2012 Form 20-F ING Groep N.V.
... ING presents its consolidated financial statements in Euros, the currency of the European Economic and Monetary Union. Unless otherwise specified or the context otherwise requires, references to “$”, “US$” and “Dollars” are to the United States dollars and references to “EUR” are to euros. Solely fo ...
... ING presents its consolidated financial statements in Euros, the currency of the European Economic and Monetary Union. Unless otherwise specified or the context otherwise requires, references to “$”, “US$” and “Dollars” are to the United States dollars and references to “EUR” are to euros. Solely fo ...
(including those from current exposure drafts) March 2015 1980
... opinion or findings. (ASOP No. 32) [3] The set of actuarial documents that the actuary determines to be relevant to specific actuarial findings that is available to an intended user. (ASOP No. 41) Actuarial Services—Professional services provided to a principal by an individual acting in the capacit ...
... opinion or findings. (ASOP No. 32) [3] The set of actuarial documents that the actuary determines to be relevant to specific actuarial findings that is available to an intended user. (ASOP No. 41) Actuarial Services—Professional services provided to a principal by an individual acting in the capacit ...
Draft technical specifications
... SCR.10.1. Subset of standard parameters that may be replaced by undertaking-specific parameters 293 SCR.10.2. The supervisory approval of undertaking-specific parameters ........................ 293 SCR.10.3. Criteria with respect to the completeness, accuracy, and appropriateness of the data ...
... SCR.10.1. Subset of standard parameters that may be replaced by undertaking-specific parameters 293 SCR.10.2. The supervisory approval of undertaking-specific parameters ........................ 293 SCR.10.3. Criteria with respect to the completeness, accuracy, and appropriateness of the data ...
Building on Our Proud Heritage
... I am proud of this team. Allianz is a different company today from the one I joined in 2008. Besides being more profitable, we have become more versatile, more efficient and more responsive. This is the lasting legacy of Michael Diekmann, my predecessor as Chairman of the Board of Management. In ...
... I am proud of this team. Allianz is a different company today from the one I joined in 2008. Besides being more profitable, we have become more versatile, more efficient and more responsive. This is the lasting legacy of Michael Diekmann, my predecessor as Chairman of the Board of Management. In ...
The Dow Chemical Company
... Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, or a non-accelerated filer. See definition of "accelerated filer and large accelerated filer" in Rule 12b-2 of the Exchange Act. (Check one): Large accelerated filer ...
... Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, or a non-accelerated filer. See definition of "accelerated filer and large accelerated filer" in Rule 12b-2 of the Exchange Act. (Check one): Large accelerated filer ...
re•in•sur•ance
... Group, we deal with the issues that affect society and work to devise cuttingedge solutions that render tomorrow’s world insurable. Our recipe for success: we anticipate risks early on and deliver solutions tailored to clients’ needs, creating opportunities to achieve sustained profitable growth. Th ...
... Group, we deal with the issues that affect society and work to devise cuttingedge solutions that render tomorrow’s world insurable. Our recipe for success: we anticipate risks early on and deliver solutions tailored to clients’ needs, creating opportunities to achieve sustained profitable growth. Th ...
Premium Liabilities - Actuaries Institute
... aiming for a probability of adequacy of 75% for both outstanding claims liabilities and premium liabilities. Surprisingly Graph 2.1 indicates that the proportion of Total Liabilities that are Insurance Liabilities for direct insurers has remained relatively stable at approximately 85% before and aft ...
... aiming for a probability of adequacy of 75% for both outstanding claims liabilities and premium liabilities. Surprisingly Graph 2.1 indicates that the proportion of Total Liabilities that are Insurance Liabilities for direct insurers has remained relatively stable at approximately 85% before and aft ...
Skandia Annual Report
... accounting. In addition, Old Mutual reports Skandia’s result starting with the date of acquisition, i.e., for 11 months in 2006. 2006 was yet another year of significant achievement for our business in UK, where demand for pension products continued to be strong even after ...
... accounting. In addition, Old Mutual reports Skandia’s result starting with the date of acquisition, i.e., for 11 months in 2006. 2006 was yet another year of significant achievement for our business in UK, where demand for pension products continued to be strong even after ...
John Maynard Keynes - Centro de Pesquisa e Economia do Seguro
... and innovative position of financial management. He had deep knowledge of the elements of risk and the actuarial methodologies for the management of the liabilities of the insurer, and realized that his path would be very limited, if he was to works toward a differentiated performance, aiming to imp ...
... and innovative position of financial management. He had deep knowledge of the elements of risk and the actuarial methodologies for the management of the liabilities of the insurer, and realized that his path would be very limited, if he was to works toward a differentiated performance, aiming to imp ...
AON CORP (Form: 10-K, Received: 03/01/2007 17
... years prior appeared to have been used for financial accounting purposes. The Company also announced that the Audit Committee of the Board of Directors had commenced a comprehensive review of option grant date practices and related accounting issues. That review has been substantially completed, and ...
... years prior appeared to have been used for financial accounting purposes. The Company also announced that the Audit Committee of the Board of Directors had commenced a comprehensive review of option grant date practices and related accounting issues. That review has been substantially completed, and ...
wording - European Parliament
... line of investigation goes back "at least" to 1989 and is thus wider than the reference period for point 1. 3) Status of claims and adequacy of remedies available to policyholders The main elements of this line of action are covered in Part IV of the final report. Firstly, it was necessary to determ ...
... line of investigation goes back "at least" to 1989 and is thus wider than the reference period for point 1. 3) Status of claims and adequacy of remedies available to policyholders The main elements of this line of action are covered in Part IV of the final report. Firstly, it was necessary to determ ...
American International Group, Inc. 2016 Annual Report
... increases in operating profits and book value. Of course, further work is required to complete AIG’s transformation. While Commercial is poised to deliver a significant improvement in our AYLR, we must continue to invest in talent and technology to realize sustainable gains in underwriting performan ...
... increases in operating profits and book value. Of course, further work is required to complete AIG’s transformation. While Commercial is poised to deliver a significant improvement in our AYLR, we must continue to invest in talent and technology to realize sustainable gains in underwriting performan ...
Sound Advice
... These reforms, however, could have unintended consequences similar to those experienced in the UK and Australia. For example, some reports have indicated that financial advisors in these jurisdictions have moved away from providing affordable and accessible comprehensive financial advice, leaving ...
... These reforms, however, could have unintended consequences similar to those experienced in the UK and Australia. For example, some reports have indicated that financial advisors in these jurisdictions have moved away from providing affordable and accessible comprehensive financial advice, leaving ...
Forms of Benefit Payment at Retirement
... The growing importance of occupational defined contribution (DC) pension plans and personal retirement savings has caused increased attention to be focused on the forms of payment that should be allowed and/or encouraged under such plans at retirement. Many of the newly created defined contribution ...
... The growing importance of occupational defined contribution (DC) pension plans and personal retirement savings has caused increased attention to be focused on the forms of payment that should be allowed and/or encouraged under such plans at retirement. Many of the newly created defined contribution ...
QIS4 Technical Specifications
... The technical specifications laid out in this document have been written exclusively for the purposes of the QIS4 exercise. Whilst the results of this exercise will be the main quantitative input used by CEIOPS in the development of their final advice on potential level 2 implementing measures, whic ...
... The technical specifications laid out in this document have been written exclusively for the purposes of the QIS4 exercise. Whilst the results of this exercise will be the main quantitative input used by CEIOPS in the development of their final advice on potential level 2 implementing measures, whic ...
Chubb Ltd (Form: 10-K, Received: 02/26/2016 20:30
... high net worth personal lines business in the U.S., which included the renewal rights for new and existing business and reinsurance of all existing reserves. This business operates under our Insurance – North American P&C segment and the consolidated financial statements include the results of this ...
... high net worth personal lines business in the U.S., which included the renewal rights for new and existing business and reinsurance of all existing reserves. This business operates under our Insurance – North American P&C segment and the consolidated financial statements include the results of this ...
Reforming insurer profit in the CTP Green Slip Scheme Broad
... This reflects the objectives of the Motor Accidents Compensation Act 1999 and in the relevant scheme performance indicators reported annually by SIRA. The current scheme reflects compromises between these policy goals. It is designed so that competition not regulation would deliver effective pricing ...
... This reflects the objectives of the Motor Accidents Compensation Act 1999 and in the relevant scheme performance indicators reported annually by SIRA. The current scheme reflects compromises between these policy goals. It is designed so that competition not regulation would deliver effective pricing ...
AON CORP (Form: 10-K, Received: 03/16/2005 06
... We classify our insurance underwriting businesses into two sub-segments: (1) accident & health and life, and (2) warranty, credit and property and casualty. Accident & Health and Life Our Combined Insurance Company of America and Combined Life Insurance Company of New York (Combined) subsidiaries pr ...
... We classify our insurance underwriting businesses into two sub-segments: (1) accident & health and life, and (2) warranty, credit and property and casualty. Accident & Health and Life Our Combined Insurance Company of America and Combined Life Insurance Company of New York (Combined) subsidiaries pr ...
Reports and Financial Statements for the Financial
... unusual nature other than as disclosed in the financial statements. SIGNIFICANT EVENTS DURING THE FINANCIAL YEAR There were no material events subsequent to the reporting date that require disclosure or adjustments to the financial statements. DIVIDEND The amount of dividend declared and paid by the ...
... unusual nature other than as disclosed in the financial statements. SIGNIFICANT EVENTS DURING THE FINANCIAL YEAR There were no material events subsequent to the reporting date that require disclosure or adjustments to the financial statements. DIVIDEND The amount of dividend declared and paid by the ...
AON CORP (Form: 10-K, Received: 03/11/2004 16
... In our managing general underwriting business, we provide outsourcing solutions to insurance companies, such as risk selection, premium rating, form design and client service, but we do not assume any underwriting risk. Aon's wholesale brokers and managing general underwriting units offer more than ...
... In our managing general underwriting business, we provide outsourcing solutions to insurance companies, such as risk selection, premium rating, form design and client service, but we do not assume any underwriting risk. Aon's wholesale brokers and managing general underwriting units offer more than ...
Periodic Report for 2015
... Note concerning implementation of the provisions of the Securities (Periodic and Immediate Reports) Regulations, 1970 (“Securities Regulations”) in this report: Pursuant to Regulation 8C of the Securities Regulations, the provisions of Regulation 8A of the Securities Regulations in relation to the P ...
... Note concerning implementation of the provisions of the Securities (Periodic and Immediate Reports) Regulations, 1970 (“Securities Regulations”) in this report: Pursuant to Regulation 8C of the Securities Regulations, the provisions of Regulation 8A of the Securities Regulations in relation to the P ...
Possible Appendix/Side panel/Sidebar/Footnote(s) re: references
... these requirements and explains the measurement context in which the risk adjustment operates 3: An entity shall measure an insurance contract initially at the sum of: a) the fulfilment cash flows (an explicit, unbiased and probability-weighted estimate, i.e., expected value) of both the expected pr ...
... these requirements and explains the measurement context in which the risk adjustment operates 3: An entity shall measure an insurance contract initially at the sum of: a) the fulfilment cash flows (an explicit, unbiased and probability-weighted estimate, i.e., expected value) of both the expected pr ...
American International Group, Inc.
... first to market in many emerging markets and is well positioned to enhance its businesses in countries such as Brazil, China through strategic relationships with People’s Insurance Company (Group) of China Limited (PICC Group), and India with the Tata Group. Our Life Insurance Companies premiums and ...
... first to market in many emerging markets and is well positioned to enhance its businesses in countries such as Brazil, China through strategic relationships with People’s Insurance Company (Group) of China Limited (PICC Group), and India with the Tata Group. Our Life Insurance Companies premiums and ...
News Release
... progress during 2015. Our flagship AIMS fund range has delivered strong returns and has outperformed peers. At the end of 2015, AIMS had accumulated £3.0 billion of assets under management (AUM). The £105 million fund management operating profit delivered by Aviva Investors in 2015 is an important m ...
... progress during 2015. Our flagship AIMS fund range has delivered strong returns and has outperformed peers. At the end of 2015, AIMS had accumulated £3.0 billion of assets under management (AUM). The £105 million fund management operating profit delivered by Aviva Investors in 2015 is an important m ...
Reinsurance
... The contract is on individual risk basis; that is, there is no preexisting reinsurance contract. The insurer decides whether to cover a risk alone, or cede part of it to a reinsurer. When offered, the reinsurer may accept it, decline it or counteroffer the insurer. ...
... The contract is on individual risk basis; that is, there is no preexisting reinsurance contract. The insurer decides whether to cover a risk alone, or cede part of it to a reinsurer. When offered, the reinsurer may accept it, decline it or counteroffer the insurer. ...
History of insurance
The history of insurance describes the development of the modern business of insurance against risks, especially regarding cargo, property, death, automobile accidents, and medical treatment.The industry helps to eliminate risks (as when fire insurance companies demand the implementation of safe practices and the installation of hydrants), spreads risks from the individual to the larger community, and provides an important source of long-term finance for both the public and private sectors. The insurance industry is generally profitable and provides attractive employment opportunities for white collar workers.