re-prioritizing priority sector lending in india
... developing nations as an instrument to channel credit at preferential rates to strategic sectors of the economy that have been marginalized by institutional credit. However, experience of countries that have used directed credit programs shows that the overall costs of implementing such programs are ...
... developing nations as an instrument to channel credit at preferential rates to strategic sectors of the economy that have been marginalized by institutional credit. However, experience of countries that have used directed credit programs shows that the overall costs of implementing such programs are ...
How Does the Market View Bank Regulatory Capital Forbearance
... Ronn and Verma (1986) and employs a constant regulatory policy parameter applied to all banks to estimate the two unobservable values of the bank assets and asset volatility (e.g., Flannery and Sorescu, 1996; Hassan et al., 1994, among numerous others). These two inputs have been used for many ends ...
... Ronn and Verma (1986) and employs a constant regulatory policy parameter applied to all banks to estimate the two unobservable values of the bank assets and asset volatility (e.g., Flannery and Sorescu, 1996; Hassan et al., 1994, among numerous others). These two inputs have been used for many ends ...
Fintech and Disruptive Business Models in Financial Products
... “fintech” specifically focuses on the embedment of digital technology into financial technology, different aspects of which have, to larger or smaller extents, also required innovation in legal technology.7 By contextualizing “fintech” against the broader historical backdrop in financial technology, ...
... “fintech” specifically focuses on the embedment of digital technology into financial technology, different aspects of which have, to larger or smaller extents, also required innovation in legal technology.7 By contextualizing “fintech” against the broader historical backdrop in financial technology, ...
STANDARD CHARTERED BANK (PAKISTAN) LIMITED
... despite inflation and continuous investments. Due to strong risk management and prudent credit expansion loan impairments remained low. The bank continues to maintain high provision coverage of over 90% against Non-performing loans. The deposit momentum continues with a growth of around 3% since sta ...
... despite inflation and continuous investments. Due to strong risk management and prudent credit expansion loan impairments remained low. The bank continues to maintain high provision coverage of over 90% against Non-performing loans. The deposit momentum continues with a growth of around 3% since sta ...
Annual Report
... Transformation is essential to the future of both our commercial and private banking businesses. We experienced great success in 2013 as we grew our relationship-driven business in the niche markets that serve as growth engines for commercial banking. At the same time, we continued to identify and p ...
... Transformation is essential to the future of both our commercial and private banking businesses. We experienced great success in 2013 as we grew our relationship-driven business in the niche markets that serve as growth engines for commercial banking. At the same time, we continued to identify and p ...
Basel III Leverage Ratio Framework and Disclosure Requirements
... becoming the binding capital measure for a substantial number of banks. Moreover, for banks where the leverage ratio does not become the binding ratio immediately, the very real prospect of it becoming binding in the future or after a stress test will cause these institutions to change their behavio ...
... becoming the binding capital measure for a substantial number of banks. Moreover, for banks where the leverage ratio does not become the binding ratio immediately, the very real prospect of it becoming binding in the future or after a stress test will cause these institutions to change their behavio ...
Are Universal Banks Better Intermediaries? ∗ Daniel Neuhann Farzad Saidi
... In this paper, we exploit the stepwise repeal of the Glass-Steagall Act in the U.S. to empirically evaluate the effects of bank-scope deregulation on the performance of bank-dependent firms. In doing so, we take a step towards measuring the value added of large universal banks as suppliers of financ ...
... In this paper, we exploit the stepwise repeal of the Glass-Steagall Act in the U.S. to empirically evaluate the effects of bank-scope deregulation on the performance of bank-dependent firms. In doing so, we take a step towards measuring the value added of large universal banks as suppliers of financ ...
Repo and Securities Lending - Federal Reserve Bank of New York
... source of funding for securities dealers. Hence, the main collateral providers in the tri-party repo market are securities dealers—in particular, primary dealers. Some large hedge funds and other institutions with large portfolios of securities also borrow in the tri-party repo market, but they repr ...
... source of funding for securities dealers. Hence, the main collateral providers in the tri-party repo market are securities dealers—in particular, primary dealers. Some large hedge funds and other institutions with large portfolios of securities also borrow in the tri-party repo market, but they repr ...
Hedge Funds How They Serve Investors in U.S. and Global Markets
... industry, with performance rebounding from record losses last year (2008). The pace of redemptions is slowing with many forecasting a net inflow to hedge funds for 2009, as investors reassess their allocations to alternative investment strategies.1 Institutional investors continue to see the value o ...
... industry, with performance rebounding from record losses last year (2008). The pace of redemptions is slowing with many forecasting a net inflow to hedge funds for 2009, as investors reassess their allocations to alternative investment strategies.1 Institutional investors continue to see the value o ...
ANNUAL REPORT - Credit Libanais
... housing loan schemes: in this context, BDL subsidized housing loans increased by 66%; and other housing loans increased by 10%. Furthermore, in view of creating value for small and medium enterprises while supporting their sustainable development, the Bank provides them with advisory services to gro ...
... housing loan schemes: in this context, BDL subsidized housing loans increased by 66%; and other housing loans increased by 10%. Furthermore, in view of creating value for small and medium enterprises while supporting their sustainable development, the Bank provides them with advisory services to gro ...
Efficiency Determinants and Dynamic Efficiency Changes in Latin
... region was accompanied by neither an effective regulatory and normative framework nor effective monitoring of Latin American banking systems. In many Latin American countries, a more competitive banking environment followed financial liberalization; but along with this increase in competition came a ...
... region was accompanied by neither an effective regulatory and normative framework nor effective monitoring of Latin American banking systems. In many Latin American countries, a more competitive banking environment followed financial liberalization; but along with this increase in competition came a ...
Download attachment
... ethics that militates against exploitation, and prohibits involvement in activities that are considered morally distasteful, such as drugs, alcohol, prostitution, and games of chance. The use of instruments based on interest is forbidden. Furthermore, pure financing such as derivative transactions a ...
... ethics that militates against exploitation, and prohibits involvement in activities that are considered morally distasteful, such as drugs, alcohol, prostitution, and games of chance. The use of instruments based on interest is forbidden. Furthermore, pure financing such as derivative transactions a ...
Towards a new framework for banking crisis management
... case, the new tools employed by governments and central banks as well as their possible drawbacks. The paper includes a comprehensive reconstruction of institutional frameworks as they were before and after the reforms that followed the financial crisis. In this context, a special focus is given to ...
... case, the new tools employed by governments and central banks as well as their possible drawbacks. The paper includes a comprehensive reconstruction of institutional frameworks as they were before and after the reforms that followed the financial crisis. In this context, a special focus is given to ...
Good Practices on Reducing Reliance on CRAs in Asset
... provide external credit ratings of individual financial instruments and issuers that express a view on the instrument or entity’s overall creditworthiness (hereafter “credit ratings”) 1. The role of CRAs has come under regulatory scrutiny, partly as a result of the over-reliance placed by some marke ...
... provide external credit ratings of individual financial instruments and issuers that express a view on the instrument or entity’s overall creditworthiness (hereafter “credit ratings”) 1. The role of CRAs has come under regulatory scrutiny, partly as a result of the over-reliance placed by some marke ...
Risk Weighted Capital Adequacy Framework
... Defined as more than 20% and below 50% of the issuer’s paid-up ordinary share capital. If the investment is more than 5% of the investee’s paid-up ordinary share capital but not yet considered as associates. Financial entities would include securities or stock-broking firms, fund management companie ...
... Defined as more than 20% and below 50% of the issuer’s paid-up ordinary share capital. If the investment is more than 5% of the investee’s paid-up ordinary share capital but not yet considered as associates. Financial entities would include securities or stock-broking firms, fund management companie ...
Conflicts of Interest in the Financial Services Industry
... conflicts of interest exist, they are difficult to exploit. The market is often able to provide incentives that constrain conflicted agents, discounting the value of services when it perceives a conflict of interest is present. In response, financial service providers frequently institute safeguards ...
... conflicts of interest exist, they are difficult to exploit. The market is often able to provide incentives that constrain conflicted agents, discounting the value of services when it perceives a conflict of interest is present. In response, financial service providers frequently institute safeguards ...
The determinants of cost/profit efficiency of Islamic banks
... Hussein (2003) provides an analysis of the characteristics of cost efficiency of Islamic banks in Sudan between 1990 and 2000. Using the stochastic approach, he estimates the cost frontier of a sample of 17 banks over this period. The results show large variations in the efficiency of Sudanese Islam ...
... Hussein (2003) provides an analysis of the characteristics of cost efficiency of Islamic banks in Sudan between 1990 and 2000. Using the stochastic approach, he estimates the cost frontier of a sample of 17 banks over this period. The results show large variations in the efficiency of Sudanese Islam ...
The EBA EU-wide Stress Test 2016
... euro area, where several countries share the same currency and devaluation is does not a real option, there is a risk of government debt defaults as the Greek private-sector involvement (PSI) showed in 2012. In the case of the Greek PSI, the private sector agreed to take a loss of more than 50% on t ...
... euro area, where several countries share the same currency and devaluation is does not a real option, there is a risk of government debt defaults as the Greek private-sector involvement (PSI) showed in 2012. In the case of the Greek PSI, the private sector agreed to take a loss of more than 50% on t ...
The Dodd-Frank Act
... LCFIs that are designated as systemically important financial institutions (SIFIs). However, this Article concludes that DoddFrank’s provisions fall far short of the changes that would be needed to prevent future taxpayer-financed bailouts and to remove other public subsidies for TBTF institutions. ...
... LCFIs that are designated as systemically important financial institutions (SIFIs). However, this Article concludes that DoddFrank’s provisions fall far short of the changes that would be needed to prevent future taxpayer-financed bailouts and to remove other public subsidies for TBTF institutions. ...
chinese bank`s credit risk assessment - STORRE
... banks’ role and the consequence of credit to the economy in both the mainstream and Post Keynesian approach, through which the universality of uncertainty is justified. Considering the importance of history in the banking sector, Chick’s (1992, 1993) seven-stage framework of banking evolution is int ...
... banks’ role and the consequence of credit to the economy in both the mainstream and Post Keynesian approach, through which the universality of uncertainty is justified. Considering the importance of history in the banking sector, Chick’s (1992, 1993) seven-stage framework of banking evolution is int ...
Pillar 3 Disclosures Quantitative Disclosures As at 31
... Exposures comprise on-balance sheet amounts and off-balance sheet amounts. Off-balance sheet amounts are converted into exposures using applicable conversion factors under MAS Notice 637. Exposures incorporate the effects of credit risk mitigation as permitted under MAS Notice 637 ...
... Exposures comprise on-balance sheet amounts and off-balance sheet amounts. Off-balance sheet amounts are converted into exposures using applicable conversion factors under MAS Notice 637. Exposures incorporate the effects of credit risk mitigation as permitted under MAS Notice 637 ...
Working Paper No. 510 Institutional investor
... and central banks in a number of advanced economies looked to both standard and nonstandard policies to ease monetary conditions sufficiently to meet their price stability objectives. In the United Kingdom, the Bank of England responded to the risk that it would undershoot its 2% target for annual C ...
... and central banks in a number of advanced economies looked to both standard and nonstandard policies to ease monetary conditions sufficiently to meet their price stability objectives. In the United Kingdom, the Bank of England responded to the risk that it would undershoot its 2% target for annual C ...