on behalf of (normally wealthy) private investors may often refer to their services as money management or portfolio management often within the context of so-called ""private banking"".The provision of investment management services includes elements of financial statement analysis, asset selection, stock selection, plan implementation and ongoing monitoring of investments. Coming under the remit of financial services many of the world's largest companies are at least in part investment managers and employ millions of staff.Fund manager (or investment advisor in the United States) refers to both a firm that provides investment management services and an individual who directs fund management decisions.According to a Boston Consulting Group study, the assets managed professionally for fees reached an all-time high of US$62.4 trillion in 2012, after remaining flat-lined since 2007. Furthermore, these industry assets under management were expected to reach US$70.2 trillion at the end of 2013 as per a Cerulli Associates estimate.The global investment management industry is highly concentrated in nature, in a universe of about 70,000 funds roughly 99.7% of the US fund flows in 2012 went into just 185 funds. Additionally, a majority of fund managers report that more than 50% of their inflows go to just three funds.
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