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١ ﻉ٣ ﻡ ﻧﺰﻳﻪ ﻛﻤﺎﻝ ﲪﺎﺩ ﺍﳌﺴﺘﺨﻠﺺ :ﺃﻭﻻﹰ :ﺎﺛﺎﻧﻴ :ﺃﻭﻻﹰ :ﺎﺛﺎﻧﻴ :ﺛﺎﻟﺜﹰﺎ :ﺎﺭﺍﺑﻌ ()ﺍﻷﻭﱃ ()ﻭﺍﻟﺜﺎﻧﻴﺔ ()ﻭﺍﻟﻨﺘﻴﺠﺔ :ﺃﻭﻻﹰ :ﺎﺛﺎﻧﻴ :ﺛﺎﻟﺜﹰﺎ :ﺎﺭﺍﺑﻌ ﺍﳍﻮﺍﻣﺶ . ﺍﳌﺮﺍﺟﻊ ﻣﻨﺼﻮﺭ ﺑﻦ ﻳﻮﻧﺲ،ﺍﻟﺒﻬﻮﰐ ﳏﻤﺪ ﺑﻦ ﻋﺒﺪ ﺍﷲ،ﺍﳋﺮﺷﻲ ﻋﺒﺪ ﺍﻟﻜﺮﱘ ﺑﻦ ﳏﻤﺪ،ﺍﻟﺮﺍﻓﻌﻲ ﺇﺑﺮﺍﻫﻴﻢ ﺑﻦ ﻋﻠﻲ،ﺍﻟﺸﲑﺍﺯﻱ ﻋﺰ ﺍﻟﺪﻳﻦ ﻋﺒﺪ ﺍﻟﻌﺰﻳﺰ،ﺍﺑﻦ ﻋﺒﺪ ﺍﻟﺴﻼﻡ ﺃﲪﺪ ﺑﻦ ﻋﺒﺪ ﺍﷲ،ﺍﻟﻘﺎﺭﻱ ﻣﻮﻓﻖ ﺍﻟﺪﻳﻦ ﻋﺒﺪ ﺍﷲ ﺑﻦ ﺃﲪﺪ ﺍﳌﻘﺪﺳﻲ،ﺍﺑﻦ ﻗﺪﺍﻣﺔ ﺃﲪﺪ ﺑﻦ ﺇﺩﺭﻳﺲ،ﺍﻟﻘﺮﺍﰲ ﺑﺮﻫﺎﻥ ﺍ ﻟﺪﻳﻦ ﺇﺑﺮﺍﻫﻴﻢ ﺑﻦ ﳏﻤﺪ،ﺍﺑﻦ ﻣﻔﻠﺢ ﳛﻲ ﺑﻦ ﺷﺮﻑ،ﺍﻟﻨﻮﻭﻱ Permissible Ways of Securing Repayment of Debt and the Invalidity of Financial Compensation for Delinquency NAZIH KAMAL HAMMAD ABSTRACT. Islamic prohibition of interest invalidates any agreement to add to the principal in lieu of delay in payment. But Professor Mustafa Zarqa, in a paper published in Vol. 2, No.2 of this Journal, allows a court verdict obliging the financially capable delinquent debtor to compensate the creditor for the loss suffered due to the delay in payment. The author refutes this question on Islamic grounds, noting that the Shariah does not hold a usurper liable for the benefits of the usurped property except in case of rentable goods. If the usurped goods cannot be hired, as is the case with money, the usurper is liable for the principal only. The Islamic solution to delinquency is to remind the debtor of the punishment in the hereafter, to imprison or punish him otherwise; and, lastly, to sell his property through the court.
