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MICRO ENERGY international MicroEnergy International Linking Microfinance and Energy Development of a business case in Peru [email protected] www.e-mfp.eu MICRO ENERGY international Daniel Philipp Energy Engineering & Economics 15 years experience in microfinancing Managing Director MICRO ENERGY INTERNATIONAL [email protected] www.e-mfp.eu Mission MICRO ENERGY international „Support microfinance institutions in developing energy specific programs in order to expand access to energy services for the poor“ Furthermore... we support local and global policy makers in developing a favorable framework for linking energy & microfinance we support manufactures and energy companies in adapting their products to the quality requirements of microfinance institutions we support investors to link social and ecological investments. [email protected] www.e-mfp.eu Activities since 2002 MICRO ENERGY international Canada Canada Germany Germany USA USA Jordan Jordan Afghanistan Afghanistan Ethiopia Ethiopia El Salvador Nicaragua Nicaragua Senegal Senegal&&Mali Mali India India Bangladesh Bangladesh Yemen Yemen Kenya Kenya Sri SriLanka Lanka Indonesia Indonesia Peru Tanzania Tanzania&&Uganda Uganda Argentina Argentina [email protected] SouthAfrica Africa South www.e-mfp.eu Agenda MICRO ENERGY international International Experience on Microenergy Combining Microfinance and Energy ADA and MicroEnergy International Development of a business case in Peru Key Benefits for Investors Investing Opportunities [email protected] www.e-mfp.eu MICRO ENERGY international International Experience on Microenergy Combining Microfinance and Energy [email protected] www.e-mfp.eu Status of Experience MICRO ENERGY international Currently About 10,000 MFIs world wide serving more than 155 Mio. clients 300-400 MFIs are experiencing energy loans [email protected] www.e-mfp.eu Challenges and Opportunities MICRO ENERGY international Microfinance Institutions have ... infrastructure to provide financial services to lowincome people … specific customer knowledge and long term business relationships with clientele [email protected] lack ... understanding of their clients’ energy needs …technical expertise on logistics, quality issues, service and maintenance, hardware product financing www.e-mfp.eu Energy Expenditure MICRO ENERGY international Grid (Luxembourg) 0.17 € per kwh Kerosene 3.80 € per month Battery 4.30 € per month Wood 6.00 € per month Energy costs DC example* 1.50 € per kwh Solar Electricity 0.60 € per kwh * Field study results from Bangladesh [email protected] www.e-mfp.eu Energy Lending MICRO ENERGY international Enhancing productivity – Support existing businesses with better solutions Financing the substitution process with energy efficient solutions Supporting other products through energy Every MFI has its own strategy [email protected] www.e-mfp.eu MICRO ENERGY international ADA and MicroEnergy International Development of a business case in Peru [email protected] www.e-mfp.eu The idea MICRO ENERGY international ADA and ME: joint development and implemention of a microenergy approach ME Atlas: Peru as the most promising country Increase the access to sustainable energy services for vulnerable populations by supporting MFIs to integrate energy products into their portfolio. [email protected] www.e-mfp.eu The ADA-ME Activities MICRO ENERGY international Partner Identification (1) Partner Mobilizatio n (2) Business Planning (3) Pilot Project Evaluation Scaling Up Replication Terminated activities: (1) Identification of potential MFIs, Energy Providers and other stakeholders (2) Institutional Assessment and Capacity Building (3) Field Research and Business Plan Development [email protected] www.e-mfp.eu Selected MFIs in Peru MICRO ENERGY international [email protected] www.e-mfp.eu Selected MFIs MICRO ENERGY international The Caja Municipal de Ahorro Huancayo 80,000 clients in department of Junin Intensive experience with hardware products Member of FEPCMAC [email protected] www.e-mfp.eu CMAC Huancayo MICRO ENERGY international [email protected] www.e-mfp.eu Selected MFIs MICRO ENERGY international Fondesurco NGO with some 10,000 clients in Arequipa very social and rural focus one of the most innovative institutions found [email protected] www.e-mfp.eu Fondesurco MICRO ENERGY international [email protected] www.e-mfp.eu Pilot Planning Caja Huancayo MICRO ENERGY international REVENUE GENERATED IN THE ENERGY PILOT (5 months conservative projection) Financed Product & Service # of products Revenue Portfolio Solar Thermal 12 S/. 8,880 S/. 30,000 Solar Dryers 16 S/. 4,800 S/. 16,000 Improved Ovens 12 S/. 7,680 S/. 24,000 Total 40 S/. 21,360 S/. 70,000 S/. 1000 = 263,55 € [email protected] www.e-mfp.eu 3 years demand projection Fondesurco Product Use Solar Thermal ENERGY international Market Target Average Size Market Product (3y) Prize Credit Amount Produc Hotels (2 app.) tive Lodgings usage Cheese Producers 207 2275 31 208 455 16 S/. 2,050 S/. 1,320,125 Solar Dryer Produc Producers of tive oregano and usage paprika 201 30 S/. 1,700 S/. 51,000 Improved Ovens and Large ICS Produc Restaurants tive Bakeries usage 481 25 72 8 S/. 2200 S/. 175,230 3220 787 Total [email protected] Clientele MICRO S/. 1,546,355 = 407,548 € www.e-mfp.eu MICRO ENERGY international Key Benefits for Investors Investment Opportunities [email protected] www.e-mfp.eu Key Benefits for Investors MICRO ENERGY international Financial Return Share of Profits Carbon Finance Revenue [email protected] www.e-mfp.eu Key Benefits for Investors MICRO ENERGY international Social Return Meeting an essential need: energy inclusion Promoting local development Offsetting carbon emissions [email protected] www.e-mfp.eu Financing of operational activities MICRO ENERGY international Business Case Identification Grants Patient Capital Piloting Grants Patient Capital Start-Up Venture Capital Expansion Business Investment [email protected] www.e-mfp.eu MICRO ENERGY international Thank you for your attention! ADA - Appui au Développement Autonome 2, rue Sainte Zithe, L-2763 Luxembourg Luxembourg Phone : +352 45 68 68 1 Fax : +352 45 68 68 68 [email protected] [email protected] www.microfinance.lu MICRO ENERGY international Horstweg 16, 14059 Berlin Germany Phone: +49 30 20179986 Fax: +49 30 484 98 70 54 www.microenergy-international.com [email protected] www.e-mfp.eu