Download Benefits Summary - Douglas County School System

Benefits Summary
All fulltime employees of Douglas County School System are eligible for
benefits.
Certified employees are considered fulltime if they work at a
percentage of time of fifty percent or greater. Classified employees are
considered fulltime if they work at a percentage of time of sixty percent or
greater. All new employees are eligible for benefits on the 1st of the month
following 30 days of employment. New employees will be given a benefits
package and scheduled for a benefits induction session at their fingerprinting
appointment.
Open enrollment
Open enrollment will be held every year in the fall. The dates of open
enrollment are dictated by the state and will be communicated to all
employees as soon as the dates are determined. This is the only chance
employees will have to make a change to their insurance benefits unless they
experience a qualifying event. Employees will be given a summary of their
current elections by the benefits representative at their school. These
summaries will be the method for deleting any benefits for the next calendar
year. Any benefits that an employee wishes to add should also be noted on
this form. Employees wishing to add benefits MUST attend an open enrollment
meeting to complete additional paperwork for the addition of benefits. In
addition all employees will be required to go on-line to register for health
benefits. At the conclusion of open enrollment all employees will receive a
Summary of Benefits Statement showing their enrollment options. These will
be signed and returned to the Benefits Representative. Any changes that were
made at open enrollment that are not reflected on this statement should be
brought to the attention of the Benefits Specialist.
Qualifying events
Changes are allowed to Benefits up to 31 days following a qualifying event.
The following are qualifying events:
-Marriage, divorce or legal separation
-Birth, adoption of a child or placement for adoption
-spouse or dependent eligibility or loss of eligibility for health coverage
-change in employment status that leads to loss or gain of eligibility
-death of a spouse or child, if only dependent enrolled
Our Benefits
The following is a detail of all benefits offered to fulltime employees of the
Douglas County School System.
Paid Benefits:
The following benefits are funded by the Douglas County Board of Education
for eligible employees:
Group Term Life Insurance:
Basic Life is provided to all eligible employees in the amount of $50,000.
Sick/Personal Leave:
Leave is earned at a rate of 1.25 days per contracted month; within permission, 3 of these
days may be used as personal leave.
Annual Leave:
Twelve month (240 day employees) earn 10 to 20 vacation days per year based on years
of service in Douglas County.
Good Attendance Bonus Pay/Leave:
$150 each semester/5 bonus days annually for perfect attendance;
$100 each semester/4 bonus days annually for 1 day used;
$50 each semester/3 bonus days annually for 2 days used
Shared Benefits:
Benefits funded partially by the Douglas County Board of Education with the
remainder paid by eligible employees:
Health Insurance:
Various plans available – administered by State Health.
Group Dental Benefits: Delta Dental
Annual Maximum $1,500
Annual deductible $50
Preventative: 100%, Basic 80%
Orthodontic Lifetime Maximum $750
Vision Insurance: Spectera
Benefits schedule for examination, lenses and frames or contacts
Georgia Teacher Retirement (TRS)
or Public School Employee Retirement (PSE):
Under TRS, retirement benefits payable after a minimum of 10 years service at
age 60 or 30 years of service, regardless of age. The employee contributes 5%
of their monthly salary while DCSS contributes 9.28% of employee’s monthly
salary to TRS.
Under PSERS, benefits are payable after minimum of 10 years at age 65. The
employee contribution is $4.00 per month during the months of September
through May.
Social Security and Medicare:
Benefits payable at age 62 (reduced) or age 65. Both the employer and
employee contribute 7.65% of employee’s monthly salary.
OPTIONAL BENEFITS
Benefits selected and paid for completely by eligible employees:
Additional Individual and Family Life Insurance:
Voluntary Life Coverage for Employee: 5 times annual salary up to $500,000
face amount,
Spousal Life Insurance: 50% of employee’s face amount and Children: up to
$10,000 per child.
Long Term Disability Insurance:
Benefit of 60% of monthly earnings to a maximum benefit of $5,000 per
month.
Short Term Disability Insurance:
Plan available with benefits of 75% of salary up to $3,000 per week.
Supplemental Cancer Insurance with Intensive Care Rider:
Coverage available for individuals or families for treatment of cancer, dread
disease or extended stays in intensive care.
OTHER SELECTED BENEFITS
Automatic Payroll Deposit:
Employees may elect to have paychecks electronically deposited into bank
accounts each payday.
Credit Union:
Services available to all employees through Members First Credit Union.
Tax Sheltered Annuities:
Many personal retirement annuity programs such as fixed accounts and mutual
funds offered through payroll deductions. Programs offered though Edward
Jones, Horace Mann, Northern, and Valic.