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Personal Finance
‫اﻟﺘﻤﻮﻳﻞ اﻟﺸﺨﺼﻲ‬
‫ﻣﺘﻮاﻓﻖ ﻣﻊ اﻟﺸﺮﻳﻌﺔ اﺳﻼﻣﻴﺔ‬
V1
Shari’a Compliant
khaleeji CB
Personal Finance
Experience life to the fullest with KHCB’s flexible Sharia’a
compliant Personal financing scheme. KHCB Personal
financing can be used for education, marriage and even the
trip of a lifetime. Our flexible financing is available to
employees, as well as self-employed. It’s flexible financing to
get you Moving Forward!
‫اﻟﺘﻤﻮﻳﻞ اﻟﺸﺨﺼﻲ‬
‫ﺗﻤﺘﻊ ﺑﺎﻟﺤﺼﻮل ﻋﻠﻰ أﻓﻀﻞ اﻟﺘﻤﻮﻳﻼت اﻟﺸﺨﺼﻴﺔ اﻟﻤﺘﻮاﻓﻘﺔ ﻣﻊ ﻣﺒﺎدئ‬
‫ ﻧﺤﻦ ﻧﻘﺪم ﻟﻜﻢ‬.‫اﻟﺸﺮﻳﻌﺔ ا†ﺳﻼﻣﻴﺔ ﻣﻦ اﻟﻤﺼﺮف اﻟﺨﻠﻴﺠﻲ اﻟﺘﺠﺎري‬
‫ ﻛﻤﺎ أن ﻫﺬه‬.‫ وﻏﻴﺮ ذﻟﻚ‬،‫ﺗﻤﻮﻳﻼت ﻣﻴﺴﺮة ﻟﻠﺘﻌﻠﻴﻢ أو اﻟﺰواج أو اﻟﺴﻔﺮ‬
‫ ﺗﻤﻮﻳﻞ‬،‫اﻟﺘﻤﻮﻳﻼت اﻟﻤﺮﻧﺔ ﻣﺘﺎﺣﺔ ﻟﻠﻤﻮﻇﻔﻴﻦ وžﺻﺤﺎب اﻟﻤﻬﻦ اﻟﺤﺮة‬
.‫ﻣﻴﺴﺮ ﻟﻤﺴﺎﻋﺪﺗﻜﻢ ﻓﻲ ﺗﺤﻘﻴﻖ ﺗﻄﻠﻌﺎﺗﻜﻢ‬
Conditions
‫اﻟﺸﺮوط‬
Finance application form to be signed
Copies of 2 valid ID’s (valid visa for expats) to be stamped
after seeing the original smart card
Latest original pay slip (In case of variable pay, 3 months slip
is required)
Original Bank Statement for 3 months
Original Salary Certificate addressed to KHCB
Sign BENEFIT consent form and generate the report
(If applicable) Outstanding Letter in case of refinance
‫إﺳﺘﻜﻤﺎل ﺑﻴﺎﻧﺎت إﺳﺘﻤﺎرة اﻟﺘﻤﻮﻳﻞ وﺗﻮﻗﻴﻌﻬﺎ‬
(‫ﻧﺴﺨﺘﺎن ﺳﺎرﻳﺘﺎ اﻟﻤﻔﻌﻮل ﻟﻠﻬﻮﻳﺔ ) وﻧﺴﺨﺔ ﻣﻦ ا†ﻗﺎﻣﺔ ﻟﻠﻤﻘﻴﻤﻴﻦ‬
‫ﻟﺨﺘﻤﻬﺎ ﺑﻌﺪ رؤﻳﺔ اﻟﻨﺴﺦ اžﺻﻠﻴﺔ‬
(‫ ﺷﻬﻮر ﻟﻠﺮواﺗﺐ ﻏﻴﺮ اﻟﺜﺎﺑﺘﺔ‬٣ ‫آﺧﺮ ﻛﺸﻒ راﺗﺐ )ﻛﺸﻒ آﺧﺮ‬
‫ ﺷﻬﻮر‬٣ ‫ﺧﺮ‬± ‫ﻛﺸﻒ اﻟﺤﺴﺎب اžﺻﻠﻲ‬
‫رﺳﺎﻟﺔ ﺷﻬﺎدة راﺗﺐ أﺻﻠﻴﺔ ﻣﻮﺟﻬﺔ ﻟﻠﻤﺼﺮف اﻟﺨﻠﻴﺠﻲ اﻟﺘﺠﺎري‬
‫ﺗﻮﻗﻴﻊ إﺳﺘﻤﺎرة )ﺑﻨﻔﺖ( ﻟﻄﻠﺐ اﻟﺘﻘﺮﻳﺮ‬
‫رﺳﺎﻟﺔ ﻣﺪﻳﻮﻧﻴﺔ ﺑﺎﻟﻤﺒﻠﻎ اﻟﻤﺘﺒﻘﻲ ﻟﻠﺘﻤﻮﻳﻞ اﻟﺴﺎﺑﻖ ﻓﻲ ﺣﺎل ﺗﺴﺪﻳﺪ اﻟﻤﺪﻳﻮﻧﻴﺔ‬
:
:
‫ﻣﺒﻠﻎ اﻟﺘﻤﻮﻳﻞ‬
Repayment Period :
:
‫ﻓﺘﺮة اﻟﺴﺪاد‬
Installment
:
:
‫اﻟﻘﺴﻂ‬
Profit Rate
:
:
‫ﻧﺴﺒﺔ اﻟﺮﺑﺢ‬
Admin Fees
:
:
‫رﺳﻮم إدارﻳﺔ‬
Other Remarks
:
: ‫ﻣﻼﺣﻈﺎت أﺧﺮى‬
For Follow up
‫ﻟﻠﻤﺘﺎﺑﻌﺔ‬
Finance Amount
Employee Name :
: ‫إﺳﻢ اﻟﻤﻮﻇﻒ‬
Branch
:
:
‫اﻟﻔﺮع‬
Phone Number
:
:
‫رﻗﻢ اﻟﻬﺎﺗﻒ‬
Date
:
:
‫اﻟﺘﺎرﻳﺦ‬
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