pension schemes electronic discussion group
... provide employees adequate resources for post-employment. During the XIX century, some corporations started to distribute fringe benefits in the form of promises to pay retirement pensions. The Bismarck model was structured around a tripartite arrangement, where the employee, the employer and govern ...
... provide employees adequate resources for post-employment. During the XIX century, some corporations started to distribute fringe benefits in the form of promises to pay retirement pensions. The Bismarck model was structured around a tripartite arrangement, where the employee, the employer and govern ...
March 31, 2017 Form 10-Q
... American International Group, Inc. (AIG) is a leading global insurance organization serving customers in more than 80 countries and jurisdictions. AIG companies serve commercial and individual customers through one of the most extensive worldwide property-casualty networks of any insurer. In additio ...
... American International Group, Inc. (AIG) is a leading global insurance organization serving customers in more than 80 countries and jurisdictions. AIG companies serve commercial and individual customers through one of the most extensive worldwide property-casualty networks of any insurer. In additio ...
2000 Annual Report PDF Version
... On the minus side, policyholder growth at GEICO slowed to a halt as the year progressed. It has become much more expensive to obtain new business. I told you last year that we would get our money’s worth from stepped-up advertising at GEICO in 2000, but I was wrong. We’ll examine the reasons later i ...
... On the minus side, policyholder growth at GEICO slowed to a halt as the year progressed. It has become much more expensive to obtain new business. I told you last year that we would get our money’s worth from stepped-up advertising at GEICO in 2000, but I was wrong. We’ll examine the reasons later i ...
On Path–dependency of Constant Proportion Portfolio
... (1971) problem, for an investor with hyperbolic absolute risk aversion (HARA) utility function. That is, CPPIs were proposed as possible solutions to a very concrete mathematical problem, under extreme assumptions, not only on the risky asset dynamics, but also on the way investors make decisions. F ...
... (1971) problem, for an investor with hyperbolic absolute risk aversion (HARA) utility function. That is, CPPIs were proposed as possible solutions to a very concrete mathematical problem, under extreme assumptions, not only on the risky asset dynamics, but also on the way investors make decisions. F ...
1492 Syndicate annual accounts 2015
... Review of the Business (continued) As the Syndicate develops, any surplus funds are held in interest bearing current bank accounts or short term deposits, providing the Syndicate with ready access to working capital. The Syndicate will appoint and control dedicated class underwriters supplemented by ...
... Review of the Business (continued) As the Syndicate develops, any surplus funds are held in interest bearing current bank accounts or short term deposits, providing the Syndicate with ready access to working capital. The Syndicate will appoint and control dedicated class underwriters supplemented by ...
3.03: Financial Services Commission of Ontario—Pension Plan and
... of plans had not improved since investment returns remained volatile and interest rates remained low. FSCO’s Superintendent has limited powers under the Pension Benefits Act (Act) to deal with administrators of severely underfunded plans, or those who do not administer plans in compliance with the A ...
... of plans had not improved since investment returns remained volatile and interest rates remained low. FSCO’s Superintendent has limited powers under the Pension Benefits Act (Act) to deal with administrators of severely underfunded plans, or those who do not administer plans in compliance with the A ...
Adverse Selection in Reinsurance Markets
... variables for our profitability equations. On the right-hand side, we include our contract sustainability variables SUSTAIN and RHERF. Although our primary interest is in the effect that contract sustainability has upon profitability, we must also control for other determinants of the profitability ...
... variables for our profitability equations. On the right-hand side, we include our contract sustainability variables SUSTAIN and RHERF. Although our primary interest is in the effect that contract sustainability has upon profitability, we must also control for other determinants of the profitability ...
Form 8-K GENERAL ELECTRIC CAPITAL SERVICES INC/CT
... Commercial Equipment Financing (CEF) offers large and small companies a broad line of leases and loans. Customers include manufacturers, distributors, dealers, end-users, and municipalities. Financial products include financing for construction equipment, corporate aircraft, medical equipment, truck ...
... Commercial Equipment Financing (CEF) offers large and small companies a broad line of leases and loans. Customers include manufacturers, distributors, dealers, end-users, and municipalities. Financial products include financing for construction equipment, corporate aircraft, medical equipment, truck ...
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... camel first. If the camel was not tied, the possibility for the camel to run away or being stolen will simply be higher. From this incident, it was established among scholars that the concept of insurance does not contradict with the Sharia’ah laws because insurance is a mechanism which can manage a ...
... camel first. If the camel was not tied, the possibility for the camel to run away or being stolen will simply be higher. From this incident, it was established among scholars that the concept of insurance does not contradict with the Sharia’ah laws because insurance is a mechanism which can manage a ...
Thematic Review on Deposit Insurance Systems
... practices by FSB members in a number of areas covered by the Core Principles, which can serve as useful references to other deposit insurers. At the same time, however, there remain some areas where there appear to be divergences from, or inconsistencies with, the Core Principles that need more time ...
... practices by FSB members in a number of areas covered by the Core Principles, which can serve as useful references to other deposit insurers. At the same time, however, there remain some areas where there appear to be divergences from, or inconsistencies with, the Core Principles that need more time ...
Risk Factors A number of risk factors affect Prudential`s operating
... assets denominated in local currencies. Although this practice limits the effect of exchange rate fluctuations on local operating results, it can lead to significant fluctuations in Prudential’s consolidated financial statements upon translation of results into pounds sterling. This exposure is not ...
... assets denominated in local currencies. Although this practice limits the effect of exchange rate fluctuations on local operating results, it can lead to significant fluctuations in Prudential’s consolidated financial statements upon translation of results into pounds sterling. This exposure is not ...
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... Financial Regulations for Takaful Insurance Companies obligation to make donation against his contribution in Takaful insurance account with the company to compensate damages or pay benefits to whosoever deserve them. Takaful Insurance Policy ...
... Financial Regulations for Takaful Insurance Companies obligation to make donation against his contribution in Takaful insurance account with the company to compensate damages or pay benefits to whosoever deserve them. Takaful Insurance Policy ...
Effects of Business Diversification on Asset Risk-Taking
... Cummins and Sommer (1996) examine the relation between capitalization and portfolio risk in the P/L insurance industry by using a pooled cross-section, time series sample. They find a positive relation between the capital-to-asset ratio and asset risk-taking. Lee, Mayers, and Smith (1997) investigat ...
... Cummins and Sommer (1996) examine the relation between capitalization and portfolio risk in the P/L insurance industry by using a pooled cross-section, time series sample. They find a positive relation between the capital-to-asset ratio and asset risk-taking. Lee, Mayers, and Smith (1997) investigat ...
AMERCO /NV/ (Form: 10-Q, Received: 11/05/2014
... and claims handling for U-Haul through regional offices across North America. Property and Casualty Insurance also underwrites components of the Safemove, Safetow, Safemove Plus, Safestor and Safestor Mobile protection packages to U-Haul customers. The business plan for Property and Casualty Insuran ...
... and claims handling for U-Haul through regional offices across North America. Property and Casualty Insurance also underwrites components of the Safemove, Safetow, Safemove Plus, Safestor and Safestor Mobile protection packages to U-Haul customers. The business plan for Property and Casualty Insuran ...
Allocation of Policyholder Consideration in Mutual Life Insurance
... Cross References—When this standard refers to the provisions of other documents, the reference includes the referenced documents as they may be amended or restated in the future, and any successor to them, by whatever name called. If any amended or restated document differs materially from the origi ...
... Cross References—When this standard refers to the provisions of other documents, the reference includes the referenced documents as they may be amended or restated in the future, and any successor to them, by whatever name called. If any amended or restated document differs materially from the origi ...
State Auto Financial CORP (Form: 10-K, Received: 03/01
... All statements, other than statements of historical facts, included in this Annual Report on Form 10-K (this “Form 10-K”) of State Auto Financial Corporation (“State Auto Financial” or “STFC”) or incorporated herein by reference, including, without limitation, statements regarding State Auto Financi ...
... All statements, other than statements of historical facts, included in this Annual Report on Form 10-K (this “Form 10-K”) of State Auto Financial Corporation (“State Auto Financial” or “STFC”) or incorporated herein by reference, including, without limitation, statements regarding State Auto Financi ...
capitalizing on catastrophe: short selling insurance stocks around
... selling to be more concentrated in stocks with greater regional exposure to Rita than to Katrina because investors can become more informed by learning about the effects of Katrina. Consistent with Ewing, Hein, and Kruse (2006) and Lamb (1995, 1998), who find that stock prices decline prior to the l ...
... selling to be more concentrated in stocks with greater regional exposure to Rita than to Katrina because investors can become more informed by learning about the effects of Katrina. Consistent with Ewing, Hein, and Kruse (2006) and Lamb (1995, 1998), who find that stock prices decline prior to the l ...
Financial facts - Great West Life
... The 60-year average annual dividend scale interest rate is a blended average of the dividend scale interest rate that applies to policies with a variable policy loan rate provision (1969 to 2015) and the dividend scale interest rate that applies to policies with a fixed policy loan rate provision (1 ...
... The 60-year average annual dividend scale interest rate is a blended average of the dividend scale interest rate that applies to policies with a variable policy loan rate provision (1969 to 2015) and the dividend scale interest rate that applies to policies with a fixed policy loan rate provision (1 ...
Investment in an Indonesian Life Insurance Company, PT Panin Life
... Panin Life. Subject to obtaining all relevant regulatory approvals, Panin Life will become an affiliate of the Company. This relationship will bring added value for business growth providing excellence to customers and business partners. Panin Life mainly operates in Indonesia, a promising life insu ...
... Panin Life. Subject to obtaining all relevant regulatory approvals, Panin Life will become an affiliate of the Company. This relationship will bring added value for business growth providing excellence to customers and business partners. Panin Life mainly operates in Indonesia, a promising life insu ...
Kingdom of Bahrain: Financial System Stability Assessment
... Bahrain’s financial sector is enjoying good results and growth in a favorable environment, and soundness indicators suggest that the system is robust. The banking sector is well-capitalized. Asset quality has been improving and provisioning is high. Profitability surged in 2004–05, but historically, ...
... Bahrain’s financial sector is enjoying good results and growth in a favorable environment, and soundness indicators suggest that the system is robust. The banking sector is well-capitalized. Asset quality has been improving and provisioning is high. Profitability surged in 2004–05, but historically, ...
Integration of financial services
... chart. Our diversified U.S. platform will ensure consistent shareholder value creation by capitalizing on product and service convergence while at the same time reducing exposure to one sector. In addition, we believe that the U.S. market will continue a trend towards integrated financial services. ...
... chart. Our diversified U.S. platform will ensure consistent shareholder value creation by capitalizing on product and service convergence while at the same time reducing exposure to one sector. In addition, we believe that the U.S. market will continue a trend towards integrated financial services. ...
structured life insurance and investment products for retail investors
... this products, the interaction between insurance company and insurance taker becomes of great importance. Therefore, this chapter also motivates the two following chapters. Chapter 3 answers the question which structured life insurance product is indeed optimal for an retail investor. In particular, ...
... this products, the interaction between insurance company and insurance taker becomes of great importance. Therefore, this chapter also motivates the two following chapters. Chapter 3 answers the question which structured life insurance product is indeed optimal for an retail investor. In particular, ...
the national flood insurance program: challenges and solutions
... the prospect of rising sea levels to illustrate its exposure to changing conditions over time. Section 9 covers actuarial standards and principles and how they can be used in NFIP ratemaking. Section 10 discusses issues surrounding privatization and Section 11 provides an example of how state experi ...
... the prospect of rising sea levels to illustrate its exposure to changing conditions over time. Section 9 covers actuarial standards and principles and how they can be used in NFIP ratemaking. Section 10 discusses issues surrounding privatization and Section 11 provides an example of how state experi ...
History of insurance
The history of insurance describes the development of the modern business of insurance against risks, especially regarding cargo, property, death, automobile accidents, and medical treatment.The industry helps to eliminate risks (as when fire insurance companies demand the implementation of safe practices and the installation of hydrants), spreads risks from the individual to the larger community, and provides an important source of long-term finance for both the public and private sectors. The insurance industry is generally profitable and provides attractive employment opportunities for white collar workers.